Verdict
- Bleap scores higher overall (8.3 vs 4.3 out of 10).
- Bleap is clearly stronger on: Fees, Cashback & rewards, Availability, FX & international, Limits & ATM.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Bleap is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Frequent travellers
Stronger on: Fees, Cashback & rewards, Availability, FX & international, Limits & ATM
Plutus is a good fit for
- No specific audience can be derived from the published data yet.
Score by criterion
| Criterion | Bleap | Plutus |
|---|---|---|
| Fees | 100 | 85 |
| Cashback & rewards | 56 | 25 |
| Availability | 100 | 0 |
| FX & international | 100 | 0 |
| Product features | 70 | 70 |
| Custody & security | 95 | – |
| Credit & financing | 30 | – |
| Limits & ATM | 100 | 50 |
| Transparency | 86 | 86 |
| Best for Cashback | 7.5 | 3.8 |
| Best for Travel | 9.2 | 3.4 |
| Best for Self-Custody | 8.7 | n/a |
| Best for DeFi Users | 7.5 | 5.2 |
| Best for Stablecoins | 8.6 | n/a |
| Best for High Spenders | 7.3 | 4.1 |
| Best for Low Fees | 9.8 | 5.9 |
| Best for Beginners | 8.5 | 5.9 |
Product
Product status
ActiveShow source
Product status: Active
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Paused*Show source
Product status: Paused
Card/banking features in migration; card spending currently earns no PLUS
Source: Plutus Q1 Migration FAQ
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
Card/banking features in migration; card spending currently earns no PLUS
Card type
Debit cardShow source
Card type: Debit card
Source states (paraphrased): Self-custodial debit cards like Bleap add full control of funds.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Debit card*Show source
Card type: Debit card
Card currently in migration per other Plutus pages
Source states (paraphrased): when you make purchases with our Visa Debit Card.
Source: Earn up to 9% in rewards
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 60%
Card currently in migration per other Plutus pages
Network
MastercardShow source
Network: Mastercard
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Visa*Show source
Network: Visa
Card currently in migration per other Plutus pages
Source states (paraphrased): when you make purchases with our Visa Debit Card.
Source: Earn up to 9% in rewards
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 60%
Card currently in migration per other Plutus pages
Custody model
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): Described as a self-custodial Mastercard.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Card issuer / program manager
Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)Show source
Card issuer / program manager: Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)
Source states (paraphrased): Cards and e-money services are provided and issued by Unlimit EU Ltd
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Block Code LT UAB (Plutus); card provided by a banking partner (EMI)Show source
Card issuer / program manager: Block Code LT UAB (Plutus); card provided by a banking partner (EMI)
Source states (paraphrased): We are Block Code LT UAB, trading as Plutus
Source: Plutus Terms and Conditions - EUR
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Tiers / plans
Starter · Everyday · PremiumShow source
Tiers / plans: Starter · Everyday · Premium
Source states (paraphrased): the Starter , Everyday and Premium plans
Source: Plutus Terms and Conditions - EUR
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Fees
Annual fee
Free*Show source
Annual fee: Free
From the comparison table
Source states (paraphrased): | Bleap | Up to 20% (USDC) | €0 | 0%
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
From the comparison table
Monthly fee
FreeShow source
Monthly fee: Free
Source states (paraphrased): No subscription, no card issuance fee.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
£1.99/month*Show source
Monthly fee: £1.99/month
Cheapest listed paid plan (Lite), from 14 Sep 2026; page does not mention a free plan
Source states (paraphrased): | Lite | £1.99 /mo | 3% | | £100
Source: An update to your Plutus plan
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 60%
Cheapest listed paid plan (Lite), from 14 Sep 2026; page does not mention a free plan
Physical card fee
FreeShow source
Physical card fee: Free
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
€9.99*Show source
Physical card fee: €9.99
Same on all plans
Source states (paraphrased): 1.6 Physical Card Order Fee Starter Everyday Premium €9.99 / £9.99
Source: Fees & Limits
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Same on all plans
Virtual card fee
FreeShow source
Virtual card fee: Free
Source states (paraphrased): Virtual cards are free of charge while physical cards are subject to an order fee
Source: Plutus Terms and Conditions - EUR
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
FX fee
0%Show source
FX fee: 0%
Source states (paraphrased): 0% FX fee on every purchase.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
2.5%*Show source
FX fee: 2.5%
Same on all plans
Source states (paraphrased): if you use a EURO-denominated card to make a payment in a currency other than EURO, a 2.5% fee will be imposed
Source: Fees & Limits
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Same on all plans
Crypto conversion fee
1%*Show source
Crypto conversion fee: 1%
Trading fee 1% on Starter; 0% on Everyday and Premium
Source states (paraphrased): 1.3 Trading Fee Starter Everyday Premium 1% 0% 0%
Source: Fees & Limits
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Trading fee 1% on Starter; 0% on Everyday and Premium
Top-up fee
FreeShow source
Top-up fee: Free
Source states (paraphrased): 1.1 Fiat Deposit Starter Everyday Premium Free
Source: Fees & Limits
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
ATM fee
Free*Show source
ATM fee: Free
Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply
Source states (paraphrased): Free withdrawals worldwide. Use ATMs at home or abroad without any fees.
Source: Free Crypto Card: 20% Cashback, No FX Fees, Non-Custodial
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply
2.5%*Show source
ATM fee: 2.5%
Same on all plans; note the EEA terms state ATM withdrawals are not permitted
Source states (paraphrased): 3.1 ATM withdrawal Starter Everyday Premium 2.5%
Source: Fees & Limits
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 55%
Same on all plans; note the EEA terms state ATM withdrawals are not permitted
Free ATM allowance
€400/month*Show source
Free ATM allowance: €400/month
Per month; page says the limit is increasing soon
Source states (paraphrased): Bleap offers free ATM withdrawals up to €400 per month, with the limit increasing soon.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Per month; page says the limit is increasing soon
Other fees & markups
Dynamic PLU rewards payout fee (gas + service fees)Show source
Other fees & markups: Dynamic PLU rewards payout fee (gas + service fees)
Source states (paraphrased): PLU payout fees are dynamically linked to the Ethereum network's GAS fees
Source: Fees & Limits
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Cashback & rewards
Base cashback
1%*Show source
Base cashback: 1%
Default rate on all eligible purchases; higher category/merchant rates apply
Source states (paraphrased): Default Cashback | ALL | 1%
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Default rate on all eligible purchases; higher category/merchant rates apply
Max cashback
20%*Show source
Max cashback: 20%
Up to; eligible purchases only — conditions not specified
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Up to; eligible purchases only — conditions not specified
9%*Show source
Max cashback: 9%
Up to; 3% base on subscription plans, higher reward levels require holding more PLU; currently not earned on card spend
Source: Earn up to 9% in rewards
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Up to; 3% base on subscription plans, higher reward levels require holding more PLU; currently not earned on card spend
Cashback paid in
USDCShow source
Cashback paid in: USDC
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Dynamic Rewards Points (in-app, not withdrawable)Show source
Cashback paid in: Dynamic Rewards Points (in-app, not withdrawable)
Source states (paraphrased): These are not eligible for withdrawal and may be used only within the Plutus app
Source: Plutus Terms and Conditions - EUR
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Cashback type
StablecoinShow source
Cashback type: Stablecoin
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
PointsShow source
Cashback type: Points
Source states (paraphrased): PLUS are in-app points and will not be offered as an on-chain utility until we are licensed.
Source: An update to your Plutus plan
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Interest on balance
4%*Show source
Interest on balance: 4%
USD balances via Bleap savings feature, variable; homepage separately advertises up to 8% APY saving plans (plan/lock-up conditions not stated on fetched page)
Source states (paraphrased): Bleap offers a savings feature paying up to 4% APY on USD balances.
