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Bitsa Card vs Deblock Card

Bitsa Card

Crypto enabled

5.9
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Deblock Card

Crypto native

5.6
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Verdict

  • Bitsa Card scores higher overall (5.9 vs 5.6 out of 10).
  • Bitsa Card is clearly stronger on: Fees.
  • Deblock Card is clearly stronger on: FX & international, Custody & security.
  • For 1,500 EUR/month of spend, Deblock Card comes out about 64 EUR a year ahead on base-tier terms.

Bitsa Card is a good fit for

  • No specific audience can be derived from the published data yet.

Stronger on: Fees

Deblock Card is a good fit for

  • Frequent travellers

Stronger on: FX & international, Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesBitsa Card vs ether.fi CashDeblock Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBitsa CardDeblock Card
Fees8270
Cashback & rewards03
Availability100–
FX & international3080
Product features7070
Custody & security7585
Credit & financing3030
Limits & ATM7582
Transparency100100
Best for Cashback4.03.8
Best for Travel5.66.8
Best for DeFi Usersn/a5.7
Best for High Spenders3.64.3
Best for Low Fees7.07.9
Best for Beginners7.66.8
Best E-Money Card6.9n/a

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid card, E-money cardShow source
Debit cardShow source

Network

VisaShow source
VisaConditions apply: tap or hover for detailsShow source

Deblock is a direct VISA member

Custody model

CustodialConditions apply: tap or hover for detailsShow source

Crypto is converted to euros on top-up; the card spends an e-money balance

HybridConditions apply: tap or hover for detailsShow source

Euros safeguarded by the e-money institution; digital assets self-custodied

Card issuer / program manager

Pecunia Cards EDE S.L.U. (Pecunpay), Spanish e-money institution; crypto service by BitnovoShow source
Deblock SAS (electronic money institution licensed by the ACPR, CIB 17748)Show source

Tiers / plans

Free · Move · ProShow source
Standard · PremiumShow source

Fees

Annual fee

FreeConditions apply: tap or hover for detailsShow source

Free plan; Move €8.99/year, Pro €69.99/year

No data yet

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Free plan; Move €0.99/month (€8.99/year), Pro €9.99/month (€69.99/year)

FreeConditions apply: tap or hover for detailsShow source

Standard; Premium 10 €/month

Physical card fee

€20Show source
No data yet

Virtual card fee

€2.50Show source
No data yet

FX fee

1.75%Conditions apply: tap or hover for detailsShow source

Non-euro SEPA-zone currencies; 2% in the rest of the world

0.5%Conditions apply: tap or hover for detailsShow source

Standard, weekdays, after €500/month free FX allowance; 1% on weekends; Premium 0% always

Crypto conversion fee

No data yet
1.99%Conditions apply: tap or hover for detailsShow source

Standard buy/sell/swap fee; Premium 0.49%

Top-up fee

1.5%Conditions apply: tap or hover for detailsShow source

External-card top-ups beyond the free ones (Free: 2 in total, Move: 3/month, Pro: 4/month); vouchers 0–6%

No data yet

ATM fee

€0.55 + 1% (min. €0.75)Conditions apply: tap or hover for detailsShow source

Outside the euro area; euro area €2.50 per withdrawal, Spain: the ATM operator's fee is passed on

1% (min. €1)Conditions apply: tap or hover for detailsShow source

Standard, after 1 free withdrawal or €100/month; Premium & Native after 5 free withdrawals or €1,000/month; ATM operators may add own surcharge

Free ATM allowance

No data yet
€100/monthConditions apply: tap or hover for detailsShow source

Standard; Premium 1,000 €/month

Transfer fee

€1Conditions apply: tap or hover for detailsShow source

SEPA transfer on Free and Move; free on Pro

No data yet

Other fees & markups

Voucher top-up fee 0–6% · Transfers to another holder or institution €1.50 · Crypto top-ups limited to €20,000 per dayShow source
Free currency exchange only up to 1,000 €/month on Standard (unlimited on Premium) · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium)Show source

Cashback & rewards

Base cashback

No data yet
0%Conditions apply: tap or hover for detailsShow source

Standard plan; Premium up to 1%

Max cashback

No data yet
1%Conditions apply: tap or hover for detailsShow source

Premium plan (10 €/month)

Cashback type

NoneConditions apply: tap or hover for detailsShow source

Card payments earn no cashback; gift cards in the app up to 15%

No data yet

Credit & financing

Credit line

NoShow source
NoConditions apply: tap or hover for detailsShow source

No overdraft; may be considered in the future

Credit type

No data yet
NoneShow source

Availability

Available in

EEAConditions apply: tap or hover for detailsShow source

Residents of the EEA

No data yet

Account / spend currencies

EURShow source
No data yet

Own IBAN / bank details

YesShow source
No data yet

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesShow source
YesShow source

Virtual card

YesShow source
YesConditions apply: tap or hover for detailsShow source

Standard: 1 virtual card; Premium: 10

ATM withdrawals

YesShow source
YesConditions apply: tap or hover for detailsShow source

Any ATM on the VISA network, also abroad

Limits

ATM limit

€450Conditions apply: tap or hover for detailsShow source

Per day, withdrawals outside Spain

€15,000Conditions apply: tap or hover for detailsShow source

Standard; Premium 30,000 €; period not stated

Spending limit

€1,500Conditions apply: tap or hover for detailsShow source

Purchase limit on Free; Move €5,000, Pro €15,000

No data yet

Security & custody

Regulation / licences

Pecunpay: e-money institution supervised by the Bank of SpainShow source
Crypto-Asset Service Provider (CASP) licensed by the AMF, no. A2025-001 · Electronic money institution licensed by the ACPR, CIB 17748Show source

Annual cost at 1,500 EUR/month

Bitsa Card

  • Annual & monthly fees+0 EUR
  • FX costs−63 EUR
  • Crypto conversion–
  • ATM costs−19 EUR
  • Cashback+0 EUR
  • Net annual value-82 EUR

Deblock Card

  • Annual & monthly fees+0 EUR
  • FX costs−18 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+0 EUR
  • Net annual value-18 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bitsa Card comparisons

More Deblock Card comparisons