Bitpanda Card vs Bleap
Crypto native
Crypto native
Verdict
- Bleap scores higher overall (8.3 vs 6.8 out of 10).
- Bleap is clearly stronger on: Cashback & rewards, Availability, Custody & security, Limits & ATM.
- For 1,500 EUR/month of spend, Bleap comes out about 24 EUR a year ahead on base-tier terms.
Bitpanda Card is a good fit for
- Frequent travellers
Bleap is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Frequent travellers
Stronger on: Cashback & rewards, Availability, Custody & security, Limits & ATM
Score by criterion
| Criterion | Bitpanda Card | Bleap |
|---|---|---|
| Fees | 100 | 100 |
| Cashback & rewards | 21 | 56 |
| Availability | 70 | 100 |
| FX & international | 100 | 100 |
| Product features | 70 | 70 |
| Custody & security | 75 | 95 |
| Credit & financing | 30 | 30 |
| Limits & ATM | 60 | 100 |
| Transparency | 86 | 86 |
| Best for Cashback | 5.2 | 7.5 |
| Best for Travel | 7.9 | 9.2 |
| Best for Self-Custody | n/a | 8.7 |
| Best for DeFi Users | 6.2 | 7.5 |
| Best for Stablecoins | n/a | 8.6 |
| Best for High Spenders | 5.5 | 7.3 |
| Best for Low Fees | 9.2 | 9.8 |
| Best for Beginners | 7.5 | 8.5 |
Product
Product status
ActiveShow source
Product status: Active
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
ActiveShow source
Product status: Active
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card type
Debit cardShow source
Card type: Debit card
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Debit cardShow source
Card type: Debit card
Source states (paraphrased): Self-custodial debit cards like Bleap add full control of funds.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Network
VisaShow source
Network: Visa
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
MastercardShow source
Network: Mastercard
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Custody model
Custodial*Show source
Custody model: Custodial
Platform-wide: Bitpanda holds customer crypto assets in custody as trustee (security page, not card-specific)
Source states (paraphrased): we hold them in custody, as a trustee
Source: Security at Bitpanda
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Platform-wide: Bitpanda holds customer crypto assets in custody as trustee (security page, not card-specific)
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): Described as a self-custodial Mastercard.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Card issuer / program manager
Transact Payments Malta LimitedShow source
Card issuer / program manager: Transact Payments Malta Limited
Source states (paraphrased): This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited.
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)Show source
Card issuer / program manager: Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)
Source states (paraphrased): Cards and e-money services are provided and issued by Unlimit EU Ltd
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Fees
Annual fee
FreeShow source
Annual fee: Free
Source states (paraphrased): No card fees, monthly account fees or transaction fees for payments in EUR.
Source: Bitpanda card FAQs
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Free*Show source
Annual fee: Free
From the comparison table
Source states (paraphrased): | Bleap | Up to 20% (USDC) | €0 | 0%
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
From the comparison table
Monthly fee
FreeShow source
Monthly fee: Free
Source: Bitpanda card FAQs
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
FreeShow source
Monthly fee: Free
Source states (paraphrased): No subscription, no card issuance fee.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Physical card fee
Free*Show source
Physical card fee: Free
First card and initial shipment free; every additional physical card costs EUR 10
Source states (paraphrased): Initial shipment | Free
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
First card and initial shipment free; every additional physical card costs EUR 10
FreeShow source
Physical card fee: Free
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
Replacement fee
€5.90Show source
Replacement fee: €5.90
Source: Bitpanda card FAQs
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 60%
FX fee
0%*Show source
FX fee: 0%
No Bitpanda fee; Visa's own exchange-rate mark-up applies
Source: Bitpanda card FAQs
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
No Bitpanda fee; Visa's own exchange-rate mark-up applies
0%Show source
FX fee: 0%
Source states (paraphrased): 0% FX fee on every purchase.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
ATM fee
2% (min. €2)*Show source
ATM fee: 2% (min. €2)
Plus local ATM operator fees
Source: Bitpanda card FAQs
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Plus local ATM operator fees
Free*Show source
ATM fee: Free
Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply
Source states (paraphrased): Free withdrawals worldwide. Use ATMs at home or abroad without any fees.
