Deblock Card vs Wirex One Card
Crypto native
Crypto native
Verdict
- Wirex One Card scores higher overall (7.0 vs 5.6 out of 10).
- Wirex One Card is clearly stronger on: Fees, Cashback & rewards, FX & international, Limits & ATM.
- For 1,500 EUR/month of spend, Wirex One Card comes out about 108 EUR a year ahead on base-tier terms.
Deblock Card is a good fit for
- Frequent travellers
Wirex One Card is a good fit for
- Stablecoin holders
- Frequent travellers
Stronger on: Fees, Cashback & rewards, FX & international, Limits & ATM
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Deblock Card | Wirex One Card |
|---|---|---|
| Fees | 70 | 100 |
| Cashback & rewards | 3 | 44 |
| Availability | – | – |
| FX & international | 80 | 100 |
| Product features | 70 | 70 |
| Custody & security | 85 | – |
| Credit & financing | 30 | 30 |
| Limits & ATM | 82 | 100 |
| Transparency | 100 | 100 |
| Best for Cashback | 3.8 | 6.3 |
| Best for Travel | 6.8 | 8.6 |
| Best for DeFi Users | 5.7 | 6.0 |
| Best for Stablecoins | n/a | 7.8 |
| Best for High Spenders | 4.3 | 6.9 |
| Best for Low Fees | 7.9 | 10.0 |
| Best for Beginners | 6.8 | 7.4 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Debit cardShow source
Debit cardShow source
Network
VisaConditions apply: tap or hover for detailsShow source
Deblock is a direct VISA member
Visa / MastercardConditions apply: tap or hover for detailsShow source
Physical card Visa or Mastercard; metal card Visa Signature
Custody model
HybridConditions apply: tap or hover for detailsShow source
Euros safeguarded by the e-money institution; digital assets self-custodied
Card issuer / program manager
Deblock SAS (electronic money institution licensed by the ACPR, CIB 17748)Show source
Tiers / plans
Standard · PremiumShow source
Base · Premium · Elite · Private · BespokeShow source
Fees
Annual fee
FreeShow source
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Standard; Premium 10 €/month
FreeShow source
FX fee
0.5%Conditions apply: tap or hover for detailsShow source
Standard, weekdays, after €500/month free FX allowance; 1% on weekends; Premium 0% always
0%Show source
Crypto conversion fee
1.99%Conditions apply: tap or hover for detailsShow source
Standard buy/sell/swap fee; Premium 0.49%
ATM fee
1% (min. €1)Conditions apply: tap or hover for detailsShow source
Standard, after 1 free withdrawal or €100/month; Premium & Native after 5 free withdrawals or €1,000/month; ATM operators may add own surcharge
FreeConditions apply: tap or hover for detailsShow source
Wirex fee; operator fees not addressed
Free ATM allowance
€100/monthConditions apply: tap or hover for detailsShow source
Standard; Premium 1,000 €/month
Other fees & markups
Free currency exchange only up to 1,000 €/month on Standard (unlimited on Premium) · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium)Show source
Cashback & rewards
Base cashback
0%Conditions apply: tap or hover for detailsShow source
Standard plan; Premium up to 1%
0.5%Conditions apply: tap or hover for detailsShow source
Base tier
Max cashback
1%Conditions apply: tap or hover for detailsShow source
Premium plan (10 €/month)
8%Conditions apply: tap or hover for detailsShow source
Top tier; tier set by portfolio size and share held in WPAY
Cashback paid in
USDShow source
Cashback type
FiatShow source
Interest on balance
9.75%Conditions apply: tap or hover for detailsShow source
Up to; stablecoin savings, flexible or fixed terms
Cashback conditions
Tier recalculated daily from portfolio size and percentage held in WPAY; both thresholds must be met · No monthly cashback cap · 50% rebate on eligible subscriptions, capped at each service's standard plan priceShow source
Staking / holding required for top rewards
YesConditions apply: tap or hover for detailsShow source
Holding (not locking) WPAY and a minimum portfolio for higher tiers
Staking asset
WPAYShow source
Credit & financing
Credit line
NoConditions apply: tap or hover for detailsShow source
No overdraft; may be considered in the future
NoShow source
Credit type
NoneShow source
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
YesShow source
YesShow source
Virtual card
YesConditions apply: tap or hover for detailsShow source
Standard: 1 virtual card; Premium: 10
YesShow source
ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
Any ATM on the VISA network, also abroad
YesShow source
Spend stablecoins
YesShow source
Limits
ATM limit
€15,000Conditions apply: tap or hover for detailsShow source
Standard; Premium 30,000 €; period not stated
Security & custody
Regulation / licences
Crypto-Asset Service Provider (CASP) licensed by the AMF, no. A2025-001 · Electronic money institution licensed by the ACPR, CIB 17748Show source
Annual cost at 1,500 EUR/month
Deblock Card
- Annual & monthly fees+0 EUR
- FX costs−18 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+0 EUR
- Net annual value-18 EUR
Wirex One Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+90 EUR
- Net annual value90 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers