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Bitsa Card vs Bleap

Bitsa Card

Crypto enabled

5.9
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Bleap

Crypto native

8.4
Get the card

Verdict

  • Bleap scores higher overall (8.4 vs 5.9 out of 10).
  • Bleap is clearly stronger on: Fees, Cashback & rewards, FX & international, Custody & security, Limits & ATM.
  • For 1,500 EUR/month of spend, Bleap comes out about 262 EUR a year ahead on base-tier terms.

Bitsa Card is a good fit for

  • No specific audience can be derived from the published data yet.

Bleap is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Frequent travellers

Stronger on: Fees, Cashback & rewards, FX & international, Custody & security, Limits & ATM

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesBitsa Card vs ether.fi CashBleap vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBitsa CardBleap
Fees82100
Cashback & rewards056
Availability100100
FX & international30100
Product features7070
Custody & security7595
Credit & financing3030
Limits & ATM75100
Transparency100100
Best for Cashback4.07.6
Best for Travel5.69.3
Best for Self-Custodyn/a8.8
Best for DeFi Usersn/a7.6
Best for Stablecoinsn/a8.7
Best for High Spenders3.67.4
Best for Low Fees7.010.0
Best for Beginners7.68.8
Best E-Money Card6.9n/a

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid card, E-money cardShow source
Debit cardShow source

Network

VisaShow source
MastercardShow source

Custody model

CustodialConditions apply: tap or hover for detailsShow source

Crypto is converted to euros on top-up; the card spends an e-money balance

Self-custodyShow source

Card issuer / program manager

Pecunia Cards EDE S.L.U. (Pecunpay), Spanish e-money institution; crypto service by BitnovoShow source
Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)Show source

Tiers / plans

Free · Move · ProShow source
No data yet

Fees

Annual fee

FreeConditions apply: tap or hover for detailsShow source

Free plan; Move €8.99/year, Pro €69.99/year

FreeConditions apply: tap or hover for detailsShow source

From the comparison table

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Free plan; Move €0.99/month (€8.99/year), Pro €9.99/month (€69.99/year)

FreeShow source

Physical card fee

€20Show source
FreeShow source

Virtual card fee

€2.50Show source
No data yet

FX fee

1.75%Conditions apply: tap or hover for detailsShow source

Non-euro SEPA-zone currencies; 2% in the rest of the world

0%Show source

Crypto conversion fee

No data yet
0%Show source

Top-up fee

1.5%Conditions apply: tap or hover for detailsShow source

External-card top-ups beyond the free ones (Free: 2 in total, Move: 3/month, Pro: 4/month); vouchers 0–6%

No data yet

ATM fee

€0.55 + 1% (min. €0.75)Conditions apply: tap or hover for detailsShow source

Outside the euro area; euro area €2.50 per withdrawal, Spain: the ATM operator's fee is passed on

FreeConditions apply: tap or hover for detailsShow source

Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply

Free ATM allowance

No data yet
€400/monthConditions apply: tap or hover for detailsShow source

Per month; page says the limit is increasing soon

Transfer fee

€1Conditions apply: tap or hover for detailsShow source

SEPA transfer on Free and Move; free on Pro

No data yet

Other fees & markups

Voucher top-up fee 0–6% · Transfers to another holder or institution €1.50 · Crypto top-ups limited to €20,000 per dayShow source
No data yet

Cashback & rewards

Base cashback

No data yet
1%Conditions apply: tap or hover for detailsShow source

Default rate on all eligible purchases; higher category/merchant rates apply

Max cashback

No data yet
20%Conditions apply: tap or hover for detailsShow source

Up to; eligible purchases only — conditions not specified

Cashback paid in

No data yet
USDCShow source

Cashback type

NoneConditions apply: tap or hover for detailsShow source

Card payments earn no cashback; gift cards in the app up to 15%

StablecoinShow source

Interest on balance

No data yet
4%Conditions apply: tap or hover for detailsShow source

USD balances via Bleap savings feature, variable; homepage separately advertises up to 8% APY saving plans (plan/lock-up conditions not stated on fetched page)

Cashback-eligible spend cap

No data yet
€3,000/monthConditions apply: tap or hover for detailsShow source

Default 1% category: max eligible payment 3000€ per month and 500€ per transaction; category caps differ

Cashback conditions

No data yet
Earned only once an eligible transaction has settled · Earned automatically, no opt-in · Subject to fair usage caps on eligible payment amount per transaction/month/yearShow source

Staking / holding required for top rewards

No data yet
NoConditions apply: tap or hover for detailsShow source

No staking and no subscription required

Reward exclusions

No data yet
Money transfers · Financial services · Gambling · Tax payments · Gift cards and cash-like transactions · Utilities · Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)Show source

Credit & financing

Credit line

NoShow source
NoShow source

Credit type

No data yet
NoneShow source

Spend own balance directly

No data yet
YesShow source

Availability

Available in

EEAConditions apply: tap or hover for detailsShow source

Residents of the EEA

EEA, SwitzerlandConditions apply: tap or hover for detailsShow source

Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence

Account / spend currencies

EURShow source
EUR · USDShow source

Own IBAN / bank details

YesShow source
No data yet

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesShow source
YesConditions apply: tap or hover for detailsShow source

Ships separately

Virtual card

YesShow source
YesConditions apply: tap or hover for detailsShow source

Issued instantly in-app

ATM withdrawals

YesShow source
YesConditions apply: tap or hover for detailsShow source

Free up to €400 per month

Spend stablecoins

No data yet
YesShow source

Blockchains

No data yet
Solana · Base · ArbitrumShow source

Limits

ATM limit

€450Conditions apply: tap or hover for detailsShow source

Per day, withdrawals outside Spain

No data yet

Spending limit

€1,500Conditions apply: tap or hover for detailsShow source

Purchase limit on Free; Move €5,000, Pro €15,000

No data yet

Security & custody

Regulation / licences

Pecunpay: e-money institution supervised by the Bank of SpainShow source
MiCA CASP licence No. 27-55/2026/14 (Bleap SIA, Latvijas Banka)Show source

Annual cost at 1,500 EUR/month

Bitsa Card

  • Annual & monthly fees+0 EUR
  • FX costs−63 EUR
  • Crypto conversion–
  • ATM costs−19 EUR
  • Cashback+0 EUR
  • Net annual value-82 EUR

Bleap

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+180 EUR
  • Net annual value180 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bitsa Card comparisons

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