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Deblock Card vs Rizon Card

Deblock Card

Crypto native

5.6
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Rizon Card

Crypto native

6.2
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Verdict

  • Rizon Card scores higher overall (6.2 vs 5.6 out of 10).
  • Deblock Card is clearly stronger on: FX & international.
  • Rizon Card is clearly stronger on: Fees, Cashback & rewards.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Deblock Card is a good fit for

  • Frequent travellers

Stronger on: FX & international

Rizon Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Everyday spenders who want cashback

Stronger on: Fees, Cashback & rewards

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesDeblock Card vs ether.fi CashRizon Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionDeblock CardRizon Card
Fees70100
Cashback & rewards351
Availability–23
FX & international8032
Product features7070
Custody & security8580
Credit & financing30–
Limits & ATM82–
Transparency100100
Best for Cashback3.86.0
Best for Travel6.85.3
Best for Self-Custodyn/a7.4
Best for DeFi Users5.77.0
Best for Stablecoinsn/a7.1
Best for High Spenders4.35.9
Best for Low Fees7.97.6
Best for Beginners6.87.4

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Debit cardShow source

Network

VisaConditions apply: tap or hover for detailsShow source

Deblock is a direct VISA member

VisaConditions apply: tap or hover for detailsShow source

Visa Platinum

Custody model

HybridConditions apply: tap or hover for detailsShow source

Euros safeguarded by the e-money institution; digital assets self-custodied

Self-custodyConditions apply: tap or hover for detailsShow source

Wallet powered by Privy; private keys stay with the user

Card issuer / program manager

Deblock SAS (electronic money institution licensed by the ACPR, CIB 17748)Show source
Signify Holdings Inc. and Nimbus LLC (Rain)Show source

Tiers / plans

Standard · PremiumShow source
Standard · Rizon Emerald (from $5.59/month)Show source

Fees

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Standard; Premium 10 €/month

FreeConditions apply: tap or hover for detailsShow source

Account maintenance; optional Rizon Emerald subscription from $5.59/month

Physical card fee

No data yet
Not disclosedConditions apply: tap or hover for detailsShow source

Shown in the app only

Virtual card fee

No data yet
Not disclosedConditions apply: tap or hover for detailsShow source

Shown in the app only

Replacement fee

No data yet
Not disclosedConditions apply: tap or hover for detailsShow source

Shown in the app only

FX fee

0.5%Conditions apply: tap or hover for detailsShow source

Standard, weekdays, after €500/month free FX allowance; 1% on weekends; Premium 0% always

1.7%Conditions apply: tap or hover for detailsShow source

Plus $0.10 per non-USD card transaction; 1.02% with Rizon Emerald; USD spend free

Crypto conversion fee

1.99%Conditions apply: tap or hover for detailsShow source

Standard buy/sell/swap fee; Premium 0.49%

No data yet

Top-up fee

No data yet
FreeShow source

Crypto withdrawal fee

No data yet
0.1%Conditions apply: tap or hover for detailsShow source

Plus network fee (on-chain withdrawal)

ATM fee

1% (min. €1)Conditions apply: tap or hover for detailsShow source

Standard, after 1 free withdrawal or €100/month; Premium & Native after 5 free withdrawals or €1,000/month; ATM operators may add own surcharge

No data yet

Free ATM allowance

€100/monthConditions apply: tap or hover for detailsShow source

Standard; Premium 1,000 €/month

No data yet

Transfer fee

No data yet
0.1%Conditions apply: tap or hover for detailsShow source

International transfer: network fee + 0.1%; sending to another Rizon user is free

Other fees & markups

Free currency exchange only up to 1,000 €/month on Standard (unlimited on Premium) · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium)Show source
Trading fee 1.7% (0.85% with Rizon Emerald)Show source

Cashback & rewards

Base cashback

0%Conditions apply: tap or hover for detailsShow source

Standard plan; Premium up to 1%

2.5%Conditions apply: tap or hover for detailsShow source

On eligible purchases

Max cashback

1%Conditions apply: tap or hover for detailsShow source

Premium plan (10 €/month)

2.5%Conditions apply: tap or hover for detailsShow source

Metal card with bigger cashback announced as coming soon

Cashback conditions

No data yet
RizPoints earned on every purchase, redeemable for gifts and rewardsConditions apply: tap or hover for detailsShow source

Separate points program alongside cashback; higher RizPoints tiers unlocked by spending more

Credit & financing

Credit line

NoConditions apply: tap or hover for detailsShow source

No overdraft; may be considered in the future

No data yet

Credit type

NoneShow source
No data yet

Availability

Available in

No data yet
United States, Latin AmericaConditions apply: tap or hover for detailsShow source

Site-wide services restriction notice (Rizon Technologies, UAB); the same page also advertises 'Global dollar services outside the U.S.', so the notice may be shown per visitor region

Account / spend currencies

No data yet
USD · EURConditions apply: tap or hover for detailsShow source

USD and EUR accounts in the Rizon app (virtual ACH & SEPA account)

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesShow source
YesShow source

Virtual card

YesConditions apply: tap or hover for detailsShow source

Standard: 1 virtual card; Premium: 10

YesShow source

ATM withdrawals

YesConditions apply: tap or hover for detailsShow source

Any ATM on the VISA network, also abroad

YesShow source

Spend stablecoins

No data yet
YesShow source

Limits

ATM limit

€15,000Conditions apply: tap or hover for detailsShow source

Standard; Premium 30,000 €; period not stated

No data yet

Security & custody

Regulation / licences

Crypto-Asset Service Provider (CASP) licensed by the AMF, no. A2025-001 · Electronic money institution licensed by the ACPR, CIB 17748Show source
No data yet

Annual cost at 1,500 EUR/month

Deblock Card

  • Annual & monthly fees+0 EUR
  • FX costs−18 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+0 EUR
  • Net annual value-18 EUR

Rizon Card

  • Annual & monthly fees+0 EUR
  • FX costs−61 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+450 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Deblock Card comparisons

More Rizon Card comparisons