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Deblock Card vs SwissBorg Card

Deblock Card

Crypto native

5.6
SwissBorg Card

Crypto native

7.1

Verdict

  • SwissBorg Card scores higher overall (7.1 vs 5.6 out of 10).
  • Deblock Card is clearly stronger on: Product features, Custody & security, Limits & ATM.
  • SwissBorg Card is clearly stronger on: Fees, FX & international.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Deblock Card is a good fit for

  • Frequent travellers

Stronger on: Product features, Custody & security, Limits & ATM

SwissBorg Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

Stronger on: Fees, FX & international

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionDeblock CardSwissBorg Card
Fees7088
Cashback & rewards3–
Availability–100
FX & international80100
Product features7047
Custody & security8560
Credit & financing3030
Limits & ATM8220
Transparency100100
Best for Cashback3.86.5
Best for Travel6.87.6
Best for DeFi Users5.76.0
Best for Stablecoinsn/a7.6
Best for High Spenders4.36.1
Best for Low Fees7.98.3
Best for Beginners6.87.5

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Debit cardShow source

Network

VisaConditions apply: tap or hover for detailsShow source

Deblock is a direct VISA member

MastercardShow source

Custody model

HybridConditions apply: tap or hover for detailsShow source

Euros safeguarded by the e-money institution; digital assets self-custodied

CustodialConditions apply: tap or hover for detailsShow source

Spends crypto balances held in the SwissBorg app

Card issuer / program manager

Deblock SAS (electronic money institution licensed by the ACPR, CIB 17748)Show source
UAB Monavate (Bank of Lithuania); app operated by BlockNodes SAS (MiCA licence A2026-011, France)Show source

Tiers / plans

Standard · PremiumShow source
No data yet

Fees

Annual fee

No data yet
FreeShow source

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Standard; Premium 10 €/month

FreeShow source

Virtual card fee

No data yet
FreeShow source

FX fee

0.5%Conditions apply: tap or hover for detailsShow source

Standard, weekdays, after €500/month free FX allowance; 1% on weekends; Premium 0% always

0%Conditions apply: tap or hover for detailsShow source

Mastercard exchange rate; SwissBorg adds no FX fee (the crypto exchange fee still applies)

Crypto conversion fee

1.99%Conditions apply: tap or hover for detailsShow source

Standard buy/sell/swap fee; Premium 0.49%

0.99%Conditions apply: tap or hover for detailsShow source

Exchange fee for every loyalty rank; a real-time market-liquidity adjustment may be added

ATM fee

1% (min. €1)Conditions apply: tap or hover for detailsShow source

Standard, after 1 free withdrawal or €100/month; Premium & Native after 5 free withdrawals or €1,000/month; ATM operators may add own surcharge

No data yet

Free ATM allowance

€100/monthConditions apply: tap or hover for detailsShow source

Standard; Premium 1,000 €/month

No data yet

Other fees & markups

Free currency exchange only up to 1,000 €/month on Standard (unlimited on Premium) · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium)Show source
Real-time market-liquidity adjustment may be applied to the conversion price · Third parties such as Apple/Google Pay, Curve or PayPal may charge additional feesShow source

Cashback & rewards

Base cashback

0%Conditions apply: tap or hover for detailsShow source

Standard plan; Premium up to 1%

No data yet

Max cashback

1%Conditions apply: tap or hover for detailsShow source

Premium plan (10 €/month)

No data yet

Cashback paid in

No data yet
BORGShow source

Cashback type

No data yet
Platform tokenShow source

Cashback conditions

No data yet
Cashback is a share of the 0.99% exchange fee: up to 5% (Standard) to up to 99% (Elite top 10) depending on the loyalty rank · BORG rewards are locked for a period (Paid to Trade programme) · Cashback is not guaranteed and can be changed or stopped at any timeShow source

Reward expiry / vesting

No data yet
BORG cashback is locked for a certain periodShow source

Credit & financing

Credit line

NoConditions apply: tap or hover for detailsShow source

No overdraft; may be considered in the future

NoShow source

Credit type

NoneShow source
No data yet

Availability

Available in

No data yet
United Kingdom, Switzerland, Austria, Belgium, Cyprus, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, SwedenShow source

Account / spend currencies

No data yet
EUR · CHF · GBPConditions apply: tap or hover for detailsShow source

Base currency set by country of residence

Features

Apple Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

Initially in Switzerland and France only

Google Pay

YesShow source
YesShow source

Physical card

YesShow source
NoConditions apply: tap or hover for detailsShow source

May follow later

Virtual card

YesConditions apply: tap or hover for detailsShow source

Standard: 1 virtual card; Premium: 10

YesShow source

ATM withdrawals

YesConditions apply: tap or hover for detailsShow source

Any ATM on the VISA network, also abroad

NoShow source

Spend stablecoins

No data yet
YesShow source

Spendable assets

No data yet
USDC · BTC · ETH · SOL · BORG · USDG · EUROP · TGBPShow source

Limits

ATM limit

€15,000Conditions apply: tap or hover for detailsShow source

Standard; Premium 30,000 €; period not stated

No data yet

Security & custody

Regulation / licences

Crypto-Asset Service Provider (CASP) licensed by the AMF, no. A2025-001 · Electronic money institution licensed by the ACPR, CIB 17748Show source
No data yet

Annual cost at 1,500 EUR/month

Deblock Card

  • Annual & monthly fees+0 EUR
  • FX costs−18 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+0 EUR
  • Net annual value-18 EUR

SwissBorg Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers