MetaMask Card vs MEXC Global Card
Crypto native
Crypto native
Verdict
- MetaMask Card scores higher overall (7.2 vs 6.0 out of 10).
- MetaMask Card is clearly stronger on: Availability, Product features, Custody & security.
- MEXC Global Card is clearly stronger on: Cashback & rewards.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
MetaMask Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Frequent travellers
Stronger on: Availability, Product features, Custody & security
MEXC Global Card is a good fit for
- Stablecoin holders
- Frequent travellers
Stronger on: Cashback & rewards
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | MetaMask Card | MEXC Global Card |
|---|---|---|
| Fees | 90 | 88 |
| Cashback & rewards | 27 | 55 |
| Availability | 100 | 7 |
| FX & international | 100 | 100 |
| Product features | 70 | 56 |
| Custody & security | 80 | 60 |
| Credit & financing | 30 | 30 |
| Limits & ATM | 60 | – |
| Transparency | 93 | 100 |
| Best for Cashback | 5.7 | 6.0 |
| Best for Travel | 8.2 | 7.2 |
| Best for Self-Custody | 7.5 | n/a |
| Best for DeFi Users | 6.4 | 6.2 |
| Best for Stablecoins | 7.6 | 7.8 |
| Best for High Spenders | 5.6 | 6.6 |
| Best for Low Fees | 8.8 | 8.7 |
| Best for Beginners | 8.0 | 6.4 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Debit cardShow source
Prepaid cardConditions apply: tap or hover for detailsShow source
Funded with USDT from the MEXC Fiat account
Network
MastercardShow source
VisaShow source
Custody model
Self-custodyShow source
CustodialShow source
Launch date
2026-08-31Show source
Card issuer / program manager
Baanx (now Monavate)Conditions apply: tap or hover for detailsShow source
Program manager; US card issued by Cross River Bank
MEXCConditions apply: tap or hover for detailsShow source
Page describes MEXC Cards as issued by MEXC; no licensed issuing bank named
Tiers / plans
Free · MetalShow source
Standard (M-Score 350–599) · Premium (M-Score 600–799) · Elite (M-Score 800+)Show source
Fees
Annual fee
FreeConditions apply: tap or hover for detailsShow source
Virtual card; Metal tier $199/year
FreeShow source
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Virtual card; no maintenance fees
Virtual card fee
FreeShow source
FreeConditions apply: tap or hover for detailsShow source
Standard USD 20 issuance fee waived for a limited time
FX fee
0%Conditions apply: tap or hover for detailsShow source
Mastercard exchange rate, no additional MetaMask fee
0%Conditions apply: tap or hover for detailsShow source
Visa exchange rate without markup (the 1% transaction fee still applies)
Crypto conversion fee
0.88%Conditions apply: tap or hover for detailsShow source
Free and Metal tier, for other cryptocurrencies (e.g. wETH); no fee for stablecoins in cardholder's local currency/USD; 0.5% for stablecoins in a currency of neither cardholder nor merchant country; DeFi tokens (e.g. aUSDC) free up to $1,200/mo then 0.5%
0%Show source
Top-up fee
FreeShow source
ATM fee
2%Conditions apply: tap or hover for detailsShow source
Free tier; Metal: no fee up to $1,200/mo, then 2%; ATM operator may charge additional fees
Settlement fee
1%Conditions apply: tap or hover for detailsShow source
On every purchase, MEXC Global Card
Small transaction fee
$0.10Conditions apply: tap or hover for detailsShow source
Transactions under 1 USD (MEXC Global Card)
Other fees & markups
1% cross-border fee when the merchant is outside the cardholder's country (Free tier; Metal: no fee, subject to fair usage) · 0.5% on stablecoins denominated in a currency of neither the cardholder's nor the merchant's country · Small variable network gas fee (typically $0.01) · DeFi tokens / tokenized yield (e.g. aUSDC): no fee up to $1,200/mo, then 0.5%Show source
Failed transactions: 0.5 USD each when the failed-transaction rate is 20% or moreShow source
Cashback & rewards
Base cashback
1%Conditions apply: tap or hover for detailsShow source
Virtual card, eligible purchases
Max cashback
3%Conditions apply: tap or hover for detailsShow source
Metal tier ($199/yr), first $10,000 spent per year, then 1%
10%Conditions apply: tap or hover for detailsShow source
Elite tier (M-Score 800+); 6% Premium, 4% Standard
Cashback paid in
mUSDShow source
USDTShow source
Cashback type
StablecoinShow source
StablecoinShow source
Interest on balance
7%Conditions apply: tap or hover for detailsShow source
APR in the exclusive MEXC Global Card Earn program (flexible)
Max cashback per month
$800/monthConditions apply: tap or hover for detailsShow source
800 USDT, Elite tier; 300 USDT Premium, 100 USDT Standard
Cashback conditions
Metal: 3% only on first $10,000 spent each year, then 1%Show source
Rate set by the M-Score tier on the last day of the month · Paid by the 15th of the following month · Refunded or reversed purchases do not countShow source
Reward exclusions
Refunded or reversed transactionsConditions apply: tap or hover for detailsShow source
Cashback already credited for these transactions is deducted
Credit & financing
Credit line
NoShow source
NoShow source
Spend own balance directly
YesShow source
Availability
Available in
AD, Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, CR, Croatia, Cyprus, Denmark, DO, SV, Finland, France, Germany, GI, Greece, GT, GG, Hungary, Iceland, Ireland, IM, Italy, JE, Liechtenstein, Luxembourg, Malta, Mexico, MC, Netherlands, Norway, PA, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, UYConditions apply: tap or hover for detailsShow source
Full country list in the FAQ; signups in the US and the UK are temporarily closed
Philippines, TW, VietnamConditions apply: tap or hover for detailsShow source
Among others; MEXC does not publish the full list
Not available in
United States, CN, India, Indonesia, Turkey, RUConditions apply: tap or hover for detailsShow source
Partial list as of August 2026; dozens of smaller jurisdictions are also on the application blacklist, which changes over time
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
YesConditions apply: tap or hover for detailsShow source
Metal tier only ($199/year); new Metal orders temporarily paused as of June 2nd, 2026; Free tier has no physical card
NoConditions apply: tap or hover for detailsShow source
Virtual-only at launch; MEXC plans a physical card at a later stage
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
US only; users in other regions cannot withdraw cash at ATMs
Spend stablecoins
YesShow source
YesShow source
Spendable assets
mUSD · wETH · EURe · GBPe · USDC · USDTConditions apply: tap or hover for detailsShow source
FAQ says 'nine tokens' but lists only these six
USDTConditions apply: tap or hover for detailsShow source
Card is funded with USDT via the MEXC Fiat account
Blockchains
Linea · Solana · Monad · BaseShow source
Limits
ATM limit
$1,000Conditions apply: tap or hover for detailsShow source
Per day, Virtual column of the comparison table; Metal $5,000/day
Spending limit
$15,000Conditions apply: tap or hover for detailsShow source
Per day, Virtual card; Metal $30,000/day
$1,000,000Conditions apply: tap or hover for detailsShow source
Per day; 80,000 USD per transaction
Annual cost at 1,500 EUR/month
MetaMask Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs−24 EUR
- Cashback+180 EUR
- Net annual value156 EUR
MEXC Global Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- Per-transaction fees−180 EUR
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers