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Mine Card vs Rizon Card

Mine Card

Crypto native

6.3
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Rizon Card

Crypto native

6.2
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Verdict

  • Mine Card scores higher overall (6.3 vs 6.2 out of 10).
  • Rizon Card is clearly stronger on: Cashback & rewards.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Mine Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Rizon Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Everyday spenders who want cashback

Stronger on: Cashback & rewards

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesMine Card vs ether.fi CashRizon Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionMine CardRizon Card
Fees99100
Cashback & rewards2651
Availability–23
FX & international–32
Product features7070
Custody & security8580
Credit & financing––
Limits & ATM––
Transparency100100
Best for Cashback5.16.0
Best for Traveln/a5.3
Best for Self-Custody7.47.4
Best for DeFi Users6.87.0
Best for Stablecoins7.07.1
Best for High Spenders5.15.9
Best for Low Fees8.07.6
Best for Beginners7.67.4

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveConditions apply: tap or hover for detailsShow source

Invite-only: sign-up needs a code from an existing member (or the higher no-code price)

ActiveShow source

Card type

Stablecoin cardConditions apply: tap or hover for detailsShow source

Spends from your USDC balance, converted at purchase

Debit cardShow source

Network

MastercardShow source
VisaConditions apply: tap or hover for detailsShow source

Visa Platinum

Custody model

Self-custodyShow source
Self-custodyConditions apply: tap or hover for detailsShow source

Wallet powered by Privy; private keys stay with the user

Card issuer / program manager

Unblock Atomo SARL (card issuer); operated by EMM Ventures AGShow source
Signify Holdings Inc. and Nimbus LLC (Rain)Show source

Tiers / plans

Basic · PremiumConditions apply: tap or hover for detailsShow source

Metal and Private announced, no price yet

Standard · Rizon Emerald (from $5.59/month)Show source

Fees

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Basic and Premium are one-off fees, no subscription

FreeConditions apply: tap or hover for detailsShow source

Account maintenance; optional Rizon Emerald subscription from $5.59/month

Physical card fee

$124Conditions apply: tap or hover for detailsShow source

Premium tier (physical + virtual card), one-off; $99 with an invite code

Not disclosedConditions apply: tap or hover for detailsShow source

Shown in the app only

Virtual card fee

$5Conditions apply: tap or hover for detailsShow source

One-off; free with an invite code

Not disclosedConditions apply: tap or hover for detailsShow source

Shown in the app only

Replacement fee

No data yet
Not disclosedConditions apply: tap or hover for detailsShow source

Shown in the app only

FX fee

No data yet
1.7%Conditions apply: tap or hover for detailsShow source

Plus $0.10 per non-USD card transaction; 1.02% with Rizon Emerald; USD spend free

Top-up fee

FreeShow source
FreeShow source

Crypto withdrawal fee

No data yet
0.1%Conditions apply: tap or hover for detailsShow source

Plus network fee (on-chain withdrawal)

Transfer fee

No data yet
0.1%Conditions apply: tap or hover for detailsShow source

International transfer: network fee + 0.1%; sending to another Rizon user is free

Other fees & markups

Small markup on card FX · Conversion pricing above the free 500 CHF/EUR lifetime allowanceShow source
Trading fee 1.7% (0.85% with Rizon Emerald)Show source

Cashback & rewards

Base cashback

0%Conditions apply: tap or hover for detailsShow source

Basic tier has no cashback; Premium 0.5% in USDC

2.5%Conditions apply: tap or hover for detailsShow source

On eligible purchases

Max cashback

0.5%Conditions apply: tap or hover for detailsShow source

Premium tier; 'boosted cashback' announced for Metal

2.5%Conditions apply: tap or hover for detailsShow source

Metal card with bigger cashback announced as coming soon

Cashback paid in

USDCShow source
No data yet

Cashback type

StablecoinShow source
No data yet

Interest on balance

5%Conditions apply: tap or hover for detailsShow source

Opt-in Earn via Aave V3, off by default; variable

No data yet

Cashback conditions

No data yet
RizPoints earned on every purchase, redeemable for gifts and rewardsConditions apply: tap or hover for detailsShow source

Separate points program alongside cashback; higher RizPoints tiers unlocked by spending more

Availability

Available in

No data yet
United States, Latin AmericaConditions apply: tap or hover for detailsShow source

Site-wide services restriction notice (Rizon Technologies, UAB); the same page also advertises 'Global dollar services outside the U.S.', so the notice may be shown per visitor region

Account / spend currencies

CHF · EUR · USDCShow source
USD · EURConditions apply: tap or hover for detailsShow source

USD and EUR accounts in the Rizon app (virtual ACH & SEPA account)

Own IBAN / bank details

YesConditions apply: tap or hover for detailsShow source

CHF and EUR IBAN in your own name; incoming money settles as USDC

No data yet

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesConditions apply: tap or hover for detailsShow source

Premium tier

YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesConditions apply: tap or hover for detailsShow source

Limit $20,000 per month on Basic, $60,000 on Premium

YesShow source

Spend stablecoins

YesShow source
YesShow source

Airport lounge access

NoConditions apply: tap or hover for detailsShow source

Listed only under the (not yet released) Metal tier; not on Basic or Premium

No data yet

Spendable assets

USDCShow source
No data yet

Limits

ATM limit

$20,000Conditions apply: tap or hover for detailsShow source

Per month on Basic; $60,000 on Premium

No data yet

Spending limit

$100,000Conditions apply: tap or hover for detailsShow source

Per month, Basic; Premium $1,000,000

No data yet

Security & custody

Regulation / licences

Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, Switzerland · IBAN and conversion services provided by a regulated Swiss financial intermediaryShow source
No data yet

Smart-contract risk

YesConditions apply: tap or hover for detailsShow source

Applies to opt-in Earn via Aave V3

No data yet

Annual cost at 1,500 EUR/month

Mine Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+0 EUR
  • Net annual valuenot enough data

Rizon Card

  • Annual & monthly fees+0 EUR
  • FX costs−61 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+450 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Mine Card comparisons

More Rizon Card comparisons