Source: https://www.bleap.finance
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
USD balances via Bleap savings feature, variable; homepage separately advertises up to 8% APY saving plans (plan/lock-up conditions not stated on fetched page)
Cashback-eligible spend cap
€3,000/month*Show source
Cashback-eligible spend cap: €3,000/month
Default 1% category: max eligible payment 3000€ per month and 500€ per transaction; category caps differ
Source states (paraphrased): Limit per month - 3000€ ($3600)
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Default 1% category: max eligible payment 3000€ per month and 500€ per transaction; category caps differ
€250/month*Show source
Cashback-eligible spend cap: €250/month
Monthly, Starter plan; Everyday EUR 500, Premium EUR 1,000
Source states (paraphrased): 4.5 Card Spend Eligible for Rewards (monthly) Starter Everyday Premium £250 / €250
Source: Fees & Limits
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Monthly, Starter plan; Everyday EUR 500, Premium EUR 1,000
Cashback conditions
Earned only once an eligible transaction has settled · Earned automatically, no opt-in · Subject to fair usage caps on eligible payment amount per transaction/month/yearShow source
Cashback conditions: Earned only once an eligible transaction has settled · Earned automatically, no opt-in · Subject to fair usage caps on eligible payment amount per transaction/month/year
Source states (paraphrased): Cashback is earned only once an eligible transaction has settled
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Requires a Starter, Everyday or Premium subscription plan · Monthly reward limits per plan, reset on the 1st of each month · Rewards pending for 45 days after settlementShow source
Cashback conditions: Requires a Starter, Everyday or Premium subscription plan · Monthly reward limits per plan, reset on the 1st of each month · Rewards pending for 45 days after settlement
Source states (paraphrased): The PRS will be marked as ‘Pending’ in your account for 45 days
Source: Plutus Terms and Conditions - EUR
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Staking / holding required for top rewards
No*Show source
Staking / holding required for top rewards: No
No staking and no subscription required
Source states (paraphrased): Bleap requires no staking and no subscription to earn up to 20% cashback.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
No staking and no subscription required
Yes*Show source
Staking / holding required for top rewards: Yes
Higher reward levels require holding PLU
Source: Earn up to 9% in rewards
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Higher reward levels require holding PLU
Staking asset
Pluton (PLU / Rare PLU)Show source
Staking asset: Pluton (PLU / Rare PLU)
Source states (paraphrased): It can no longer be earned via card spending and is used for Reward Level progression
Source: Plutus Terms and Conditions - EUR
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Reward expiry / vesting
Unredeemed points expire 30 days after subscription cancellation; remaining rewards forfeited on account closureShow source
Reward expiry / vesting: Unredeemed points expire 30 days after subscription cancellation; remaining rewards forfeited on account closure
Source states (paraphrased): any unredeemed PLUS Points associated with your subscription tier will automatically expire 30 days after the cancellation date
Source: Plutus Terms and Conditions - EUR
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Reward exclusions
Money transfers · Financial services · Gambling · Tax payments · Gift cards and cash-like transactions · Utilities · Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)Show source
Reward exclusions: Money transfers · Financial services · Gambling · Tax payments · Gift cards and cash-like transactions · Utilities · Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)
Source states (paraphrased): Excluded transactions include, but are not limited to, money transfers, financial services, gambling, tax payments
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Business/commercial transactions · Payments to other accounts or cards · Money transfers and wallet top-ups · Financial services, loans, currency exchanges · Investments · Gift cards, prepaid cards, vouchers · Gambling and lotteries · Refunded transactions · Payments to government institutions/overpaymentsShow source
Reward exclusions: Business/commercial transactions · Payments to other accounts or cards · Money transfers and wallet top-ups · Financial services, loans, currency exchanges · Investments · Gift cards, prepaid cards, vouchers · Gambling and lotteries · Refunded transactions · Payments to government institutions/overpayments
Source states (paraphrased): amounts related to gift cards, prepaid cards, reloadable cards and/or vouchers/coupons
Source: Plutus Terms and Conditions - EUR
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Credit & financing
