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Binance Card vs Mine Card

Binance Card

Crypto native

4.9
Get the card
Mine Card

Crypto native

5.8
Get the card

Verdict

  • Mine Card scores higher overall (5.8 vs 4.9 out of 10).
  • Binance Card is clearly stronger on: Transparency.
  • Mine Card is clearly stronger on: Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Binance Card is a good fit for

  • Stablecoin holders

Stronger on: Transparency

Mine Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Stronger on: Custody & security

Score by criterion

CriterionBinance CardMine Card
Fees10099
Cashback & rewards82
Availability3–
FX & international20–
Product features7070
Custody & security6095
Credit & financing––
Limits & ATM87–
Transparency9379
Best for Cashback3.63.8
Best for Travel4.8n/a
Best for Self-Custodyn/a7.4
Best for DeFi Users5.56.5
Best for Stablecoins5.66.4
Best for High Spenders4.34.0
Best for Low Fees7.77.6
Best for Beginners6.37.0

Product

Product status

No data yet
Active*Show source

Product status: Active

Invite-only: sign-up needs a code from an existing member (or the higher no-code price)

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Invite-only: sign-up needs a code from an existing member (or the higher no-code price)

Card type

No data yet
Stablecoin card*Show source

Card type: Stablecoin card

Spends from your USDC balance, converted at purchase

Source states (paraphrased): Mine converts from your USDC balance at the moment of purchase, at a rate you can see.

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Spends from your USDC balance, converted at purchase

Network

No data yet
MastercardShow source

Network: Mastercard

Source states (paraphrased): It’s a Mastercard issued by Unblock Atomo SARL in the EEA.

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model

Custodial*Show source

Custody model: Custodial

The provider holds the funds

Source states (paraphrased): Owner research: custodial

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

The provider holds the funds

Self-custodyShow source

Custody model: Self-custody

Source states (paraphrased): Mine never custodies your funds.

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card issuer / program manager

No data yet
Unblock Atomo SARL (EEA e-money institution, Luxembourg); app operated by EMM Ventures AG, SwitzerlandShow source

Card issuer / program manager: Unblock Atomo SARL (EEA e-money institution, Luxembourg); app operated by EMM Ventures AG, Switzerland

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Tiers / plans

No data yet
Basic · Premium*Show source

Tiers / plans: Basic · Premium

Metal and Private announced, no price yet

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Metal and Private announced, no price yet

Fees

Annual fee

FreeShow source

Annual fee: Free

Source states (paraphrased): Annual Fee 0 BRL

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

No data yet

Monthly fee

No data yet
Free*Show source

Monthly fee: Free

Basic and Premium are one-off fees, no subscription

Source states (paraphrased): one-off, no subscription

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Basic and Premium are one-off fees, no subscription

Physical card fee

Free*Show source

Physical card fee: Free

Issuance; 30 BRL if the physical card is cancelled within one year

Source states (paraphrased): Card Issuance Fee 0 BRL

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Issuance; 30 BRL if the physical card is cancelled within one year

$124*Show source

Physical card fee: $124

Premium tier (physical + virtual card), one-off; $99 with an invite code

Source states (paraphrased): Premium is $124 one-off, 20% off with a code.

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Premium tier (physical + virtual card), one-off; $99 with an invite code

Virtual card fee

No data yet
$5*Show source

Virtual card fee: $5

One-off; free with an invite code

Source states (paraphrased): The Virtual card is free with a valid code, otherwise $5 one-off

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

One-off; free with an invite code

Replacement fee

€25Show source

Replacement fee: €25

Source states (paraphrased): If you need to replace your card, a fee of €25 applies.

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

No data yet

FX fee

2%*Show source

FX fee: 2%

1–2% depending on the transaction

Source states (paraphrased): Foreign Exchange Fee 1-2%

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

1–2% depending on the transaction

No data yet

Top-up fee

No data yet
FreeShow source

Top-up fee: Free

Source states (paraphrased): Card top-up fee 0%

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM fee

$1.50*Show source

ATM fee: $1.50

After 2 free withdrawals per month

Source states (paraphrased): ATM Withdrawal Fee 2 Free Monthly Withdrawals, thereafter 1.5 USD each

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

After 2 free withdrawals per month

No data yet

Other fees & markups

No data yet
CHF/EUR → USDC conversion: first 500 free (lifetime allowance), afterwards priced in the appShow source

Other fees & markups: CHF/EUR → USDC conversion: first 500 free (lifetime allowance), afterwards priced in the app

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback & rewards

Base cashback

No data yet
0%*Show source

Base cashback: 0%

Basic tier has no cashback; Premium 0.5% in USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Basic tier has no cashback; Premium 0.5% in USDC

Max cashback

3%*Show source

Max cashback: 3%

Up to; paid monthly into the Binance wallet

Source states (paraphrased): Earn up to 3% cashback on all your spending.

