COCA Card vs Deblock Card

Product status: Active

Source: Rewarding Stablecoin Banking with COCA Visa Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Product status: Active

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type: Debit card

Source states (paraphrased): How does the Non-Custodial Debit & Virtual Card work?

Source: Rewarding Stablecoin Banking with COCA Visa Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type: Debit card

Source states (paraphrased): Physical debit card

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified 1 day ago (Fresh) · confidence 90%

Network: Visa

Source states (paraphrased): Your COCA card lets you spend money anywhere Visa is accepted

Source: COCA docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network: Visa

Deblock is a direct VISA member

Source states (paraphrased): Deblock is a direct VISA member

Source: The debit card that will change your life - Deblock

Official product page (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Custody model: Self-custody

MPC wallet powered by Privy

Source states (paraphrased): combining the ownership of a non-custodial wallet with the convenience of traditional banking

Source: Rewarding Stablecoin Banking with COCA Visa Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model: Hybrid

Euros safeguarded by the e-money institution; digital assets self-custodied

Source states (paraphrased): Semi-annual cybersecurity audits, safeguarded euros, and self-custodied digital assets.

Source: Deblock

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Card issuer / program manager: Deblock SAS (electronic money institution licensed by the ACPR, CIB 17748)

Source states (paraphrased): Deblock is also licensed as an electronic money institution by the Autorité de Contrôle Prudentiel et de Résolution ("ACPR") under the Bank code (CIB) 17748.

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Tiers / plans: Starter (0 COCA) · Standard (300) · Standard+ (1,000) · Premium (3,000) · Premium+ (10,000) · Elite (30,000)

Source: COCA Loyalty Program Terms and Conditions (updated 1 Sep 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Tiers / plans: Standard · Premium

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Monthly fee: Free

Standard; Premium 10 €/month

Source states (paraphrased): Standard Free

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Physical card fee: $5

Starter to Standard+; free from Premium

Source states (paraphrased): Virtual free, Plastic $5

Source: COCA Loyalty Program Terms and Conditions (updated 1 Sep 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Virtual card fee: Free

Source states (paraphrased): Virtual free, Plastic $5

Source: COCA Loyalty Program Terms and Conditions (updated 1 Sep 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee: 0.5%

Standard, weekdays, after €500/month free FX allowance; 1% on weekends; Premium 0% always

Source states (paraphrased): Standard: 0.5% on weekdays, 1% on weekends

Source: Are there any fees for making card payments? - Deblock Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Crypto conversion fee: 1.99%

Standard buy/sell/swap fee; Premium 0.49%

Source states (paraphrased): Buy fee (EUR → Crypto) 1.99%

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

ATM fee: 1% (min. €1)

Standard, after 1 free withdrawal or €100/month; Premium & Native after 5 free withdrawals or €1,000/month; ATM operators may add own surcharge

Source states (paraphrased): A 1% Deblock fee applies to the amount withdrawn, with a minimum of €1 per withdrawal

Source: What are the limits and fees for ATM withdrawals? - Deblock Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Free ATM allowance: €100/month

Standard; Premium 1,000 €/month

Source states (paraphrased): FREE ATM withdrawal amount 100€/mo

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Other fees & markups: Free currency exchange only up to 1,000 €/month on Standard (unlimited on Premium) · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium)

Source states (paraphrased): Free currency exchange (USD, GBP, ...) 1000€/mo

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Base cashback: 0%

Standard plan; Premium up to 1%

Source states (paraphrased): Cashback on card payments 0%

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Max cashback: 1%

Premium plan (10 €/month)

Source states (paraphrased): up to 1%

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Cashback paid in: Stablecoins (claimed into the USD or EUR account)

Source states (paraphrased): get up to 8% cashback in stablecoins

Source: Card cashback — COCA

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback type: Stablecoin

Source: Card cashback — COCA

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Interest on balance: 5%

Variable APY on USD balances; EUR balances earn none

Source states (paraphrased): As of the last update of these terms, APY on USD balances is 5%.

Source: COCA Loyalty Program Terms and Conditions (updated 1 Sep 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Max cashback per month: $15/month

Monthly claim capacity, Starter; up to $350 at Elite (tier bonus + 1 USD per 100 COCA staked); unclaimed rewards carry over

Source states (paraphrased): $15 / mo

Source: COCA Loyalty Program Terms and Conditions (updated 1 Sep 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback conditions: Rewards stay pending for 14 days before they can be claimed · Monthly claim capacity: $15 (Starter) to $350 (Elite) · 50% back on 1 to 4 subscription categories from Standard tier · No cashback on ATM withdrawals, cash and quasi-cash, government payments and excluded MCCs

Source: COCA Loyalty Program Terms and Conditions (updated 1 Sep 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Staking / holding required for top rewards: Yes

Source states (paraphrased): depending on the user's tier and the amount of COCA token staked

Source: COCA Loyalty Program Terms and Conditions (updated 1 Sep 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Staking asset: COCA

Source: COCA Loyalty Program Terms and Conditions (updated 1 Sep 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Capital required for top rewards: $47,000

30,000 COCA (approximate value stated by COCA) for the 8% Elite tier

Source: COCA Loyalty Program Terms and Conditions (updated 1 Sep 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit line: No

Source: Rewarding Stablecoin Banking with COCA Visa Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit line: No

No overdraft; may be considered in the future

Source states (paraphrased): Currently, Deblock does not offer an overdraft service.

Source: Do you offer overdrafts? - Deblock Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Credit type: None

Source states (paraphrased): Currently, Deblock does not offer an overdraft service.

Source: Do you offer overdrafts? - Deblock Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Available in: AD, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, GI, Greece, GG, Hungary, Iceland, Ireland, IM, Italy, JE, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, MD, MC, ME, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine, United Kingdom, Australia, AZ, GE, Hong Kong, Israel, Japan, KZ, MO, Malaysia, New Zealand, OM, Philippines, Saudi Arabia, South Korea, TW, Thailand, United Arab Emirates, UZ, GH, Kenya, Nigeria, South Africa, UG, Argentina, Brazil, Chile, Colombia, EC, SV, Mexico, PA, Peru

Residents, regardless of nationality

Source states (paraphrased): The COCA card and its associated rewards are available to residents of the following countries (regardless of nationality):

Source: COCA Loyalty Program Terms and Conditions (updated 1 Sep 2026)

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Account / spend currencies: USD · EUR

Source: COCA docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Own IBAN / bank details: Yes

EUR accounts for residents of 28 European countries (app 3.0.0+)

Source states (paraphrased): IBAN with international transfers, card-to-card payments

Source: COCA docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Apple Pay: Yes

Source states (paraphrased): Apple & Google Pay

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Google Pay: Yes

Source states (paraphrased): Apple & Google Pay

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Physical card: Yes

Source states (paraphrased): Whether you prefer Virtual or Plastic cards

Source: Rewarding Stablecoin Banking with COCA Visa Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Physical card: Yes

Source states (paraphrased): Go virtual, physical or both.

Source: Deblock

Official product page (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Virtual card: Yes

Source: Rewarding Stablecoin Banking with COCA Visa Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Virtual card: Yes

Standard: 1 virtual card; Premium: 10

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

ATM withdrawals: Yes

Any ATM on the VISA network, also abroad

Source states (paraphrased): You can withdraw money from any ATM connected to the VISA network

Source: What are the limits and fees for ATM withdrawals? - Deblock Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Spend stablecoins: Yes

Source: Rewarding Stablecoin Banking with COCA Visa Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM limit: €15,000

Standard; Premium 30,000 €; period not stated

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Regulation / licences: Crypto-Asset Service Provider (CASP) licensed by the AMF, no. A2025-001 · Electronic money institution licensed by the ACPR, CIB 17748

Source: Pricing plans - Deblock

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%