Credit line
NoShow source
Credit line: No
Source states (paraphrased): The Card is not a credit facility.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Credit type
NoneShow source
Credit type: None
Source states (paraphrased): The Card is not a credit facility.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Spend own balance directly
YesShow source
Spend own balance directly: Yes
Source states (paraphrased): Card spending draws directly from your non-custodial Wallet via Direct Debit for settlement.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Availability
Available in
EEA, Switzerland*Show source
Available in: EEA, Switzerland
Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence
Source states (paraphrased): currently the EEA and Switzerland, subject to exclusions and sanctions lists
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence
United Kingdom, Austria, Belgium, Bulgaria, Croatia, Czechia, Denmark, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Cyprus, Romania, Slovakia, Slovenia, Spain, Sweden*Show source
Available in: United Kingdom, Austria, Belgium, Bulgaria, Croatia, Czechia, Denmark, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Cyprus, Romania, Slovakia, Slovenia, Spain, Sweden
Listed EEA countries (Estonia and Norway not listed) plus United Kingdom
Source states (paraphrased): you must have legal residence status in one of the following supported countries or territories
Source: Currently Supported Countries
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Listed EEA countries (Estonia and Norway not listed) plus United Kingdom
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
YesShow source
Google Pay: Yes
Source states (paraphrased): Google Pay - Yes.
Source: Virtual Cards FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Physical card
Yes*Show source
Physical card: Yes
Ships separately
Source states (paraphrased): use online immediately, while your physical card ships separately.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Ships separately
YesShow source
Physical card: Yes
Source states (paraphrased): Your Plutus Card can be virtual or physical (as chosen by you)
Source: Plutus Terms and Conditions - EUR
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Virtual card
Yes*Show source
Virtual card: Yes
Issued instantly in-app
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Issued instantly in-app
YesShow source
Virtual card: Yes
Source states (paraphrased): Your Plutus Card can be virtual or physical (as chosen by you)
Source: Plutus Terms and Conditions - EUR
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
ATM withdrawals
Yes*Show source
ATM withdrawals: Yes
Free up to €400 per month
Source states (paraphrased): free ATM withdrawals up to €400 per month
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Free up to €400 per month
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Blockchains
Solana · Arbitrum*Show source
Blockchains: Solana · Arbitrum
Supported networks 'including' these (list not exhaustive)
Source states (paraphrased): supporting spending across networks including Solana and Arbitrum
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Supported networks 'including' these (list not exhaustive)
Limits
Spending limit
€500,000*Show source
Spending limit: €500,000
Daily; single transaction also EUR 500,000; rolling 30 days EUR 1,000,000
Source states (paraphrased): 4.2 Daily Card Spending Limit Starter Everyday Premium £500,000 /€500,000
Source: Fees & Limits
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Daily; single transaction also EUR 500,000; rolling 30 days EUR 1,000,000
Security & custody
Regulation / licences
Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of CyprusShow source
Regulation / licences: Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of Cyprus
Source states (paraphrased): licensed and regulated by the Central Bank of Cyprus as an Electronic Money Institution
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Authorised Electronic Money Institution (Lithuania)*Show source
Regulation / licences: Authorised Electronic Money Institution (Lithuania)
Terms state Plutus is incorporated in Lithuania and is an authorised EMI; also states Plutus as a company is not regulated by financial authorities for crypto matters
Source states (paraphrased): an authorised Electronic Money Institution
Source: Plutus Terms and Conditions - EUR
Official terms & conditions (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Terms state Plutus is incorporated in Lithuania and is an authorised EMI; also states Plutus as a company is not regulated by financial authorities for crypto matters
Annual cost at 1,500 EUR/month
Bleap
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+180 EUR
- Net annual value180 EUR
Plutus
- Annual & monthly fees−29 EUR
- FX costs−90 EUR
- Crypto conversion–
- ATM costs−30 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers