Ranking
Best stablecoin cards
Cards that spend stablecoins such as USDC directly, ranked by fees, FX, rewards and custody.
Currently ranked first: OKX Card (EEA) with 8.0/10 (stablecoins weighting). 7 cards qualify. Rankings update automatically when verified data changes — last rendered 23 October 2026.
- Base cashback
- 2%*
- Base fee
- Free
- FX fee
- 0%*
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- + No FX markup from the issuer
- + 2% base cashback in USDG
- − Top rate of 10% only with conditions — VIP 4+ on OKX, capped at €1,000/month
- − No physical card
- Base cashback
- No data yet
- Base fee
- Free
- FX fee
- 0%
- Custody
- Self-custody
- + No annual or monthly fee on the base tier
- + No FX markup from the issuer
- + Self-custody: funds stay in your own wallet
- − Top rate of 20% only with conditions — Up to; eligible purchases only — conditions not specified
- 3MetaMask Card
Crypto native · MetaMask (Consensys)
Initial research 22 October 2026 · not yet verified7.6Provisional- Base cashback
- 1%*
- Base fee
- Free*
- FX fee
- 0%*
- Custody
- Self-custody
- + No annual or monthly fee on the base tier
- + No FX markup from the issuer
- + 1% base cashback in mUSD
- − Top rate of 3% only with conditions — Metal tier ($199/yr), first $10,000 spent per year, then 1%
- Base cashback
- No data yet
- Base fee
- Free
- FX fee
- 1%*
- Custody
- Self-custody*
- + No annual or monthly fee on the base tier
- + Self-custody: funds stay in your own wallet
- + Apple Pay and Google Pay
- − No physical card
- 56.5Provisional
- Base cashback
- 2%*
- Base fee
- Free
- FX fee
- No data yet
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- + 2% base cashback
- + Spends stablecoins directly
- − Top rate of 3% only with conditions — New users or after reaching the monthly spending threshold
- Base cashback
- 1.5%*
- Base fee
- Free*
- FX fee
- 1.75%*
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- + 1.5% base cashback
- + Apple Pay and Google Pay
- − FX fee up to 1.75%
- − Top rate of 3% only with conditions — Private membership ($10,000/yr), first $40,000 per month; plus 2% in KAST Points
- − ATM fee $3 + 2%
- Base cashback
- 1%*
- Base fee
- Free*
- FX fee
- 1.5%*
- Custody
- No data yet
- + No annual or monthly fee on the base tier
- + 1% base cashback in USDC
- + Spends stablecoins directly
- − FX fee up to 1.5%
- − Top rate of 2% only with conditions — Plus tier ($29.99/month)
- − ATM fee 4%