Source: Free Crypto Card: 20% Cashback, No FX Fees, Non-Custodial
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply
Free ATM allowance
€400/month*Show source
Free ATM allowance: €400/month
Per month; page says the limit is increasing soon
Source states (paraphrased): Bleap offers free ATM withdrawals up to €400 per month, with the limit increasing soon.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Per month; page says the limit is increasing soon
Other fees & markups
Visa FX mark-up applies on non-EUR transactionsShow source
Other fees & markups: Visa FX mark-up applies on non-EUR transactions
Source states (paraphrased): For non Euro transactions (VISA mark-up fees apply)
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Cashback & rewards
Base cashback
1%*Show source
Base cashback: 1%
On payments funded with crypto
Source states (paraphrased): Cashback fixed at 1% of all qualifying transactions, no longer determined by BEST VIP level.
Source: Bitpanda Card Product Terms v2.0.0 (1 April 2025)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
On payments funded with crypto
1%*Show source
Base cashback: 1%
Default rate on all eligible purchases; higher category/merchant rates apply
Source states (paraphrased): Default Cashback | ALL | 1%
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Default rate on all eligible purchases; higher category/merchant rates apply
Max cashback
1%Show source
Max cashback: 1%
Source: Bitpanda Card Product Terms v2.0.0 (1 April 2025)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
20%*Show source
Max cashback: 20%
Up to; eligible purchases only — conditions not specified
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Up to; eligible purchases only — conditions not specified
Cashback paid in
BitcoinShow source
Cashback paid in: Bitcoin
Source states (paraphrased): A visa card with Bitcoin cashback
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 70%
USDCShow source
Cashback paid in: USDC
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Cashback type
Crypto*Show source
Cashback type: Crypto
Paid in the crypto used for the purchase
Source: What is the Bitpanda Card and what are its benefits?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%
Paid in the crypto used for the purchase
StablecoinShow source
Cashback type: Stablecoin
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Interest on balance
4%*Show source
Interest on balance: 4%
USD balances via Bleap savings feature, variable; homepage separately advertises up to 8% APY saving plans (plan/lock-up conditions not stated on fetched page)
Source states (paraphrased): Bleap offers a savings feature paying up to 4% APY on USD balances.
Source: https://www.bleap.finance
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
USD balances via Bleap savings feature, variable; homepage separately advertises up to 8% APY saving plans (plan/lock-up conditions not stated on fetched page)
Cashback-eligible spend cap
€3,000/month*Show source
Cashback-eligible spend cap: €3,000/month
Default 1% category: max eligible payment 3000€ per month and 500€ per transaction; category caps differ
Source states (paraphrased): Limit per month - 3000€ ($3600)
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Default 1% category: max eligible payment 3000€ per month and 500€ per transaction; category caps differ
Cashback conditions
Purchase must be funded with a crypto asset as the selected payment assetShow source
Cashback conditions: Purchase must be funded with a crypto asset as the selected payment asset
Source states (paraphrased): Cashback is available for purchases made using crypto.
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Earned only once an eligible transaction has settled · Earned automatically, no opt-in · Subject to fair usage caps on eligible payment amount per transaction/month/yearShow source
Cashback conditions: Earned only once an eligible transaction has settled · Earned automatically, no opt-in · Subject to fair usage caps on eligible payment amount per transaction/month/year
Source states (paraphrased): Cashback is earned only once an eligible transaction has settled
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Staking / holding required for top rewards
NoShow source
Staking / holding required for top rewards: No
Source states (paraphrased): Cashback no longer determined by the customer's BEST VIP level.
Source: Bitpanda Card Product Terms v2.0.0 (1 April 2025)
Official terms & conditions (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
No*Show source
Staking / holding required for top rewards: No
No staking and no subscription required
Source states (paraphrased): Bleap requires no staking and no subscription to earn up to 20% cashback.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
No staking and no subscription required
Reward exclusions
Payments funded with fiat (EUR) · Payments funded with Bitpanda Stocks · Payments funded with metals · Payments funded with stablecoins · Payments funded with other non-crypto assetsShow source
Reward exclusions: Payments funded with fiat (EUR) · Payments funded with Bitpanda Stocks · Payments funded with metals · Payments funded with stablecoins · Payments funded with other non-crypto assets
Source states (paraphrased): Your payments will be excluded from the Cashback programme if fiat (€), Bitpanda Stocks, Metals, stablecoin and other assets other than crypto are your selected payment asset.
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Money transfers · Financial services · Gambling · Tax payments · Gift cards and cash-like transactions · Utilities · Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)Show source
Reward exclusions: Money transfers · Financial services · Gambling · Tax payments · Gift cards and cash-like transactions · Utilities · Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)
Source states (paraphrased): Excluded transactions include, but are not limited to, money transfers, financial services, gambling, tax payments
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Credit & financing
Credit line
NoShow source
Credit line: No
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
NoShow source
Credit line: No
Source states (paraphrased): The Card is not a credit facility.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Credit type
NoneShow source
Credit type: None
Source states (paraphrased): The Bitpanda Card is a debit card, therefore you cannot create any debt when using it.
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
NoneShow source
Credit type: None
Source states (paraphrased): The Card is not a credit facility.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Spend own balance directly
YesShow source
Spend own balance directly: Yes
Source states (paraphrased): enables you to spend funds directly from any of your wallets
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
YesShow source
Spend own balance directly: Yes
Source states (paraphrased): Card spending draws directly from your non-custodial Wallet via Direct Debit for settlement.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Availability
Available in
Euro area*Show source
Available in: Euro area
Residents of euro-area countries with a verified account; not for users verified via Bankident
Source states (paraphrased): The card requires a verified account and residence in a country that uses the euro.
Source: What is the Bitpanda Card and what are its benefits?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Residents of euro-area countries with a verified account; not for users verified via Bankident
EEA, Switzerland*Show source
Available in: EEA, Switzerland
Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence
Source states (paraphrased): currently the EEA and Switzerland, subject to exclusions and sanctions lists
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence
Account / spend currencies
EURShow source
Account / spend currencies: EUR
Source states (paraphrased): The Bitpanda Card is nominated in EUR and all related transactions are processed in EUR.
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): Pay quickly and safely with Apple Pay
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Apple Pay: Yes
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Physical card
YesShow source
Physical card: Yes
Source states (paraphrased): Every additional physical card
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Yes*Show source
Physical card: Yes
Ships separately
Source states (paraphrased): use online immediately, while your physical card ships separately.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Ships separately
Virtual card
Yes*Show source
Virtual card: Yes
Issued instantly in-app
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Issued instantly in-app
ATM withdrawals
YesShow source
ATM withdrawals: Yes
Source states (paraphrased): You can use it for online payments, to pay for your groceries at the supermarket or to make ATM withdrawals.
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Yes*Show source
ATM withdrawals: Yes
Free up to €400 per month
Source states (paraphrased): free ATM withdrawals up to €400 per month
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Free up to €400 per month
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Spendable assets
All cryptocurrencies listed on Bitpanda · All precious metals listed on Bitpanda · EUR*Show source
Spendable assets: All cryptocurrencies listed on Bitpanda · All precious metals listed on Bitpanda · EUR
Bitpanda Crypto Indices excluded; other fiat currencies not supported; page also says 600+ crypto assets
Source states (paraphrased): All cryptocurrencies listed on Bitpanda
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Bitpanda Crypto Indices excluded; other fiat currencies not supported; page also says 600+ crypto assets
Blockchains
Solana · Arbitrum*Show source
Blockchains: Solana · Arbitrum
Supported networks 'including' these (list not exhaustive)
Source states (paraphrased): supporting spending across networks including Solana and Arbitrum
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Supported networks 'including' these (list not exhaustive)
Limits
ATM limit
€500*Show source
ATM limit: €500
Per day
Source: Bitpanda card FAQs
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Per day
Spending limit
€10,000*Show source
Spending limit: €10,000
Per day; weekly EUR 70,000, monthly EUR 280,000
Source states (paraphrased): Daily Expenditure | €10,000
Source: The Bitpanda Visa Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Per day; weekly EUR 70,000, monthly EUR 280,000
Security & custody
Regulation / licences
Bitpanda Payments GmbH: PSD2 payment service provider licence, E-Money Institution*Show source
Regulation / licences: Bitpanda Payments GmbH: PSD2 payment service provider licence, E-Money Institution
Bitpanda Group platform-level licences (MiFID II, E-Money, PSD II)
Source states (paraphrased): Bitpanda Payments GmbH possesses a payment service provider licence under PSD2, recently becoming an E-Money Institute
Source: Security at Bitpanda
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Bitpanda Group platform-level licences (MiFID II, E-Money, PSD II)
Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of CyprusShow source
Regulation / licences: Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of Cyprus
Source states (paraphrased): licensed and regulated by the Central Bank of Cyprus as an Electronic Money Institution
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Annual cost at 1,500 EUR/month
Bitpanda Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs−24 EUR
- Cashback+180 EUR
- Net annual value156 EUR
Bleap
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+180 EUR
- Net annual value180 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers