Brighty Card
Card of the Swiss Brighty app, which combines named IBANs in EUR, GBP and USD with custodial crypto and stablecoin wallets (Fireblocks). Free Brighty One plan plus paid Plus and Pro plans; cashback paid to a reward balance that can be redeemed in stablecoins such as USDC.
Base cashback
Max cashback
Base fee
FX fee
ATM fee
Card fee
Credit line
NoShow source
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- Spends stablecoins directly
Cons
No disadvantages derived from the published data yet.
Good for
- Stablecoin holders
Not for
- Users who insist on self-custody
Risks to understand
- Stablecoins can de-peg and are not covered by deposit protection.
- Custodial: your crypto is held by the provider — counterparty and insolvency risk.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to Brighty Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees0/15
No fees data published or researched yet.
Cashback & rewards2/14
- Cashback type
StablecoinConditions apply: tap or hover for detailsShow source
Cashback balance redeemable in supported stablecoins such as USDC
- Cashback conditions
Rates vary by merchant, category, country, plan and campaign and are shown in the app · Usually credited within 5 business days after settlement · No cashback on ATM and other cash withdrawals or excluded MCCsShow source
Not yet researched: Base cashback, Max cashback, Cashback paid in, Interest on balance, Cashback-eligible spend cap, Max cashback per month, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing1/11
- Credit line
NoShow source
Not yet researched: Credit type, Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend own balance directly, Spend by borrowing against collateral.
Supported countries & currencies2/4
- Account / spend currencies
EUR · GBP · USD · USDC · EURC · BTC · ETHShow source
- Own IBAN / bank details
YesConditions apply: tap or hover for detailsShow source
Named IBANs for EUR, GBP and USD
Not yet researched: Available in, Not available in.
Features, wallets & supported assets1/11
- Spend stablecoins
YesShow source
Not yet researched: Apple Pay, Google Pay, Physical card, Virtual card, ATM withdrawals, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product6/7
- Product status
ActiveShow source
- Card type
Debit cardShow source
- Network
MastercardShow source
- Custody model
CustodialConditions apply: tap or hover for detailsShow source
Custody by licensed partners, secured with Fireblocks
- Card issuer / program manager
BTY Digital AG with licensed partnersShow source
- Tiers / plans
Brighty One (free) · Brighty Plus · Brighty ProShow source
Not yet researched: Launch date.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees | 20% | No data — excluded |
Cashback & rewards | 20% | No data — excluded |
Availability | 15% | No data — excluded |
FX & international | 10% | No data — excluded |
Product features | 10% | No data — excluded |
Custody & security Custody model: custodial | 10% | 60 |
Credit & financing No credit line | 5% | 30 |
Limits & ATM | 5% | No data — excluded |
Transparency 3 of 3 checked key terms disclosed | 5% | 100 |
Data coverage 20%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Is Brighty Card a credit card?
No. It is a debit card; you spend your own balance.
Is Brighty Card self-custodial?
Custodial (Custody by licensed partners, secured with Fireblocks).
Change history12 entries
- Product status recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Card issuer / program manager recorded · 22 October 2026 · auto-approved
- Tiers / plans recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Cashback conditions recorded · 22 October 2026 · auto-approved
- Credit line recorded · 22 October 2026 · auto-approved
- Own IBAN / bank details recorded · 22 October 2026 · auto-approved
- Account / spend currencies recorded · 22 October 2026 · auto-approved
- Spend stablecoins recorded · 22 October 2026 · auto-approved