Ranking
Best self-custody cards
Cards that spend from a wallet you control. Ranked with extra weight on custody and security.
Currently ranked first: Tria Card with 7.7/10 (self-custody weighting). 7 cards qualify. Rankings update automatically when verified data changes — last rendered 23 October 2026.
- Base cashback
- 1.5%*
- Base fee
- No data yet
- FX fee
- 0%
- Custody
- Self-custody
- + No FX markup from the issuer
- + 1.5% base cashback
- + Self-custody: funds stay in your own wallet
- − Top rate of 6% only with conditions — Premium tier, headline rate, monthly spend caps apply
- Base cashback
- No data yet
- Base fee
- Free
- FX fee
- 0%
- Custody
- Self-custody
- + No annual or monthly fee on the base tier
- + No FX markup from the issuer
- + Self-custody: funds stay in your own wallet
- − Top rate of 20% only with conditions — Up to; eligible purchases only — conditions not specified
- Base cashback
- No data yet
- Base fee
- Free
- FX fee
- 1%*
- Custody
- Self-custody*
- + No annual or monthly fee on the base tier
- + Self-custody: funds stay in your own wallet
- + Apple Pay and Google Pay
- − No physical card
- 4MetaMask Card
Crypto native · MetaMask (Consensys)
Initial research 22 October 2026 · not yet verified7.4Provisional- Base cashback
- 1%*
- Base fee
- Free*
- FX fee
- 0%*
- Custody
- Self-custody
- + No annual or monthly fee on the base tier
- + No FX markup from the issuer
- + 1% base cashback in mUSD
- − Top rate of 3% only with conditions — Metal tier ($199/yr), first $10,000 spent per year, then 1%
- 57.0Provisional
- Base cashback
- 3%*
- Base fee
- No data yet
- FX fee
- 1.5%*
- Custody
- Self-custody*
- + 3% base cashback in ETHFI
- + Self-custody: funds stay in your own wallet
- + Apple Pay and Google Pay
- − FX fee up to 1.5%
- − Top rate of 4% only with conditions — VIP membership, on the first $50,000 of card spend per month
- − Cashback paid in a volatile token (ETHFI)
Full review & sourcesGet the card Affiliate link - Base cashback
- No data yet
- Base fee
- Free*
- FX fee
- 1%*
- Custody
- Self-custody*
- + No annual or monthly fee on the base tier
- + Self-custody: funds stay in your own wallet
- + Real credit line
- − Physical card costs $50
- Base cashback
- No data yet
- Base fee
- No data yet
- FX fee
- No data yet
- Custody
- Self-custody*
- + Self-custody: funds stay in your own wallet
- + Apple Pay and Google Pay
- − Top rate of 10% only with conditions — Up to
- − ATM fee 2.5% (min. $0.25)