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Oobit

by Oobit

Crypto nativeVisaSelf-custody
Initial research 22 October 2026 · not yet verified
4.7
Provisional

Tap-to-pay app that spends crypto from connected self-custodial wallets (e.g. MetaMask, Trust Wallet, Phantom) at Visa merchants. Charges per transaction instead of a subscription; the cashback cap depends on paying with the OOB token.

Cashback4.3Travel4.8Self-custody6.5DeFi users6.0High spenders4.6Low fees4.4Beginners6.2

Key stats

Base cashback
No data yet
Max cashback
10%*Show source

Max cashback: 10%

Up to

Source: Oobit Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Base fee
No data yet
FX fee
No data yet
ATM fee
2.5% (min. $0.25)*Show source

ATM fee: 2.5% (min. $0.25)

Plus ATM operator fees

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card fee
No data yet
Credit line
No data yet
Staking for top rewards
No data yet

Tap a value for its source, retrieval date and confidence. * = conditions apply.

Pros

  • Self-custody: funds stay in your own wallet
  • Apple Pay and Google Pay

Cons

  • Top rate of 10% only with conditions — Up to
  • ATM fee 2.5% (min. $0.25)

Who is it for?

  • People who want to keep control of their keys

Who should avoid it?

Not enough data to say.

Fees

Crypto conversion fee
0.95%*Show source

Crypto conversion fee: 0.95%

Swaps; 3% when swapping into OOB

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Swaps; 3% when swapping into OOB

ATM fee
2.5% (min. $0.25)*Show source

ATM fee: 2.5% (min. $0.25)

Plus ATM operator fees

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Plus ATM operator fees

Settlement fee
1% (min. $0.25)*Show source

Settlement fee: 1% (min. $0.25)

Per card payment (Brazil: 1%, no minimum)

Source states (paraphrased): 1% per payment, with a minimum of $0.25.

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Per card payment (Brazil: 1%, no minimum)

Not yet researched: Annual fee, Monthly fee, Physical card fee, Virtual card fee, Replacement fee, FX fee, Top-up fee, Crypto withdrawal fee, Free ATM allowance, Transfer fee, Small transaction fee, Other fees & markups.

Cashback & rewards

Max cashback
10%*Show source

Max cashback: 10%

Up to

Source: Oobit Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Up to

Cashback-eligible spend cap
$200/month*Show source

Cashback-eligible spend cap: $200/month

When paying with tokens other than OOB; $10,000/month when paying with OOB

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

When paying with tokens other than OOB; $10,000/month when paying with OOB

Cashback conditions
Higher cashback cap requires paying with the OOB tokenShow source

Cashback conditions: Higher cashback cap requires paying with the OOB token

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Base cashback, Cashback paid in, Cashback type, Max cashback per month, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.

Credit & financing

No credit & financing data published or researched yet.

Supported countries & currencies

Available in
United Arab Emirates, Saudi Arabia, South Korea*Show source

Available in: United Arab Emirates, Saudi Arabia, South Korea

Oobit lists 74 countries; only countries with a dedicated official page are recorded

Source: Crypto Card UAE

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Oobit lists 74 countries; only countries with a dedicated official page are recorded

Not yet researched: Not available in, Account / spend currencies, Own IBAN / bank details.

Features, wallets & supported assets

Apple Pay
Yes*Show source

Apple Pay: Yes

After verification

Source: Crypto Card in South Korea

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

After verification

Google Pay
Yes*Show source

Google Pay: Yes

After verification

Source: Crypto Card in South Korea

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

After verification

ATM withdrawals
YesShow source

ATM withdrawals: Yes

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Physical card, Virtual card, Spend stablecoins, Spendable assets, Blockchains.

Security & custody

No security & custody data published or researched yet.

Limits

No limits data published or researched yet.

Product

Product status
ActiveShow source

Product status: Active

Source: Oobit Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network
VisaShow source

Network: Visa

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model
Self-custody*Show source

Custody model: Self-custody

Crypto stays in your wallet until the moment you pay

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Crypto stays in your wallet until the moment you pay

Not yet researched: Card type, Launch date, Card issuer / program manager, Tiers / plans.

Risks to understand

  • Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
  • Smart-contract and bridge risk applies to on-chain balances.

Our rating

CriterionWeightScore

Fees

Per-transaction costs ≈ 1.95%

20%
22

Cashback & rewards

Only an 'up to' rate is published

20%
40

Availability

3 of 60 tracked countries

15%
10

FX & international

10%No data — excluded

Product features

3 of 3 known features available

10%
100

Custody & security

Custody model: self custody

10%
80

Credit & financing

5%No data — excluded

Limits & ATM

ATM cost on €200 ≈ 2.5%

5%
50

Transparency

4 of 4 checked key terms disclosed · 1 contradiction(s) between official sources

5%
93

Data coverage 85%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.

Scores are computed by a deterministic algorithm. Affiliate relationships and sponsored placements have no influence. How we score

FAQ

How much cashback does Oobit pay?
Highest advertised rate: 10% (Up to).
Where is Oobit available?
United Arab Emirates, Saudi Arabia, South Korea (Oobit lists 74 countries; only countries with a dedicated official page are recorded).
Is Oobit self-custodial?
Self-custody (Crypto stays in your wallet until the moment you pay).
Does Oobit work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.

Change history

  • Product status recorded · 22 October 2026 · auto-approved
  • Network recorded · 22 October 2026 · auto-approved
  • Custody model recorded · 22 October 2026 · auto-approved
  • Settlement fee recorded · 22 October 2026 · auto-approved
  • ATM fee recorded · 22 October 2026 · auto-approved
  • Crypto conversion fee recorded · 22 October 2026 · auto-approved
  • Max cashback recorded · 22 October 2026 · auto-approved
  • Cashback-eligible spend cap recorded · 22 October 2026 · auto-approved
  • Cashback conditions recorded · 22 October 2026 · auto-approved
  • Apple Pay recorded · 22 October 2026 · auto-approved
  • Google Pay recorded · 22 October 2026 · auto-approved
  • ATM withdrawals recorded · 22 October 2026 · auto-approved
  • Available in recorded · 22 October 2026 · auto-approved