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Bitget Wallet Card vs Plutus

Bitget Wallet Card

Crypto native

6.8
Plutus

Crypto native

–

Verdict

  • At least one of the two cards does not have enough published data for an overall score.
  • Bitget Wallet Card is clearly stronger on: Cashback & rewards, Availability.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bitget Wallet Card is a good fit for

  • Stablecoin holders
  • Everyday spenders who want cashback

Stronger on: Cashback & rewards, Availability

Plutus is a good fit for

  • No specific audience can be derived from the published data yet.

Score by criterion

CriterionBitget Wallet CardPlutus
Fees100–
Cashback & rewards4425
Availability1000
FX & international––
Product features––
Custody & security––
Credit & financing––
Limits & ATM––
Transparency86–
Best for Cashback6.13.3
Best for Stablecoins6.5n/a
Best for High Spenders5.7n/a
Best for Low Fees7.8n/a
Best for Beginners7.4n/a

Product

Product status

ActiveShow source

Product status: Active

Source: Bitget Wallet Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Paused*Show source

Product status: Paused

Card/banking features in migration; card spending currently earns no PLUS

Source: Plutus Q1 Migration FAQ

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Card/banking features in migration; card spending currently earns no PLUS

Network

Visa / MastercardShow source

Network: Visa / Mastercard

Source states (paraphrased): Use wherever Visa or Mastercard is accepted.

Source: Bitget Wallet Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Tiers / plans

No data yet
Lite £1.99/mo · Starter £9.99/mo · Everyday £19.99/mo · Premium FX £29.99/mo*Show source

Tiers / plans: Lite £1.99/mo · Starter £9.99/mo · Everyday £19.99/mo · Premium FX £29.99/mo

Prices from 14 September 2026 for existing subscribers

Source: An update to your Plutus plan

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Prices from 14 September 2026 for existing subscribers

Fees

Annual fee

FreeShow source

Annual fee: Free

Source states (paraphrased): 0 annual fee.

Source: Bitget Wallet Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Other fees & markups

Top-up and currency conversion fees apply once the monthly assetback allowance is exceededShow source

Other fees & markups: Top-up and currency conversion fees apply once the monthly assetback allowance is exceeded

Source: Bitget Wallet Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Cashback & rewards

Base cashback

2%*Show source

Base cashback: 2%

Base assetback for all cardholders, within a monthly allowance

Source states (paraphrased): All cardholders earn 2% base assetback by default.

Source: Bitget Wallet Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Base assetback for all cardholders, within a monthly allowance

No data yet

Max cashback

3%*Show source

Max cashback: 3%

New users or after reaching the monthly spending threshold

Source states (paraphrased): New users or those reaching the monthly spending threshold upgrade to 3% assetback.

Source: Bitget Wallet Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

New users or after reaching the monthly spending threshold

9%*Show source

Max cashback: 9%

Up to; 3% base on subscription plans, higher reward levels require holding more PLU; currently not earned on card spend

Source: Earn up to 9% in rewards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Up to; 3% base on subscription plans, higher reward levels require holding more PLU; currently not earned on card spend

Cashback type

No data yet
Platform tokenShow source

Cashback type: Platform token

Source: Earn up to 9% in rewards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Staking / holding required for top rewards

No data yet
Yes*Show source

Staking / holding required for top rewards: Yes

Higher reward levels require holding PLU

Source: Earn up to 9% in rewards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Higher reward levels require holding PLU

Staking asset

No data yet
PLUShow source

Staking asset: PLU

Source: Earn up to 9% in rewards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Availability

Available in

EEA, United Kingdom, South Africa*Show source

Available in: EEA, United Kingdom, South Africa

Plus 10 Latin American and 10 Asia-Pacific markets, Pakistan and Bangladesh (50+ in total)

Source states (paraphrased): Current markets: EEA and UK, ten LatAm countries, ten APAC markets, South Africa, Pakistan, Bangladesh.

Source: Bitget Wallet Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Plus 10 Latin American and 10 Asia-Pacific markets, Pakistan and Bangladesh (50+ in total)

No data yet

Features

Spend stablecoins

YesShow source

Spend stablecoins: Yes

Source: Bitget Wallet Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Spendable assets

USDT · USDC · ETH · SOLShow source

Spendable assets: USDT · USDC · ETH · SOL

Source: Bitget Wallet Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Annual cost at 1,500 EUR/month

Bitget Wallet Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+360 EUR
  • Net annual valuenot enough data

Plutus

  • Annual & monthly feesunknown
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers