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Deblock Card vs WhiteBIT Nova

Deblock Card

Crypto native

5.6
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WhiteBIT Nova

Crypto native

7.2
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Verdict

  • WhiteBIT Nova scores higher overall (7.2 vs 5.6 out of 10).
  • Deblock Card is clearly stronger on: Custody & security.
  • WhiteBIT Nova is clearly stronger on: Fees, Cashback & rewards.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Deblock Card is a good fit for

  • Frequent travellers

Stronger on: Custody & security

WhiteBIT Nova is a good fit for

  • Stablecoin holders

Stronger on: Fees, Cashback & rewards

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesDeblock Card vs ether.fi CashWhiteBIT Nova vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionDeblock CardWhiteBIT Nova
Fees70100
Cashback & rewards348
Availability–100
FX & international80–
Product features7070
Custody & security8560
Credit & financing3030
Limits & ATM82–
Transparency100100
Best for Cashback3.86.5
Best for Travel6.86.7
Best for DeFi Users5.76.2
Best for Stablecoinsn/a7.1
Best for High Spenders4.35.8
Best for Low Fees7.98.0
Best for Beginners6.88.3

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Debit cardShow source

Network

VisaConditions apply: tap or hover for detailsShow source

Deblock is a direct VISA member

VisaShow source

Custody model

HybridConditions apply: tap or hover for detailsShow source

Euros safeguarded by the e-money institution; digital assets self-custodied

CustodialConditions apply: tap or hover for detailsShow source

Spends balances held on the WhiteBIT exchange

Card issuer / program manager

Deblock SAS (electronic money institution licensed by the ACPR, CIB 17748)Show source
Wallester AS (payment institution, Finantsinspektsioon, Estonia)Show source

Tiers / plans

Standard · PremiumShow source
No data yet

Fees

Annual fee

No data yet
FreeShow source

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Standard; Premium 10 €/month

FreeShow source

Physical card fee

No data yet
€12Conditions apply: tap or hover for detailsShow source

Delivery of the plastic card

Virtual card fee

No data yet
FreeShow source

FX fee

0.5%Conditions apply: tap or hover for detailsShow source

Standard, weekdays, after €500/month free FX allowance; 1% on weekends; Premium 0% always

No data yet

Crypto conversion fee

1.99%Conditions apply: tap or hover for detailsShow source

Standard buy/sell/swap fee; Premium 0.49%

No data yet

Top-up fee

No data yet
FreeShow source

ATM fee

1% (min. €1)Conditions apply: tap or hover for detailsShow source

Standard, after 1 free withdrawal or €100/month; Premium & Native after 5 free withdrawals or €1,000/month; ATM operators may add own surcharge

No data yet

Free ATM allowance

€100/monthConditions apply: tap or hover for detailsShow source

Standard; Premium 1,000 €/month

No data yet

Other fees & markups

Free currency exchange only up to 1,000 €/month on Standard (unlimited on Premium) · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium)Show source
Account reactivation after 3 months of inactivity: 5 € · Cashback can only be claimed from 5 €Show source

Cashback & rewards

Base cashback

0%Conditions apply: tap or hover for detailsShow source

Standard plan; Premium up to 1%

1%Conditions apply: tap or hover for detailsShow source

Lowest category rate; up to three categories chosen per day

Max cashback

1%Conditions apply: tap or hover for detailsShow source

Premium plan (10 €/month)

10%Conditions apply: tap or hover for detailsShow source

Subscriptions category; capped at 25 € cashback per month

Cashback paid in

No data yet
BTC or WBTShow source

Cashback type

No data yet
CryptoShow source

Max cashback per month

No data yet
€25/monthShow source

Cashback conditions

No data yet
Up to three categories selected per day: taxi 5%, subscriptions 10%, pets 5%, entertainment and gaming 2%, others 1% · Minimum claim 5 € · Maximum 25 € per monthShow source

Credit & financing

Credit line

NoConditions apply: tap or hover for detailsShow source

No overdraft; may be considered in the future

NoShow source

Credit type

NoneShow source
No data yet

Availability

Available in

No data yet
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein, UkraineShow source

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesShow source
YesShow source

Virtual card

YesConditions apply: tap or hover for detailsShow source

Standard: 1 virtual card; Premium: 10

YesShow source

ATM withdrawals

YesConditions apply: tap or hover for detailsShow source

Any ATM on the VISA network, also abroad

YesConditions apply: tap or hover for detailsShow source

Where supported

Spend stablecoins

No data yet
YesShow source

Spendable assets

No data yet
USDC · BTC · ETH · XRP · SOL · NEAR · ADA · AVAX · WBT · EURI · DOGEShow source

Limits

ATM limit

€15,000Conditions apply: tap or hover for detailsShow source

Standard; Premium 30,000 €; period not stated

No data yet

Security & custody

Regulation / licences

Crypto-Asset Service Provider (CASP) licensed by the AMF, no. A2025-001 · Electronic money institution licensed by the ACPR, CIB 17748Show source
No data yet

Annual cost at 1,500 EUR/month

Deblock Card

  • Annual & monthly fees+0 EUR
  • FX costs−18 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+0 EUR
  • Net annual value-18 EUR

WhiteBIT Nova

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+180 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Deblock Card comparisons

More WhiteBIT Nova comparisons