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Up to; paid monthly into the Binance wallet

0.5%*Show source

Max cashback: 0.5%

Premium tier; 'boosted cashback' announced for Metal

Source states (paraphrased): Cashback 0.5% USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Premium tier; 'boosted cashback' announced for Metal

Cashback paid in

BNBShow source

Cashback paid in: BNB

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

USDCShow source

Cashback paid in: USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback type

No data yet
StablecoinShow source

Cashback type: Stablecoin

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Staking / holding required for top rewards

Yes*Show source

Staking / holding required for top rewards: Yes

Rate depends on BNB holdings

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

Rate depends on BNB holdings

No data yet

Staking asset

BNBShow source

Staking asset: BNB

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

No data yet

Availability

Available in

Brazil*Show source

Available in: Brazil

Currently only Brazil

Source states (paraphrased): Your Binance Account country of residence must be one of the supported countries of Binance Card. Currently we support: Brazil.

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Currently only Brazil

No data yet

Account / spend currencies

No data yet
CHF · EUR · USDCShow source

Account / spend currencies: CHF · EUR · USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Own IBAN / bank details

No data yet
Yes*Show source

Own IBAN / bank details: Yes

CHF and EUR IBAN in your own name; incoming money settles as USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

CHF and EUR IBAN in your own name; incoming money settles as USDC

Features

Apple Pay

No data yet
YesShow source

Apple Pay: Yes

Source states (paraphrased): Apple Pay and Google Pay from day one

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Google Pay

No data yet
YesShow source

Google Pay: Yes

Source states (paraphrased): Apple Pay and Google Pay from day one

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Physical card

No data yet
Yes*Show source

Physical card: Yes

Premium tier

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Premium tier

Virtual card

YesShow source

Virtual card: Yes

Source states (paraphrased): Add your virtual card to your wallets to start spending your crypto.

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

YesShow source

Virtual card: Yes

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM withdrawals

YesShow source

ATM withdrawals: Yes

Source states (paraphrased): ATM Withdrawal Fee 2 Free Monthly Withdrawals, thereafter 1.5 USD each

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Yes*Show source

ATM withdrawals: Yes

Limit $20,000 per month on Basic, $60,000 on Premium

Source states (paraphrased): ATM withdrawals: $20,000 per month on Basic, $60,000 on Premium.

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Limit $20,000 per month on Basic, $60,000 on Premium

Spend stablecoins

YesShow source

Spend stablecoins: Yes

Source states (paraphrased): Binance Crypto Card supports the following cryptocurrencies: USDT, USDC, FDUSD, BNB, BTC, ETH, SOL, ADA, LINK, XRP, BRL, U

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

YesShow source

Spend stablecoins: Yes

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Airport lounge access

No data yet
No*Show source

Airport lounge access: No

Listed only under the (not yet released) Metal tier; not on Basic or Premium

Source states (paraphrased): Airport lounges

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Listed only under the (not yet released) Metal tier; not on Basic or Premium

Spendable assets

No data yet
USDCShow source

Spendable assets: USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Limits

Spending limit

R$25,000*Show source

Spending limit: R$25,000

Per day (50,000 BRL per month); higher with further verification

Source states (paraphrased): Spending Limit 25,000 BRL 50,000 BRL 200,000 BRL

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Per day (50,000 BRL per month); higher with further verification

$100,000*Show source

Spending limit: $100,000

Per month, Basic; Premium $1,000,000

Source states (paraphrased): Monthly limit $100,000

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Per month, Basic; Premium $1,000,000

Security & custody

Regulation / licences

No data yet
Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, SwitzerlandShow source

Regulation / licences: Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, Switzerland

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Annual cost at 1,500 EUR/month

Binance Card

  • Annual & monthly fees+0 EUR
  • FX costs−72 EUR
  • Crypto conversion–
  • ATM costs−16 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Mine Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+0 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Binance Card comparisons

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