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Binance Card vs MetaMask Card

Binance Card

Crypto native

4.9
Get the card
MetaMask Card

Crypto native

7.2
Get the card

Verdict

  • MetaMask Card scores higher overall (7.2 vs 4.9 out of 10).
  • Binance Card is clearly stronger on: Fees, Limits & ATM.
  • MetaMask Card is clearly stronger on: Cashback & rewards, Availability, FX & international, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Binance Card is a good fit for

  • Stablecoin holders

Stronger on: Fees, Limits & ATM

MetaMask Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Frequent travellers

Stronger on: Cashback & rewards, Availability, FX & international, Custody & security

Score by criterion

CriterionBinance CardMetaMask Card
Fees10090
Cashback & rewards827
Availability3100
FX & international20100
Product features7070
Custody & security6080
Credit & financing–30
Limits & ATM8760
Transparency9386
Best for Cashback3.65.6
Best for Travel4.88.1
Best for Self-Custodyn/a7.5
Best for DeFi Users5.56.4
Best for Stablecoins5.67.5
Best for High Spenders4.35.6
Best for Low Fees7.78.7
Best for Beginners6.37.8

Product

Product status

No data yet
ActiveShow source

Product status: Active

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Card type

No data yet
Debit cardShow source

Card type: Debit card

Source states (paraphrased): Self-custodial debit card.

Source: MetaMask Card FAQs

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Network

No data yet
MastercardShow source

Network: Mastercard

Source states (paraphrased): Accepted wherever Mastercard is accepted (150M+ merchants).

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Custody model

Custodial*Show source

Custody model: Custodial

The provider holds the funds

Source states (paraphrased): Owner research: custodial

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

The provider holds the funds

Self-custodyShow source

Custody model: Self-custody

Source states (paraphrased): Card spends from your self-custodial MetaMask wallet.

Source: MetaMask Card FAQs

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Card issuer / program manager

No data yet
Baanx (now Monavate)*Show source

Card issuer / program manager: Baanx (now Monavate)

Program manager; US card issued by Cross River Bank

Source states (paraphrased): Powered by Baanx ( now Monavate ) and Mastercard's global payments network

Source: MetaMask and Mastercard launch the US MetaMask Card

Official announcement (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Program manager; US card issued by Cross River Bank

Tiers / plans

No data yet
Free · MetalShow source

Tiers / plans: Free · Metal

Source states (paraphrased): | Fee type | Free tier | Metal tier |

Source: MetaMask Card limits and fees

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%

Fees

Annual fee

FreeShow source

Annual fee: Free

Source states (paraphrased): Annual Fee 0 BRL

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Free*Show source

Annual fee: Free

Virtual card; Metal tier $199/year

Source states (paraphrased): Virtual card has no annual or maintenance fees; Metal is $199 a year.

Source: MetaMask Card FAQs

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Virtual card; Metal tier $199/year

Monthly fee

No data yet
Free*Show source

Monthly fee: Free

Virtual card; no maintenance fees

Source states (paraphrased): The Virtual card has no annual fees or maintenance fees

Source: MetaMask Card FAQs

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%

Virtual card; no maintenance fees

Physical card fee

Free*Show source

Physical card fee: Free

Issuance; 30 BRL if the physical card is cancelled within one year

Source states (paraphrased): Card Issuance Fee 0 BRL

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Issuance; 30 BRL if the physical card is cancelled within one year

No data yet

Virtual card fee

No data yet
FreeShow source

Virtual card fee: Free

Source states (paraphrased): Get a free digital only Virtual card

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Replacement fee

€25Show source

Replacement fee: €25

Source states (paraphrased): If you need to replace your card, a fee of €25 applies.

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

No data yet

FX fee

2%*Show source

FX fee: 2%

1–2% depending on the transaction

Source states (paraphrased): Foreign Exchange Fee 1-2%

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

1–2% depending on the transaction

0%*Show source

FX fee: 0%

Mastercard exchange rate, no additional MetaMask fee

Source states (paraphrased): Best FX rate allowed by Mastercard, no additional fees.

Source: MetaMask Card FAQs

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 65%

Mastercard exchange rate, no additional MetaMask fee

Crypto conversion fee

No data yet
0.88%*Show source

Crypto conversion fee: 0.88%

Free and Metal tier, for other cryptocurrencies (e.g. wETH); no fee for stablecoins in cardholder's local currency/USD; 0.5% for stablecoins in a currency of neither cardholder nor merchant country; DeFi tokens (e.g. aUSDC) free up to $1,200/mo then 0.5%

Source states (paraphrased): | Other cryptocurrencies (e.g., wETH) | 0.875% |

Source: MetaMask Card limits and fees

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

Free and Metal tier, for other cryptocurrencies (e.g. wETH); no fee for stablecoins in cardholder's local currency/USD; 0.5% for stablecoins in a currency of neither cardholder nor merchant country; DeFi tokens (e.g. aUSDC) free up to $1,200/mo then 0.5%

ATM fee

$1.50*Show source

ATM fee: $1.50

After 2 free withdrawals per month

Source states (paraphrased): ATM Withdrawal Fee 2 Free Monthly Withdrawals, thereafter 1.5 USD each

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

After 2 free withdrawals per month

2%*Show source

ATM fee: 2%

Free tier; Metal: no fee up to $1,200/mo, then 2%; ATM operator may charge additional fees

Source states (paraphrased): | ATM withdrawal 2 | 2% | No fee up to $1,200 / mo, then 2% |

Source: MetaMask Card limits and fees

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Free tier; Metal: no fee up to $1,200/mo, then 2%; ATM operator may charge additional fees

Other fees & markups

No data yet
1% cross-border fee when the merchant is outside the cardholder's country (Free tier; Metal: no fee, subject to fair usage) · 0.5% on stablecoins denominated in a currency of neither the cardholder's nor the merchant's country · Small variable network gas fee (typically $0.01) · DeFi tokens / tokenized yield (e.g. aUSDC): no fee up to $1,200/mo, then 0.5%Show source

Other fees & markups: 1% cross-border fee when the merchant is outside the cardholder's country (Free tier; Metal: no fee, subject to fair usage) · 0.5% on stablecoins denominated in a currency of neither the cardholder's nor the merchant's country · Small variable network gas fee (typically $0.01) · DeFi tokens / tokenized yield (e.g. aUSDC): no fee up to $1,200/mo, then 0.5%

Source states (paraphrased): | Cross-border 3 | 1% | No fee 4 |

Source: MetaMask Card limits and fees

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

Cashback & rewards

Base cashback

No data yet
1%*Show source

Base cashback: 1%

Virtual card, eligible purchases

Source states (paraphrased): Virtual card earns 1% back in mUSD.

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Virtual card, eligible purchases

Max cashback

3%*Show source

Max cashback: 3%

Up to; paid monthly into the Binance wallet

Source states (paraphrased): Earn up to 3% cashback on all your spending.

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Up to; paid monthly into the Binance wallet

3%*Show source

Max cashback: 3%

Metal tier ($199/yr), first $10,000 spent per year, then 1%

Source states (paraphrased): 3% mUSD back on the first $10,000 spent each year, 1% thereafter.

Source: MetaMask Metal card

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Metal tier ($199/yr), first $10,000 spent per year, then 1%

Cashback paid in

BNBShow source

Cashback paid in: BNB

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

mUSDShow source

Cashback paid in: mUSD

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Cashback type

No data yet
StablecoinShow source

Cashback type: Stablecoin

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Cashback conditions

No data yet
Metal: 3% only on first $10,000 spent each year, then 1%Show source

Cashback conditions: Metal: 3% only on first $10,000 spent each year, then 1%

Source states (paraphrased): 3% mUSD back on the first $10,000 spent each year (and 1% thereafter)

Source: MetaMask Metal card

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Staking / holding required for top rewards

Yes*Show source

Staking / holding required for top rewards: Yes

Rate depends on BNB holdings

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

Rate depends on BNB holdings

No data yet

Staking asset

BNBShow source

Staking asset: BNB

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

No data yet

Credit & financing

Credit line

No data yet
NoShow source

Credit line: No

Source states (paraphrased): Described as a self-custodial debit card.

Source: MetaMask Card FAQs

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Spend own balance directly

No data yet
YesShow source

Spend own balance directly: Yes

Source: MetaMask Card FAQs

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Availability

Available in

Brazil*Show source

Available in: Brazil

Currently only Brazil

Source states (paraphrased): Your Binance Account country of residence must be one of the supported countries of Binance Card. Currently we support: Brazil.

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Currently only Brazil

AD, Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, CR, Croatia, Cyprus, Denmark, DO, SV, Finland, France, Germany, GI, Greece, GT, GG, Hungary, Iceland, Ireland, IM, Italy, JE, Liechtenstein, Luxembourg, Malta, Mexico, MC, Netherlands, Norway, PA, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, UY*Show source

Available in: AD, Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, CR, Croatia, Cyprus, Denmark, DO, SV, Finland, France, Germany, GI, Greece, GT, GG, Hungary, Iceland, Ireland, IM, Italy, JE, Liechtenstein, Luxembourg, Malta, Mexico, MC, Netherlands, Norway, PA, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, UY

Full country list in the FAQ; signups in the US and the UK are temporarily closed

Source states (paraphrased): MetaMask Card is currently available in: Andorra, Argentina, Austria

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Full country list in the FAQ; signups in the US and the UK are temporarily closed

Features

Apple Pay

No data yet
YesShow source

Apple Pay: Yes

Source states (paraphrased): via Apple Pay or Google Pay

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Google Pay

No data yet
YesShow source

Google Pay: Yes

Source states (paraphrased): via Apple Pay or Google Pay

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Physical card

No data yet
Yes*Show source

Physical card: Yes

Metal tier only ($199/year); new Metal orders temporarily paused as of June 2nd, 2026; Free tier has no physical card

Source states (paraphrased): The MetaMask Metal card is a physical debit card

Source: MetaMask Metal card

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 50%

Metal tier only ($199/year); new Metal orders temporarily paused as of June 2nd, 2026; Free tier has no physical card

Virtual card

YesShow source

Virtual card: Yes

Source states (paraphrased): Add your virtual card to your wallets to start spending your crypto.

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

YesShow source

Virtual card: Yes

Source states (paraphrased): New users receive a Virtual card.

Source: MetaMask Card FAQs

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

ATM withdrawals

YesShow source

ATM withdrawals: Yes

Source states (paraphrased): ATM Withdrawal Fee 2 Free Monthly Withdrawals, thereafter 1.5 USD each

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Yes*Show source

ATM withdrawals: Yes

US only; users in other regions cannot withdraw cash at ATMs

Source states (paraphrased): Card users in the United States can withdraw cash from an ATM with their card.

Source: MetaMask Card FAQs

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%

US only; users in other regions cannot withdraw cash at ATMs

Spend stablecoins

YesShow source

Spend stablecoins: Yes

Source states (paraphrased): Binance Crypto Card supports the following cryptocurrencies: USDT, USDC, FDUSD, BNB, BTC, ETH, SOL, ADA, LINK, XRP, BRL, U

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

YesShow source

Spend stablecoins: Yes

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Spendable assets

No data yet
mUSD · wETH · EURe · GBPe · USDC · USDT*Show source

Spendable assets: mUSD · wETH · EURe · GBPe · USDC · USDT

FAQ says 'nine tokens' but lists only these six

Source states (paraphrased): Tap to pay with mUSD, wETH, EURe, GBPe, USDC, and USDT

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

FAQ says 'nine tokens' but lists only these six

Blockchains

No data yet
Linea · Solana · Monad · BaseShow source

Blockchains: Linea · Solana · Monad · Base

Source states (paraphrased): MetaMask Card supports Linea, Solana, Monad and Base.

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Limits

ATM limit

No data yet
$1,000*Show source

ATM limit: $1,000

Per day, Virtual column of the comparison table; Metal $5,000/day

Source states (paraphrased): $1,000 / day

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 60%

Per day, Virtual column of the comparison table; Metal $5,000/day

Spending limit

R$25,000*Show source

Spending limit: R$25,000

Per day (50,000 BRL per month); higher with further verification

Source states (paraphrased): Spending Limit 25,000 BRL 50,000 BRL 200,000 BRL

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Per day (50,000 BRL per month); higher with further verification

$15,000*Show source

Spending limit: $15,000

Per day, Virtual card; Metal $30,000/day

Source states (paraphrased): $15,000 / day

Source: Spend crypto for everyday purchases with MetaMask Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%

Per day, Virtual card; Metal $30,000/day

Annual cost at 1,500 EUR/month

Binance Card

  • Annual & monthly fees+0 EUR
  • FX costs−72 EUR
  • Crypto conversion–
  • ATM costs−16 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

MetaMask Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costs−24 EUR
  • Cashback+180 EUR
  • Net annual value156 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Binance Card comparisons

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