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Avici Card

by Avici

Crypto nativeCrypto-backed creditVisaSelf-custody
Initial research 22 October 2026 · not yet verified
7.2
Provisional

Secured Visa credit card backed by funds in a self-custodial smart-contract wallet. Avici can only withdraw against recorded card spends. Platinum and Signature tiers.

Travel6.7Self-custody6.8DeFi users6.8Low fees7.8Beginners7.5Crypto credit7.2

Key stats

Base cashback
No data yet
Max cashback
No data yet
Base fee
Free*Show source

Annual fee: Free

Platinum; Signature costs $30 the first year, then $20/year

Source states (paraphrased): Platinum: one-time fee, no recurring charges. Signature: $30 first year, then $20 annually.

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee
1%*Show source

FX fee: 1%

Charged by Visa, no Avici markup; terms allow up to 3%

Source states (paraphrased): Foreign Exchange Fee (non USD): up to 3%, currently 1% (charged by Visa, no markup from Avici).

Source: Terms of Service – Avici Card

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM fee
No data yet
Card fee
$50*Show source

Physical card fee: $50

Platinum; Signature $75

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit line
Yes*Show source

Credit line: Yes

Secured by your own deposit

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Staking for top rewards
No data yet

Tap a value for its source, retrieval date and confidence. * = conditions apply.

Pros

  • No annual or monthly fee on the base tier
  • Self-custody: funds stay in your own wallet
  • Real credit line

Cons

  • Physical card costs $50

Who is it for?

  • People who want to keep control of their keys
  • Users who need credit rather than a debit/prepaid card

Who should avoid it?

Not enough data to say.

Fees

Annual fee
Free*Show source

Annual fee: Free

Platinum; Signature costs $30 the first year, then $20/year

Source states (paraphrased): Platinum: one-time fee, no recurring charges. Signature: $30 first year, then $20 annually.

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Platinum; Signature costs $30 the first year, then $20/year

Physical card fee
$50*Show source

Physical card fee: $50

Platinum; Signature $75

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Platinum; Signature $75

Virtual card fee
$15*Show source

Virtual card fee: $15

Platinum, first card; further cards $10

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Platinum, first card; further cards $10

FX fee
1%*Show source

FX fee: 1%

Charged by Visa, no Avici markup; terms allow up to 3%

Source states (paraphrased): Foreign Exchange Fee (non USD): up to 3%, currently 1% (charged by Visa, no markup from Avici).

Source: Terms of Service – Avici Card

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Charged by Visa, no Avici markup; terms allow up to 3%

Small transaction fee
Free*Show source

Small transaction fee: Free

No transaction fees

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No transaction fees

Not yet researched: Monthly fee, Replacement fee, Crypto conversion fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Other fees & markups.

Cashback & rewards

No cashback & rewards data published or researched yet.

Credit & financing

Credit line
Yes*Show source

Credit line: Yes

Secured by your own deposit

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Secured by your own deposit

Credit type
Crypto-backed creditShow source

Credit type: Crypto-backed credit

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend own balance directly, Spend by borrowing against collateral.

Supported countries & currencies

Available in
Global*Show source

Available in: Global

Except prohibited regions; US only in supported states

Source: Regions and Prohibitions for Avici Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Except prohibited regions; US only in supported states

Not available in
BY, CN, CU, India, IR, IQ, Israel, MM, NP, NI, KP, RU, LK, SY, Turkey, Ukraine, VE, VietnamShow source

Not available in: BY, CN, CU, India, IR, IQ, Israel, MM, NP, NI, KP, RU, LK, SY, Turkey, Ukraine, VE, Vietnam

Source: Regions and Prohibitions for Avici Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Account / spend currencies, Own IBAN / bank details.

Features, wallets & supported assets

No features data published or researched yet.

Security & custody

Smart-contract risk
YesShow source

Smart-contract risk: Yes

Source: Avici Card FAQs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Regulation / licences, Deposit protection.

Limits

No limits data published or researched yet.

Product

Product status
ActiveShow source

Product status: Active

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type
Crypto-backed credit*Show source

Card type: Crypto-backed credit

Secured credit card backed by your own deposit

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Secured credit card backed by your own deposit

Network
VisaShow source

Network: Visa

Source states (paraphrased): Works anywhere a Visa international card is accepted.

Source: Avici Card FAQs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model
Self-custody*Show source

Custody model: Self-custody

Funds in a smart contract owned by your wallet; Avici can only withdraw against card charges

Source: Avici Card FAQs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Funds in a smart contract owned by your wallet; Avici can only withdraw against card charges

Tiers / plans
Platinum · SignatureShow source

Tiers / plans: Platinum · Signature

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Launch date, Card issuer / program manager.

Risks to understand

  • Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
  • Smart-contract and bridge risk applies to on-chain balances.

Our rating

CriterionWeightScore

Fees

Base-tier subscription ≈ €0/year

20%
96

Cashback & rewards

20%No data — excluded

Availability

55 of 60 tracked countries

15%
100

FX & international

FX fee 1%

10%
60

Product features

10%No data — excluded

Custody & security

Custody model: self custody · Smart-contract risk (−10)

10%
70

Credit & financing

Credit line available

5%
70

Limits & ATM

5%No data — excluded

Transparency

6 of 6 checked key terms disclosed · 3 contradiction(s) between official sources

5%
79

Data coverage 65%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.

Scores are computed by a deterministic algorithm. Affiliate relationships and sponsored placements have no influence. How we score

FAQ

Does Avici Card have an annual or monthly fee?
Base tier: Free (Platinum; Signature costs $30 the first year, then $20/year). Source: Fees and Limits.
What is the FX fee of Avici Card?
1% (Charged by Visa, no Avici markup; terms allow up to 3%). Source: Terms of Service – Avici Card.
Is Avici Card a credit card?
Yes — Crypto-backed credit (Secured by your own deposit).
Where is Avici Card available?
Global (Except prohibited regions; US only in supported states).
Is Avici Card self-custodial?
Self-custody (Funds in a smart contract owned by your wallet; Avici can only withdraw against card charges).

Change history

  • Product status recorded · 22 October 2026 · auto-approved
  • Card type recorded · 22 October 2026 · auto-approved
  • Network recorded · 22 October 2026 · auto-approved
  • Custody model recorded · 22 October 2026 · auto-approved
  • Tiers / plans recorded · 22 October 2026 · auto-approved
  • Annual fee recorded · 22 October 2026 · auto-approved
  • Virtual card fee recorded · 22 October 2026 · auto-approved
  • Physical card fee recorded · 22 October 2026 · auto-approved
  • FX fee recorded · 22 October 2026 · auto-approved
  • Small transaction fee recorded · 22 October 2026 · auto-approved
  • Credit line recorded · 22 October 2026 · auto-approved
  • Credit type recorded · 22 October 2026 · auto-approved
  • Smart-contract risk recorded · 22 October 2026 · auto-approved
  • Available in recorded · 22 October 2026 · auto-approved
  • Not available in recorded · 22 October 2026 · auto-approved