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Avici Card vs Gnosis Pay

Avici Card

Crypto native

7.2
Get the card
Gnosis Pay

Crypto native

–
Get the card

Verdict

  • At least one of the two cards does not have enough published data for an overall score.
  • Avici Card is clearly stronger on: Availability, Credit & financing.
  • Gnosis Pay is clearly stronger on: Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Avici Card is a good fit for

  • People who want to keep control of their keys
  • Users who need credit rather than a debit/prepaid card

Stronger on: Availability, Credit & financing

Gnosis Pay is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Stronger on: Custody & security

Score by criterion

CriterionAvici CardGnosis Pay
Fees96–
Cashback & rewards––
Availability1000
FX & international60–
Product features––
Custody & security7080
Credit & financing7030
Limits & ATM––
Transparency7986
Best for Travel6.7n/a
Best for Self-Custody6.86.5
Best for DeFi Users6.85.8
Best for Low Fees7.8n/a
Best for Beginners7.5n/a
Best Crypto Credit Card7.2n/a

Product

Product status

ActiveShow source

Product status: Active

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Closing — discontinuation announced*Show source

Product status: Closing — discontinuation announced

Card stops working 23:59 UTC, 20 December 2026; support ends 18 June 2027

Source states (paraphrased): Your Gnosis Pay card stops working at 23:59 UTC, 20 December 2026.

Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 70%

Card stops working 23:59 UTC, 20 December 2026; support ends 18 June 2027

Card type

Crypto-backed credit*Show source

Card type: Crypto-backed credit

Secured credit card backed by your own deposit

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Secured credit card backed by your own deposit

Debit cardShow source

Card type: Debit card

Source: Gnosis Pay Documentation

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network

VisaShow source

Network: Visa

Source states (paraphrased): Works anywhere a Visa international card is accepted.

Source: Avici Card FAQs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

VisaShow source

Network: Visa

Source states (paraphrased): Spend at Visa merchants wherever Visa is accepted.

Source: Gnosis Pay Documentation

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model

Self-custody*Show source

Custody model: Self-custody

Funds in a smart contract owned by your wallet; Avici can only withdraw against card charges

Source: Avici Card FAQs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Funds in a smart contract owned by your wallet; Avici can only withdraw against card charges

Self-custodyShow source

Custody model: Self-custody

Source states (paraphrased): Card runs on a self-custodial Safe on Gnosis Chain; funds cannot be frozen or seized by Gnosis Pay.

Source: Why Gnosis Pay Creates a New SAFE Wallet For You

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card issuer / program manager

No data yet
Monavate*Show source

Card issuer / program manager: Monavate

Named as card partner in the closure notice

Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Named as card partner in the closure notice

Tiers / plans

Platinum · SignatureShow source

Tiers / plans: Platinum · Signature

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Fees

Annual fee

Free*Show source

Annual fee: Free

Platinum; Signature costs $30 the first year, then $20/year

Source states (paraphrased): Platinum: one-time fee, no recurring charges. Signature: $30 first year, then $20 annually.

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Platinum; Signature costs $30 the first year, then $20/year

No data yet

Physical card fee

$50*Show source

Physical card fee: $50

Platinum; Signature $75

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Platinum; Signature $75

No data yet

Virtual card fee

$15*Show source

Virtual card fee: $15

Platinum, first card; further cards $10

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Platinum, first card; further cards $10

No data yet

FX fee

1%*Show source

FX fee: 1%

Charged by Visa, no Avici markup; terms allow up to 3%

Source states (paraphrased): Foreign Exchange Fee (non USD): up to 3%, currently 1% (charged by Visa, no markup from Avici).

Source: Terms of Service – Avici Card

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Charged by Visa, no Avici markup; terms allow up to 3%

No data yet

Small transaction fee

Free*Show source

Small transaction fee: Free

No transaction fees

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No transaction fees

No data yet

Credit & financing

Credit line

Yes*Show source

Credit line: Yes

Secured by your own deposit

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Secured by your own deposit

NoShow source

Credit line: No

Source: Gnosis Pay Documentation

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit type

Crypto-backed creditShow source

Credit type: Crypto-backed credit

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Spend own balance directly

No data yet
YesShow source

Spend own balance directly: Yes

Source: Gnosis Pay Documentation

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Availability

Available in

Global*Show source

Available in: Global

Except prohibited regions; US only in supported states

Source: Regions and Prohibitions for Avici Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Except prohibited regions; US only in supported states

No data yet

Not available in

BY, CN, CU, India, IR, IQ, Israel, MM, NP, NI, KP, RU, LK, SY, Turkey, Ukraine, VE, VietnamShow source

Not available in: BY, CN, CU, India, IR, IQ, Israel, MM, NP, NI, KP, RU, LK, SY, Turkey, Ukraine, VE, Vietnam

Source: Regions and Prohibitions for Avici Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Features

Spend stablecoins

No data yet
YesShow source

Spend stablecoins: Yes

Source: Gnosis Pay Documentation

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Blockchains

No data yet
Gnosis ChainShow source

Blockchains: Gnosis Chain

Source: Why Gnosis Pay Creates a New SAFE Wallet For You

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Security & custody

Smart-contract risk

YesShow source

Smart-contract risk: Yes

Source: Avici Card FAQs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Annual cost at 1,500 EUR/month

Avici Card

  • Annual & monthly fees+0 EUR
  • FX costs−36 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Gnosis Pay

  • Annual & monthly feesunknown
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Avici Card comparisons

More Gnosis Pay comparisons