Brighty Card vs Revolut

Product status: Active

Source: Brighty App — Crypto Card, IBAN & Exchange

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%

Product status: Active

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type: Debit card

Source: Brighty App — Crypto Card, IBAN & Exchange

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network: Mastercard

Source states (paraphrased): Powered by Mastercard

Source: Brighty App — Crypto Card, IBAN & Exchange

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Custody model: Custodial

Custody by licensed partners, secured with Fireblocks

Source states (paraphrased): Audited custody with Fireblocks, continuous KYT and proof‑of‑reserves

Source: Brighty App — Crypto Card, IBAN & Exchange

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Custody model: Custodial

The provider holds the funds

Source states (paraphrased): Owner research: custodial

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%

Card issuer / program manager: BTY Digital AG with licensed partners

Source states (paraphrased): subscription plans made available through the Brighty platform by BTY Digital AG

Source: Brighty One Subscription Terms and Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%

Tiers / plans: Brighty One (free) · Brighty Plus · Brighty Pro

Source: Brighty One Subscription Terms and Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Tiers / plans: Standard (free) · Plus €3.99/mo · Premium €9.99/mo · Metal €17.99/mo · Ultra €60/mo

Austria

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Monthly fee: Free

Standard plan; paid plans €3.99–€60/month (Austria)

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee: 0%

Standard: weekday exchange up to €1,000/month without extra fee; above that a 1% fair usage fee, plus 1% on weekends

Source states (paraphrased): Currency exchange amount with no additional fees, Mon - Fri ... €1,000/month limit Additional weekend currency exchange fees 1%

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%

Top-up fee: Free

Deposits of EUR, GBP, USD or crypto via SEPA, Faster Payments and FedWire; page does not state fees for other top-up methods

Source states (paraphrased): EUR, GBP, USD, or crypto move fast through SEPA, Faster Payments and FedWire. No fees, no waiting

Source: Brighty App — Crypto Card, IBAN & Exchange

Official product page (tier 1)

Extracted from source by research agent · retrieved 25 October 2026 · verified today (Fresh) · confidence 60%

ATM fee: 2%

After the monthly free allowance

Source states (paraphrased): A 2% fee applies once you go over the monthly limit.

Source: Revolut Premium (Austria)

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Free ATM allowance: €200/month

Standard: €200 or 5 withdrawals per month; Plus €200, Premium €400, Metal €800

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Other fees & markups: Cashback redemption may be subject to network, transaction or exchange fees and conversion costs

Amounts not stated on this page; conditions are displayed in the app

Source states (paraphrased): network, transaction or exchange fees; conversion costs;

Source: Brighty Cashback Terms & Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 25 October 2026 · verified today (Fresh) · confidence 70%

Other fees & markups: 2% fair usage fee (min. €1) per transaction after the plan's rolling monthly limit

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Base cashback: 0%

No cashback on personal plans; card spending earns RevPoints (Standard: 1 point per €10) for travel benefits

Source states (paraphrased): RevPoints: Earn 1 point per €10 spent (Standard)

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%

Cashback paid in: Supported stablecoins (e.g. USDC)

Redemption forms are displayed in the app and may also include other reward forms made available by BTY

Source states (paraphrased): supported stablecoins, such as USDC

Source: Brighty Cashback Terms & Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 25 October 2026 · verified today (Fresh) · confidence 70%

Cashback type: Stablecoin

Cashback balance redeemable in supported stablecoins such as USDC

Source states (paraphrased): supported stablecoins, such as USDC; or

Source: Brighty Cashback Terms & Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%

Cashback type: Points

RevPoints, redeemable for air miles and Stays discounts

Source states (paraphrased): RevPoints are earned through everyday spending, turning card purchases into travel benefits like air miles and Stays discount

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%

Interest on balance: 1%

Instant Access Savings (EUR) on the Standard plan, variable; higher rates on paid plans

Source states (paraphrased): Instant Access Savings (EUR) Interest is shown in p.a. (variable). T&Cs apply 1% p.a.

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%

Cashback conditions: Rates vary by merchant, merchant category, country, subscription plan, reward tier, campaign or promotional period and are shown in the app · Calculated on the final settled amount; cashback stays provisional until the transaction is settled · Most cashback credited within 5 business days after settlement; some merchants or schemes need up to 90 days or longer · Personal use only; not for business, commercial or bulk purchasing · Redemption may be subject to minimum thresholds and daily, monthly or other limits

Source states (paraphrased): Cashback rates may vary depending on the merchant, merchant category, country, subscription plan, reward tier, campaign or promotional period.

Source: Brighty Cashback Terms & Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 25 October 2026 · verified today (Fresh) · confidence 85%

Reward expiry / vesting: Cashback does not expire unless an expiry period is communicated in the app, programme rules or another durable communication

Source states (paraphrased): Cashback does not expire unless an expiry period is expressly communicated to the Client through the Platform

Source: Brighty Cashback Terms & Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 25 October 2026 · verified today (Fresh) · confidence 85%

Reward exclusions: Card-to-card transfers · ATM and other cash withdrawals · Gambling and betting transactions · Money transfers · Wallet or account top-ups · Quasi-cash transactions · Financial services transactions · Tax and certain government payments · Cryptocurrency or digital asset purchases, unless expressly permitted · Excluded MCCs (financial & money services): 4829, 6010, 6011, 6012, 6050, 6051, 6211, 6300, 6513, 6529, 6530, 6532, 6533, 6536, 6537, 6538, 6540, 6760, 8999 · Excluded MCCs (gambling & betting): 7800, 7801, 7802, 7995 · Excluded MCCs (government & tax payments): 9211, 9222, 9223, 9311, 9399, 9402, 9405, 9411 · Excluded MCC (utilities & essential services): 4900 · Excluded MCCs (retail & miscellaneous): 5734, 5947, 7349, 7372, 8062, 8398, 8651, 8661 · Transactions via Curve cards or equivalent pass-through, intermediary or wallet-routing services · Refunded, reversed, cancelled, disputed or charged-back transactions

List is "without limitation"; BTY may update excluded categories or MCCs

Source states (paraphrased): Excluded Transactions include, without limitation: card-to-card transfers; ATM and other cash withdrawals; gambling and betting transactions;

Source: Brighty Cashback Terms & Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 25 October 2026 · verified today (Fresh) · confidence 90%

Credit line: No

Source: Brighty App — Crypto Card, IBAN & Exchange

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Available in: EEA

Personal accounts; other supported regions listed on the help page

Source: Where you can sign up for Revolut

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Account / spend currencies: EUR · USD · GBP · USDC · EURC · ETH · BTC

Account/wallet currencies in the Brighty app; page adds 'and more' for both fiat and crypto

Source states (paraphrased): EUR, USD, GBP and more Stablecoins accounts (wallets) supporting coins tied (pegged) to USD and EUR Stablecoins, USDC, EURC Cryptocurrency accounts (wallets) supporting the most popular coins ETH, BTC and more

Source: Brighty App — Crypto Card, IBAN & Exchange

Official product page (tier 1)

Extracted from source by research agent · retrieved 25 October 2026 · verified today (Fresh) · confidence 85%

Account / spend currencies: EUR

Austrian accounts; multi-currency accounts available

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Own IBAN / bank details: Yes

Named IBANs for EUR, GBP and USD

Source states (paraphrased): with your own named IBANs

Source: Brighty App — Crypto Card, IBAN & Exchange

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Own IBAN / bank details: Yes

Source states (paraphrased): move your salary by sharing your account number or IBAN with your employer

Source: https://www.revolut.com/en-AT/bank-account/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%

Apple Pay: Yes

Stated as a footer link under Payments

Source states (paraphrased): Pay with Apple Pay

Source: Brighty App — Crypto Card, IBAN & Exchange

Official product page (tier 1)

Extracted from source by research agent · retrieved 25 October 2026 · verified today (Fresh) · confidence 70%

Apple Pay: Yes

Source states (paraphrased): Just link them to Apple Pay or Google Pay and start spending securely right away.

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%

Google Pay: Yes

Stated as a footer link under Payments

Source states (paraphrased): Pay with Google Pay

Source: Brighty App — Crypto Card, IBAN & Exchange

Official product page (tier 1)

Extracted from source by research agent · retrieved 25 October 2026 · verified today (Fresh) · confidence 70%

Google Pay: Yes

Source states (paraphrased): Just link them to Apple Pay or Google Pay and start spending securely right away.

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%

Physical card: Yes

Standard card; delivery and customisation fees apply

Source states (paraphrased): Available on Standard plans The new banking standard Elevate your everyday spend with our iconic Standard card

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%

Virtual card: Yes

All plans

Source states (paraphrased): Available on all plans Virtually, indestructible Always losing your cards? Go virtual

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%

Spend stablecoins: Yes

Source states (paraphrased): Pay from any crypto account

Source: Brighty App — Crypto Card, IBAN & Exchange

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Airport lounge access: No

Standard: available for purchase only; included on higher paid plans

Source states (paraphrased): Airport lounge access: Available for purchase (Standard)

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%

Regulation / licences: BTY Digital AG affiliated with VQF, a Swiss self-regulatory organisation recognised by FINMA under the AMLA (membership no. 100917)

Applies to BTY Digital AG (Baar, Switzerland), operator of the Brighty Cashback Programme; the page footer says payment cards are provided by licensed partners

Source states (paraphrased): BTY is affiliated with VQF, a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA) under the Swiss Anti-Money Laundering Act (AMLA), membership no. 100917

Source: Brighty Cashback Terms & Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 25 October 2026 · verified today (Fresh) · confidence 75%

Regulation / licences: Revolut Bank UAB, licensed by the European Central Bank and regulated by the Bank of Lithuania · Crypto: Revolut Digital Assets Europe Ltd, CASP licence of the Cyprus Securities and Exchange Commission under MiCA

Source states (paraphrased): Revolut Bank UAB is licensed by the European Central Bank and regulated by the Bank of Lithuania.

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 1 day ago (Fresh) · confidence 95%