Deblock Card vs SafePal Mastercard
Crypto native
Crypto native
Verdict
- SafePal Mastercard scores higher overall (6.5 vs 5.6 out of 10).
- Deblock Card is clearly stronger on: FX & international.
- SafePal Mastercard is clearly stronger on: Fees.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Deblock Card is a good fit for
- Frequent travellers
Stronger on: FX & international
SafePal Mastercard is a good fit for
- Stablecoin holders
Stronger on: Fees
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Deblock Card | SafePal Mastercard |
|---|---|---|
| Fees | 70 | 100 |
| Cashback & rewards | 3 | – |
| Availability | – | – |
| FX & international | 80 | 60 |
| Product features | 70 | 70 |
| Custody & security | 85 | – |
| Credit & financing | 30 | 30 |
| Limits & ATM | 82 | – |
| Transparency | 100 | 100 |
| Best for Cashback | 3.8 | n/a |
| Best for Travel | 6.8 | 6.6 |
| Best for DeFi Users | 5.7 | 6.0 |
| Best for Stablecoins | n/a | 7.2 |
| Best for High Spenders | 4.3 | 6.1 |
| Best for Low Fees | 7.9 | 8.3 |
| Best for Beginners | 6.8 | 7.5 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Debit cardShow source
Debit cardShow source
Network
VisaConditions apply: tap or hover for detailsShow source
Deblock is a direct VISA member
MastercardShow source
Custody model
HybridConditions apply: tap or hover for detailsShow source
Euros safeguarded by the e-money institution; digital assets self-custodied
Card issuer / program manager
Deblock SAS (electronic money institution licensed by the ACPR, CIB 17748)Show source
Fiat24 (Swiss IBAN account and fiat gateway; compliance and licensing)Conditions apply: tap or hover for detailsShow source
Offered in collaboration with SafePal; the page does not name the card issuer separately
Tiers / plans
Standard · PremiumShow source
Fees
Annual fee
FreeShow source
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Standard; Premium 10 €/month
FreeShow source
FX fee
0.5%Conditions apply: tap or hover for detailsShow source
Standard, weekdays, after €500/month free FX allowance; 1% on weekends; Premium 0% always
1%Conditions apply: tap or hover for detailsShow source
Card payments settled in non-USD currencies
Crypto conversion fee
1.99%Conditions apply: tap or hover for detailsShow source
Standard buy/sell/swap fee; Premium 0.49%
Top-up fee
FreeConditions apply: tap or hover for detailsShow source
Standard deposit/top-up fee; crypto swaps carry a spread and gas fees
ATM fee
1% (min. €1)Conditions apply: tap or hover for detailsShow source
Standard, after 1 free withdrawal or €100/month; Premium & Native after 5 free withdrawals or €1,000/month; ATM operators may add own surcharge
Free ATM allowance
€100/monthConditions apply: tap or hover for detailsShow source
Standard; Premium 1,000 €/month
Transfer fee
FreeConditions apply: tap or hover for detailsShow source
Transfers to external banks; other banks may charge
Other fees & markups
Free currency exchange only up to 1,000 €/month on Standard (unlimited on Premium) · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium)Show source
Refund processing fee 1 USD / 1 EUR / 1 CHF / 7 CNH per refund, depending on payment currency · Gas fees on blockchain transactionsConditions apply: tap or hover for detailsShow source
Gas fees: the page states all financial transactions are conducted on the blockchain, which will result in gas fees
Cashback & rewards
Base cashback
0%Conditions apply: tap or hover for detailsShow source
Standard plan; Premium up to 1%
Max cashback
1%Conditions apply: tap or hover for detailsShow source
Premium plan (10 €/month)
Credit & financing
Credit line
NoConditions apply: tap or hover for detailsShow source
No overdraft; may be considered in the future
NoShow source
Credit type
NoneShow source
Availability
Account / spend currencies
USD · EUR · CHF · CNHShow source
Own IBAN / bank details
YesConditions apply: tap or hover for detailsShow source
Swiss IBAN via Fiat24
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
YesShow source
Virtual card
YesConditions apply: tap or hover for detailsShow source
Standard: 1 virtual card; Premium: 10
YesShow source
ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
Any ATM on the VISA network, also abroad
Spend stablecoins
YesConditions apply: tap or hover for detailsShow source
Crypto is topped up as USDC
Blockchains
ArbitrumShow source
Limits
ATM limit
€15,000Conditions apply: tap or hover for detailsShow source
Standard; Premium 30,000 €; period not stated
Spending limit
€5,000Conditions apply: tap or hover for detailsShow source
Per day; contactless 1,600 EUR per day
Security & custody
Regulation / licences
Crypto-Asset Service Provider (CASP) licensed by the AMF, no. A2025-001 · Electronic money institution licensed by the ACPR, CIB 17748Show source
Annual cost at 1,500 EUR/month
Deblock Card
- Annual & monthly fees+0 EUR
- FX costs−18 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+0 EUR
- Net annual value-18 EUR
SafePal Mastercard
- Annual & monthly fees+0 EUR
- FX costs−36 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers