savebackcards.com
DEEN

OKX Card (EEA) vs Rizon Card

OKX Card (EEA)

Crypto native

7.9
Get the card
Rizon Card

Crypto native

6.2
Get the card

Verdict

  • OKX Card (EEA) scores higher overall (7.9 vs 6.2 out of 10).
  • OKX Card (EEA) is clearly stronger on: Cashback & rewards, Availability, FX & international.
  • Rizon Card is clearly stronger on: Product features.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

OKX Card (EEA) is a good fit for

  • Stablecoin holders
  • Everyday spenders who want cashback
  • Frequent travellers

Stronger on: Cashback & rewards, Availability, FX & international

Rizon Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Everyday spenders who want cashback

Stronger on: Product features

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesOKX Card (EEA) vs ether.fi CashRizon Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionOKX Card (EEA)Rizon Card
Fees99100
Cashback & rewards6551
Availability9323
FX & international10032
Product features5670
Custody & security7580
Credit & financing30–
Limits & ATM––
Transparency100100
Best for Cashback7.66.0
Best for Travel8.45.3
Best for Self-Custodyn/a7.4
Best for DeFi Users7.07.0
Best for Stablecoins8.57.1
Best for High Spenders7.25.9
Best for Low Fees9.27.6
Best for Beginners8.27.4

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Stablecoin cardShow source
Debit cardShow source

Network

MastercardShow source
VisaConditions apply: tap or hover for detailsShow source

Visa Platinum

Custody model

CustodialConditions apply: tap or hover for detailsShow source

The provider holds the funds

Self-custodyConditions apply: tap or hover for detailsShow source

Wallet powered by Privy; private keys stay with the user

Launch date

2026-01-28Show source
No data yet

Card issuer / program manager

UAB Monavate (issuer); OKX Europe Limited (program manager)Show source
Signify Holdings Inc. and Nimbus LLC (Rain)Show source

Tiers / plans

No data yet
Standard · Rizon Emerald (from $5.59/month)Show source

Fees

Annual fee

FreeShow source
No data yet

Monthly fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

Account maintenance; optional Rizon Emerald subscription from $5.59/month

Physical card fee

No data yet
Not disclosedConditions apply: tap or hover for detailsShow source

Shown in the app only

Virtual card fee

FreeShow source
Not disclosedConditions apply: tap or hover for detailsShow source

Shown in the app only

Replacement fee

No data yet
Not disclosedConditions apply: tap or hover for detailsShow source

Shown in the app only

FX fee

0%Conditions apply: tap or hover for detailsShow source

No added OKX FX fee

1.7%Conditions apply: tap or hover for detailsShow source

Plus $0.10 per non-USD card transaction; 1.02% with Rizon Emerald; USD spend free

Crypto conversion fee

0.1%Conditions apply: tap or hover for detailsShow source

Market spread converting stablecoins to EUR

No data yet

Top-up fee

No data yet
FreeShow source

Crypto withdrawal fee

No data yet
0.1%Conditions apply: tap or hover for detailsShow source

Plus network fee (on-chain withdrawal)

Transfer fee

No data yet
0.1%Conditions apply: tap or hover for detailsShow source

International transfer: network fee + 0.1%; sending to another Rizon user is free

Other fees & markups

No data yet
Trading fee 1.7% (0.85% with Rizon Emerald)Show source

Cashback & rewards

Base cashback

2%Conditions apply: tap or hover for detailsShow source

Non-VIP, USDG-funded purchases, capped at €10/month; promotional cashback during the initial launch period

2.5%Conditions apply: tap or hover for detailsShow source

On eligible purchases

Max cashback

10%Conditions apply: tap or hover for detailsShow source

VIP 4+ on OKX, capped at €1,000/month

2.5%Conditions apply: tap or hover for detailsShow source

Metal card with bigger cashback announced as coming soon

Cashback paid in

USDGShow source
No data yet

Cashback type

StablecoinShow source
No data yet

Max cashback per month

€1,000/monthConditions apply: tap or hover for detailsShow source

Highest cap (VIP 3 and above); regular users EUR 10, VIP1 EUR 300, VIP2 EUR 450

No data yet

Cashback conditions

Only purchases where USDG is the active payment currency · Rate and monthly cap depend on OKX VIP levelShow source
RizPoints earned on every purchase, redeemable for gifts and rewardsConditions apply: tap or hover for detailsShow source

Separate points program alongside cashback; higher RizPoints tiers unlocked by spending more

Staking / holding required for top rewards

NoConditions apply: tap or hover for detailsShow source

Cashback level depends on OKX VIP level instead

No data yet

Reward exclusions

USDC payments earn no cashbackShow source
No data yet

Credit & financing

Credit line

NoShow source
No data yet

Availability

Available in

European Union, NorwayShow source
United States, Latin AmericaConditions apply: tap or hover for detailsShow source

Site-wide services restriction notice (Rizon Technologies, UAB); the same page also advertises 'Global dollar services outside the U.S.', so the notice may be shown per visitor region

Not available in

Iceland, LiechtensteinShow source
No data yet

Account / spend currencies

EURShow source
USD · EURConditions apply: tap or hover for detailsShow source

USD and EUR accounts in the Rizon app (virtual ACH & SEPA account)

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

NoConditions apply: tap or hover for detailsShow source

Currently virtual-only

YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

No data yet
YesShow source

Spend stablecoins

YesShow source
YesShow source

Spendable assets

USDC · USDGShow source
No data yet

Security & custody

Regulation / licences

OKX licensed under MiCA (card itself not a MiCA-licensed product)Show source
No data yet

Deposit protection

NoShow source
No data yet

Annual cost at 1,500 EUR/month

OKX Card (EEA)

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+360 EUR
  • Net annual valuenot enough data

Rizon Card

  • Annual & monthly fees+0 EUR
  • FX costs−61 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+450 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More OKX Card (EEA) comparisons

More Rizon Card comparisons