Ranking
Best crypto cards for cashback
Ranked mainly by base cashback that you get without staking or a paid tier. 'Up to' rates count less, because they come with conditions.
Currently ranked first: OKX Card (EEA) with 7.4/10 (cashback weighting). 20 cards qualify. Rankings update automatically when verified data changes — last rendered 23 October 2026.
- Base cashback
- 2%*
- Base fee
- Free
- FX fee
- 0%*
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- + No FX markup from the issuer
- + 2% base cashback in USDG
- − Top rate of 10% only with conditions — VIP 4+ on OKX, capped at €1,000/month
- − No physical card
- Base cashback
- No data yet
- Base fee
- Free
- FX fee
- 0%
- Custody
- Self-custody
- + No annual or monthly fee on the base tier
- + No FX markup from the issuer
- + Self-custody: funds stay in your own wallet
- − Top rate of 20% only with conditions — Up to; eligible purchases only — conditions not specified
- Base cashback
- 1%*
- Base fee
- No data yet
- FX fee
- 0.5%*
- Custody
- No data yet
- + Low FX fee (0.5%)
- + 1% base cashback
- + Free ATM withdrawals up to €100/month
- − Top rate of 10% only with conditions — Up to; marketing claim, tier based on total Bybit portfolio value
- 46.1Provisional
- Base cashback
- 2%*
- Base fee
- Free
- FX fee
- No data yet
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- + 2% base cashback
- + Spends stablecoins directly
- − Top rate of 3% only with conditions — New users or after reaching the monthly spending threshold
- Base cashback
- 1.5%*
- Base fee
- No data yet
- FX fee
- 0%
- Custody
- Self-custody
- + No FX markup from the issuer
- + 1.5% base cashback
- + Self-custody: funds stay in your own wallet
- − Top rate of 6% only with conditions — Premium tier, headline rate, monthly spend caps apply
- 6MetaMask Card
Crypto native · MetaMask (Consensys)
Initial research 22 October 2026 · not yet verified5.7Provisional- Base cashback
- 1%*
- Base fee
- Free*
- FX fee
- 0%*
- Custody
- Self-custody
- + No annual or monthly fee on the base tier
- + No FX markup from the issuer
- + 1% base cashback in mUSD
- − Top rate of 3% only with conditions — Metal tier ($199/yr), first $10,000 spent per year, then 1%
- 75.7Provisional
- Base cashback
- 3%*
- Base fee
- No data yet
- FX fee
- 1.5%*
- Custody
- Self-custody*
- + 3% base cashback in ETHFI
- + Self-custody: funds stay in your own wallet
- + Apple Pay and Google Pay
- − FX fee up to 1.5%
- − Top rate of 4% only with conditions — VIP membership, on the first $50,000 of card spend per month
- − Cashback paid in a volatile token (ETHFI)
Full review & sourcesGet the card Affiliate link - 85.4Provisional
- Base cashback
- 2%*
- Base fee
- Free*
- FX fee
- 1.5%*
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- + 2% base cashback in XRP (or other crypto at Uphold's discretion)
- − FX fee up to 1.5%
- − Top rate of 4% only with conditions — Elite ($99.99/yr) on crypto- or metal-funded purchases; 3% when funded by fiat or stablecoins
- − ATM fee $2.95
- Base cashback
- 1.5%*
- Base fee
- Free*
- FX fee
- 1.75%*
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- + 1.5% base cashback
- + Apple Pay and Google Pay
- − FX fee up to 1.75%
- − Top rate of 3% only with conditions — Private membership ($10,000/yr), first $40,000 per month; plus 2% in KAST Points
- − ATM fee $3 + 2%
- 105.0Provisional
- Base cashback
- 1%*
- Base fee
- Free
- FX fee
- 0%*
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- + No FX markup from the issuer
- + 1% base cashback
- − ATM fee 2% (min. €2)
- 11Crypto.com Visa Card (EEA)
Crypto native · Crypto.com
Initial research 22 October 2026 · not yet verified4.4Provisional- Base cashback
- 0%*
- Base fee
- Free*
- FX fee
- No data yet
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- − Top rate of 4.5% only with conditions — Highest tier; monthly caps apply by tier
- − Higher rewards require staking or holding CRO
- − Cashback paid in a volatile token (CRO)
- Base cashback
- No data yet
- Base fee
- No data yet
- FX fee
- No data yet
- Custody
- Self-custody*
- + Self-custody: funds stay in your own wallet
- + Apple Pay and Google Pay
- − Top rate of 10% only with conditions — Up to
- − ATM fee 2.5% (min. $0.25)
- Base cashback
- No data yet
- Base fee
- Free
- FX fee
- 2%*
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- + Free ATM withdrawals up to €2,000/month
- + Spend by borrowing against crypto instead of selling
- − FX fee up to 2%
- − Top rate of 2% only with conditions — Up to; Credit Mode only, depends on loyalty tier
- − Cashback paid in a volatile token (NEXO or BTC)
- 144.3Provisional
- Base cashback
- 1%*
- Base fee
- No data yet
- FX fee
- No data yet
- Custody
- No data yet
- + 1% base cashback in BTC, USDC (US) or USDT (outside US)
- Base cashback
- 1%*
- Base fee
- Free*
- FX fee
- 1.5%*
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- + 1% base cashback in USDC
- + Spends stablecoins directly
- − FX fee up to 1.5%
- − Top rate of 2% only with conditions — Plus tier ($29.99/month)
- − ATM fee 4%
- 163.9Provisional
- Base cashback
- No data yet
- Base fee
- $49.99/year*
- FX fee
- 0%
- Custody
- No data yet
- + No FX markup from the issuer
- + Real credit line
- − Annual cost $49.99 (Coinbase One membership required (from $49.99/year); no separate card annual fee for members)
- − Top rate of 4% only with conditions — Up to; tier depends on average Coinbase balance
- − US residents only
- Base cashback
- 0.5%*
- Base fee
- No data yet
- FX fee
- No data yet
- Custody
- No data yet
- − Top rate of 8% only with conditions — Elite plan (€29.99/month) at the Ultimate WXT-lock tier
- − Higher rewards require staking or holding WXT
- − Cashback paid in a volatile token (WXT)
- 183.6Provisional
- Base cashback
- No data yet
- Base fee
- No data yet
- FX fee
- No data yet
- Custody
- No data yet
- − Top rate of 8% only with conditions — Up to; depends on BNB holdings (0.1%–8%)
- − Higher rewards require staking or holding BNB
- 193.4Provisional
- Base cashback
- 0%*
- Base fee
- Free*
- FX fee
- 2.99%*
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- − FX fee up to 2.99%
- − Top rate of 1% only with conditions — Paid plans: on non-European/non-UK currency spend (X) or selected retailers (Pro/Pro+, capped £25/£50 per month)
- − ATM fee 2% (min. £2)
- 203.0Provisional
- Base cashback
- No data yet
- Base fee
- $1,000/year*
- FX fee
- 0%*
- Custody
- No data yet
- + No FX markup from the issuer
- + Free ATM withdrawals up to $100/month
- − Annual cost $1,000 (Xapo Bank membership, card included)
- − Top rate of 1% only with conditions — Up to, on qualifying purchases