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CoinZoom Visa Card vs Deblock Card

CoinZoom Visa Card

Crypto native

6.3
Deblock Card

Crypto native

5.6

Verdict

  • CoinZoom Visa Card scores higher overall (6.3 vs 5.6 out of 10).
  • CoinZoom Visa Card is clearly stronger on: Fees, Cashback & rewards, FX & international, Limits & ATM.
  • Deblock Card is clearly stronger on: Custody & security.
  • For 1,500 EUR/month of spend, CoinZoom Visa Card comes out about 108 EUR a year ahead on base-tier terms.

CoinZoom Visa Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

Stronger on: Fees, Cashback & rewards, FX & international, Limits & ATM

Deblock Card is a good fit for

  • Frequent travellers

Stronger on: Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionCoinZoom Visa CardDeblock Card
Fees8270
Cashback & rewards183
Availability––
FX & international10080
Product features7070
Custody & security7585
Credit & financing3030
Limits & ATM10082
Transparency93100
Best for Cashback4.83.8
Best for Travel8.16.8
Best for DeFi Users6.05.7
Best for Stablecoins7.2n/a
Best for High Spenders5.64.3
Best for Low Fees9.17.9
Best for Beginners6.96.8

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Debit cardShow source

Network

VisaShow source
VisaConditions apply: tap or hover for detailsShow source

Deblock is a direct VISA member

Custody model

CustodialConditions apply: tap or hover for detailsShow source

Spends assets held in the CoinZoom wallet

HybridConditions apply: tap or hover for detailsShow source

Euros safeguarded by the e-money institution; digital assets self-custodied

Card issuer / program manager

No data yet
Deblock SAS (electronic money institution licensed by the ACPR, CIB 17748)Show source

Tiers / plans

Non-Prime · Silver · Gold · Diamond · BlackConditions apply: tap or hover for detailsShow source

Black (labelled "Most rewards") is listed right after Diamond (quote kept under ~200 characters). Tiers unlocked by ZOOM holdings; Prime membership starts at 10,000 ZOOM. Per-tier details (reward rates, ZOOM amounts) are not in the page text ("Loading tier data")

Standard · PremiumShow source

Fees

Annual fee

FreeConditions apply: tap or hover for detailsShow source

On every tier

No data yet

Monthly fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

Standard; Premium 10 €/month

Physical card fee

$5Conditions apply: tap or hover for detailsShow source

Standard shipping for Non-Prime ($12 expedited); free from Silver

No data yet

Virtual card fee

FreeShow source
No data yet

Replacement fee

FreeConditions apply: tap or hover for detailsShow source

Card replacement listed as free under CoinZoom Visa Card fees

No data yet

FX fee

0%Conditions apply: tap or hover for detailsShow source

Network conversion rates may apply

0.5%Conditions apply: tap or hover for detailsShow source

Standard, weekdays, after €500/month free FX allowance; 1% on weekends; Premium 0% always

Crypto conversion fee

1.49%Conditions apply: tap or hover for detailsShow source

Crypto liquidation when spending crypto

1.99%Conditions apply: tap or hover for detailsShow source

Standard buy/sell/swap fee; Premium 0.49%

Top-up fee

FreeConditions apply: tap or hover for detailsShow source

ACH and RTP free; debit/credit card and Apple/Google Pay deposits 3.99%; wire $12

No data yet

ATM fee

FreeConditions apply: tap or hover for detailsShow source

No CoinZoom fee, domestic and international; ATM operators may charge

1% (min. €1)Conditions apply: tap or hover for detailsShow source

Standard, after 1 free withdrawal or €100/month; Premium & Native after 5 free withdrawals or €1,000/month; ATM operators may add own surcharge

Free ATM allowance

No data yet
€100/monthConditions apply: tap or hover for detailsShow source

Standard; Premium 1,000 €/month

Other fees & markups

Virtual card reissuance 1,000 ZOOM · Chargebacks $100 · Card declined (insufficient funds) $0.50Conditions apply: tap or hover for detailsShow source

Listed under CoinZoom Visa Card fees

Free currency exchange only up to 1,000 €/month on Standard (unlimited on Premium) · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium)Show source

Cashback & rewards

Base cashback

0.5%Conditions apply: tap or hover for detailsShow source

Non-Prime, no ZOOM required

0%Conditions apply: tap or hover for detailsShow source

Standard plan; Premium up to 1%

Max cashback

5%Conditions apply: tap or hover for detailsShow source

Black tier: hold 300,000 ZOOM

1%Conditions apply: tap or hover for detailsShow source

Premium plan (10 €/month)

Cashback paid in

ZOOMShow source
No data yet

Cashback type

Platform tokenShow source
No data yet

Cashback conditions

Higher reward tiers (CoinZoom Prime) require holding at least 10,000 ZOOM; higher tiers need larger ZOOM holdings, with no annual resetConditions apply: tap or hover for detailsShow source

Page example: spending $500 a month for a year earns $120 in free crypto on a Gold Card and $300 on a Black card

No data yet

Staking / holding required for top rewards

YesConditions apply: tap or hover for detailsShow source

Holding ZOOM, no lock-up

No data yet

Staking asset

ZOOMShow source
No data yet

Credit & financing

Credit line

NoShow source
NoConditions apply: tap or hover for detailsShow source

No overdraft; may be considered in the future

Credit type

No data yet
NoneShow source

Spend own balance directly

YesShow source
No data yet

Availability

Account / spend currencies

USDConditions apply: tap or hover for detailsShow source

Crypto converted to USD at the point of sale

No data yet

Features

Apple Pay

No data yet
YesShow source

Google Pay

No data yet
YesShow source

Physical card

YesShow source
YesShow source

Virtual card

YesShow source
YesConditions apply: tap or hover for detailsShow source

Standard: 1 virtual card; Premium: 10

ATM withdrawals

YesShow source
YesConditions apply: tap or hover for detailsShow source

Any ATM on the VISA network, also abroad

Spend stablecoins

YesShow source
No data yet

Limits

ATM limit

$200Conditions apply: tap or hover for detailsShow source

Per day, Non-Prime

€15,000Conditions apply: tap or hover for detailsShow source

Standard; Premium 30,000 €; period not stated

Spending limit

$200Conditions apply: tap or hover for detailsShow source

Daily POS limit, Non-Prime; Silver $250, Gold $2,500, Diamond $500, Black $250 (as stated on page)

No data yet

Security & custody

Regulation / licences

FinCEN MSB · Licensed money transmitter in applicable jurisdictionsConditions apply: tap or hover for detailsShow source

Stated for CoinZoom, Inc. in the page footer

Crypto-Asset Service Provider (CASP) licensed by the AMF, no. A2025-001 · Electronic money institution licensed by the ACPR, CIB 17748Show source

Annual cost at 1,500 EUR/month

CoinZoom Visa Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+90 EUR
  • Net annual value90 EUR

Deblock Card

  • Annual & monthly fees+0 EUR
  • FX costs−18 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+0 EUR
  • Net annual value-18 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers