Deblock Card vs Gnosis Pay

Product status: Active

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Product status: Closing — discontinuation announced

Card stops working 23:59 UTC, 20 December 2026; support ends 18 June 2027

Source states (paraphrased): Your Gnosis Pay card stops working at 23:59 UTC, 20 December 2026.

Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Card type: Debit card

Source states (paraphrased): Physical debit card

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Card type: Debit card

Source: Gnosis Pay Documentation

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network: Visa

Deblock is a direct VISA member

Source states (paraphrased): Deblock is a direct VISA member

Source: The debit card that will change your life - Deblock

Official product page (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Network: Visa

Source states (paraphrased): Spend at Visa merchants wherever Visa is accepted.

Source: Gnosis Pay Documentation

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model: Hybrid

Euros safeguarded by the e-money institution; digital assets self-custodied

Source states (paraphrased): Semi-annual cybersecurity audits, safeguarded euros, and self-custodied digital assets.

Source: Deblock

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Custody model: Self-custody

Source states (paraphrased): Card runs on a self-custodial Safe on Gnosis Chain; funds cannot be frozen or seized by Gnosis Pay.

Source: Why Gnosis Pay Creates a New SAFE Wallet For You

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Card issuer / program manager: Monavate

Named as card partner in the closure notice

Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Tiers / plans: Standard · Premium

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Monthly fee: Free

Standard; Premium 10 €/month

Source states (paraphrased): Standard Free

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

FX fee: 0.5%

Standard, weekdays, after €500/month free FX allowance; 1% on weekends; Premium 0% always

Source states (paraphrased): Standard: 0.5% on weekdays, 1% on weekends

Source: Are there any fees for making card payments? - Deblock Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Crypto conversion fee: 1.99%

Standard buy/sell/swap fee; Premium 0.49%

Source states (paraphrased): Buy fee (EUR → Crypto) 1.99%

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

ATM fee: 1% (min. €1)

Standard, after 1 free withdrawal or €100/month; Premium & Native after 5 free withdrawals or €1,000/month; ATM operators may add own surcharge

Source states (paraphrased): A 1% Deblock fee applies to the amount withdrawn, with a minimum of €1 per withdrawal

Source: What are the limits and fees for ATM withdrawals? - Deblock Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Free ATM allowance: €100/month

Standard; Premium 1,000 €/month

Source states (paraphrased): FREE ATM withdrawal amount 100€/mo

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Other fees & markups: Free currency exchange only up to 1,000 €/month on Standard (unlimited on Premium) · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium)

Source states (paraphrased): Free currency exchange (USD, GBP, ...) 1000€/mo

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Base cashback: 0%

Standard plan; Premium up to 1%

Source states (paraphrased): Cashback on card payments 0%

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Max cashback: 1%

Premium plan (10 €/month)

Source states (paraphrased): up to 1%

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Credit line: No

No overdraft; may be considered in the future

Source states (paraphrased): Currently, Deblock does not offer an overdraft service.

Source: Do you offer overdrafts? - Deblock Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Credit line: No

Source: Gnosis Pay Documentation

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit type: None

Source states (paraphrased): Currently, Deblock does not offer an overdraft service.

Source: Do you offer overdrafts? - Deblock Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Spend own balance directly: Yes

Source: Gnosis Pay Documentation

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Apple Pay: Yes

Source states (paraphrased): Apple & Google Pay

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Google Pay: Yes

Source states (paraphrased): Apple & Google Pay

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Physical card: Yes

Source states (paraphrased): Go virtual, physical or both.

Source: Deblock

Official product page (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Physical card: Yes

Until 20 December 2026

Source states (paraphrased): Your Gnosis Pay card, including any physical card and any virtual card, will cease to function

Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Virtual card: Yes

Standard: 1 virtual card; Premium: 10

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Virtual card: Yes

Until 20 December 2026

Source states (paraphrased): Your Gnosis Pay card, including any physical card and any virtual card, will cease to function

Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

ATM withdrawals: Yes

Any ATM on the VISA network, also abroad

Source states (paraphrased): You can withdraw money from any ATM connected to the VISA network

Source: What are the limits and fees for ATM withdrawals? - Deblock Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Spend stablecoins: Yes

Source: Gnosis Pay Documentation

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Blockchains: Gnosis Chain

Source: Why Gnosis Pay Creates a New SAFE Wallet For You

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

ATM limit: €15,000

Standard; Premium 30,000 €; period not stated

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Regulation / licences: Crypto-Asset Service Provider (CASP) licensed by the AMF, no. A2025-001 · Electronic money institution licensed by the ACPR, CIB 17748

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Regulation / licences: Monavate Ltd: FCA-authorised electronic money institution (FRN 901097) · UAB Monavate: electronic money institution regulated by the Bank of Lithuania (LB002139)

Monavate Ltd for UK/non-EEA cardholders; UAB Monavate (Bank of Lithuania, LB002139) for EEA cardholders

Source states (paraphrased): an electronic money institution authorised and regulated by the Financial Conduct Authority (firm reference number 901097)

Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 93%