CL Card (Ledger) vs Plutus
Crypto native
Crypto native
Verdict
- At least one of the two cards does not have enough published data for an overall score.
- CL Card (Ledger) is clearly stronger on: Availability.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
CL Card (Ledger) is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Availability
Plutus is a good fit for
- No specific audience can be derived from the published data yet.
Score by criterion
| Criterion | CL Card (Ledger) | Plutus |
|---|---|---|
| Fees | – | – |
| Cashback & rewards | 25 | 25 |
| Availability | 100 | 0 |
| FX & international | – | – |
| Product features | – | – |
| Custody & security | – | – |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | – | – |
| Best for Cashback | 4.3 | 3.3 |
Product
Product status
ActiveShow source
Product status: Active
Source: CL Card compatible with Ledger
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Paused*Show source
Product status: Paused
Card/banking features in migration; card spending currently earns no PLUS
Source: Plutus Q1 Migration FAQ
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
Card/banking features in migration; card spending currently earns no PLUS
Card issuer / program manager
BaanxShow source
Card issuer / program manager: Baanx
Source: CL Card compatible with Ledger
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Tiers / plans
Lite £1.99/mo · Starter £9.99/mo · Everyday £19.99/mo · Premium FX £29.99/mo*Show source
Tiers / plans: Lite £1.99/mo · Starter £9.99/mo · Everyday £19.99/mo · Premium FX £29.99/mo
Prices from 14 September 2026 for existing subscribers
Source: An update to your Plutus plan
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Prices from 14 September 2026 for existing subscribers
Cashback & rewards
Base cashback
1%*Show source
Base cashback: 1%
Calculated monthly on all card spend
Source states (paraphrased): 1% in BTC or USDC (US) / BTC or USDT (elsewhere).
Source: CL Card compatible with Ledger
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Calculated monthly on all card spend
Max cashback
9%*Show source
Max cashback: 9%
Up to; 3% base on subscription plans, higher reward levels require holding more PLU; currently not earned on card spend
Source: Earn up to 9% in rewards
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%
Up to; 3% base on subscription plans, higher reward levels require holding more PLU; currently not earned on card spend
Cashback paid in
BTC, USDC (US) or USDT (outside US)Show source
Cashback paid in: BTC, USDC (US) or USDT (outside US)
Source: CL Card compatible with Ledger
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback type
CryptoShow source
Cashback type: Crypto
Source: CL Card compatible with Ledger
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Platform tokenShow source
Cashback type: Platform token
Source: Earn up to 9% in rewards
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Staking / holding required for top rewards
Yes*Show source
Staking / holding required for top rewards: Yes
Higher reward levels require holding PLU
Source: Earn up to 9% in rewards
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Higher reward levels require holding PLU
Staking asset
PLUShow source
Staking asset: PLU
Source: Earn up to 9% in rewards
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Availability
Available in
EEA, United Kingdom, United States, Canada, Switzerland, Colombia, Mexico, Brazil*Show source
Available in: EEA, United Kingdom, United States, Canada, Switzerland, Colombia, Mexico, Brazil
Per Ledger shop FAQ; other Ledger pages list fewer regions
Source: CL Card compatible with Ledger
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
Per Ledger shop FAQ; other Ledger pages list fewer regions
Annual cost at 1,500 EUR/month
CL Card (Ledger)
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+180 EUR
- Net annual valuenot enough data
Plutus
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers