Bitrefill Card vs Deblock Card
Crypto native
Crypto native
Verdict
- Bitrefill Card scores higher overall (6.7 vs 5.6 out of 10).
- Bitrefill Card is clearly stronger on: Fees, Cashback & rewards.
- Deblock Card is clearly stronger on: Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Bitrefill Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees, Cashback & rewards
Deblock Card is a good fit for
- Frequent travellers
Stronger on: Custody & security
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Bitrefill Card | Deblock Card |
|---|---|---|
| Fees | 100 | 70 |
| Cashback & rewards | 24 | 3 |
| Availability | 97 | – |
| FX & international | – | 80 |
| Product features | 70 | 70 |
| Custody & security | 70 | 85 |
| Credit & financing | 30 | 30 |
| Limits & ATM | – | 82 |
| Transparency | 100 | 100 |
| Best for Cashback | 5.3 | 3.8 |
| Best for Travel | 6.4 | 6.8 |
| Best for DeFi Users | 6.0 | 5.7 |
| Best for High Spenders | 4.8 | 4.3 |
| Best for Low Fees | 8.0 | 7.9 |
| Best for Beginners | 8.1 | 6.8 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardConditions apply: tap or hover for detailsShow source
Funded by crypto deposits converted to euros
Debit cardShow source
Network
VisaShow source
VisaConditions apply: tap or hover for detailsShow source
Deblock is a direct VISA member
Custody model
HybridConditions apply: tap or hover for detailsShow source
Crypto stays in your own wallet until deposited; card balance in euros held by the card partner
HybridConditions apply: tap or hover for detailsShow source
Euros safeguarded by the e-money institution; digital assets self-custodied
Card issuer / program manager
Deblock SAS (electronic money institution licensed by the ACPR, CIB 17748)Show source
Tiers / plans
Standard · PremiumShow source
Fees
Monthly fee
FreeShow source
FreeConditions apply: tap or hover for detailsShow source
Standard; Premium 10 €/month
Physical card fee
FreeShow source
Virtual card fee
FreeShow source
FX fee
0.5%Conditions apply: tap or hover for detailsShow source
Standard, weekdays, after €500/month free FX allowance; 1% on weekends; Premium 0% always
Crypto conversion fee
1.99%Conditions apply: tap or hover for detailsShow source
Standard buy/sell/swap fee; Premium 0.49%
ATM fee
1% (min. €1)Conditions apply: tap or hover for detailsShow source
Standard, after 1 free withdrawal or €100/month; Premium & Native after 5 free withdrawals or €1,000/month; ATM operators may add own surcharge
Free ATM allowance
€100/monthConditions apply: tap or hover for detailsShow source
Standard; Premium 1,000 €/month
Transfer fee
FreeConditions apply: tap or hover for detailsShow source
SEPA withdrawal of the card balance to your bank account
Other fees & markups
Free currency exchange only up to 1,000 €/month on Standard (unlimited on Premium) · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium)Show source
Cashback & rewards
Base cashback
1%Conditions apply: tap or hover for detailsShow source
On purchases; plus 1% on crypto deposits; paid as Bitrefill store credit
0%Conditions apply: tap or hover for detailsShow source
Standard plan; Premium up to 1%
Max cashback
2%Conditions apply: tap or hover for detailsShow source
1% on crypto deposits plus 1% on purchases
1%Conditions apply: tap or hover for detailsShow source
Premium plan (10 €/month)
Cashback paid in
EUR store credit on BitrefillShow source
Cashback type
FiatConditions apply: tap or hover for detailsShow source
Store credit for gift cards and eSIMs
Cashback conditions
No cap per transaction · Cashback never expires · Free 20 GB eSIM each month with deposits over €500Show source
Reward exclusions
Deposits to bank accounts · Cash outs · ATM withdrawalsShow source
Credit & financing
Credit line
NoShow source
NoConditions apply: tap or hover for detailsShow source
No overdraft; may be considered in the future
Credit type
NoneShow source
Availability
Available in
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, IcelandConditions apply: tap or hover for detailsShow source
Not for US or Russian citizens regardless of residency
Account / spend currencies
EURShow source
Features
Apple Pay
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesConditions apply: tap or hover for detailsShow source
Standard: 1 virtual card; Premium: 10
ATM withdrawals
YesShow source
YesConditions apply: tap or hover for detailsShow source
Any ATM on the VISA network, also abroad
Limits
ATM limit
€15,000Conditions apply: tap or hover for detailsShow source
Standard; Premium 30,000 €; period not stated
Security & custody
Regulation / licences
Crypto-Asset Service Provider (CASP) licensed by the AMF, no. A2025-001 · Electronic money institution licensed by the ACPR, CIB 17748Show source
Annual cost at 1,500 EUR/month
Bitrefill Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+180 EUR
- Net annual valuenot enough data
Deblock Card
- Annual & monthly fees+0 EUR
- FX costs−18 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+0 EUR
- Net annual value-18 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers