Ranking
Best self-custody cards
Cards that spend from a wallet you control. Ranked with extra weight on custody and security.
Currently ranked first: Bleap with 8.7/10 (self-custody weighting). 11 cards qualify. Rankings update automatically when verified data changes — last rendered 24 October 2026.
★ Our pickEditorial choice · score unchanged
- Cashback
- 3%*
- Fee
- Free*
- FX fee
- 1.5%*
No annual or monthly fee on the base tier
3% base cashback in ETHFI
FX fee up to 1.5%
Top rate of 4% only with conditions — VIP membership, on the first $50,000 of card spend per month
- Cashback
- 1%*
- Fee
- Free*
- FX fee
- 0%
No annual or monthly fee on the base tier
No FX markup from the issuer
Top rate of 20% only with conditions — Up to; eligible purchases only — conditions not specified
- Cashback
- 5%*
- Fee
- Free*
- FX fee
- 1.5%*
No annual or monthly fee on the base tier
5% base cashback in USDC (EEA residents) / USDT (outside EEA)
FX fee up to 1.5%
Top rate of 10% only with conditions — Up to
- Cashback
- 1.5%*
- Fee
- No data yet
- FX fee
- 0%
No FX markup from the issuer
1.5% base cashback in USDT on Arbitrum
Top rate of 6% only with conditions — Premium tier, headline rate, monthly spend caps apply
Physical card costs $109
- Cashback
- 4%*
- Fee
- Free*
- FX fee
- 1%*
No annual or monthly fee on the base tier
4% base cashback in AVAX
Top rate of 5% only with conditions — VIP tier on the first $20,000 of monthly spend; Pro 4.5% on the first $8,000
Collateral can be liquidated if prices fall
- Cashback
- 1%*
- Fee
- Free*
- FX fee
- 0%*
No annual or monthly fee on the base tier
No FX markup from the issuer
Top rate of 3% only with conditions — Metal tier ($199/yr), first $10,000 spent per year, then 1%
ATM fee 2%
- Cashback
- 0%*
- Fee
- Free*
- FX fee
- No data yet
No annual or monthly fee on the base tier
Self-custody: funds stay in your own wallet
Top rate of 0.5% only with conditions — Premium tier; 'boosted cashback' announced for Metal
Physical card costs $124
- Cashback
- No data yet
- Fee
- Free
- FX fee
- 1%*
No annual or monthly fee on the base tier
Self-custody: funds stay in your own wallet
No physical card
- Cashback
- 1%*
- Fee
- Free*
- FX fee
- 1.5%*
No annual or monthly fee on the base tier
1% base cashback in USDC
FX fee up to 1.5%
Top rate of 4% only with conditions — Prestige tier ($999/year, coming soon); Plus 2%
- Cashback
- 2%*
- Fee
- No data yet
- FX fee
- No data yet
2% base cashback in XPL
Self-custody: funds stay in your own wallet
Top rate of 4% only with conditions — Platinum tier base cashback; AI spend 10%
Cashback paid in a volatile token (XPL)
- Cashback
- 0%*
- Fee
- Free*
- FX fee
- 1%*
No annual or monthly fee on the base tier
Self-custody: funds stay in your own wallet
Physical card costs $50
Collateral can be liquidated if prices fall
