CoinJar Card vs xPortal Card
Crypto native
Crypto native
Verdict
- CoinJar Card scores higher overall (5.0 vs 4.5 out of 10).
- CoinJar Card is clearly stronger on: Fees.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
CoinJar Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees
xPortal Card is a good fit for
- No specific audience can be derived from the published data yet.
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | CoinJar Card | xPortal Card |
|---|---|---|
| Fees | 76 | 64 |
| Cashback & rewards | – | 1 |
| Availability | 3 | – |
| FX & international | 0 | – |
| Product features | 70 | 70 |
| Custody & security | 60 | – |
| Credit & financing | – | – |
| Limits & ATM | 80 | – |
| Transparency | 100 | – |
| Best for Cashback | 5.0 | 2.9 |
| Best for Travel | 3.8 | n/a |
| Best for DeFi Users | 5.7 | n/a |
| Best for High Spenders | 5.1 | 3.4 |
| Best for Low Fees | 5.4 | n/a |
| Best for Beginners | 6.1 | 5.3 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
Limited availabilityConditions apply: tap or hover for detailsShow source
Crypto-asset services currently suspended (MiCA)
Card type
Prepaid cardShow source
Debit cardShow source
Network
MastercardShow source
MastercardShow source
Custody model
CustodialShow source
Card issuer / program manager
EML Payment Solutions LimitedShow source
Fees
Physical card fee
FreeShow source
€5.99Conditions apply: tap or hover for detailsShow source
Delivery in Romania; €9.99 international
Virtual card fee
FreeShow source
FreeShow source
FX fee
2.99%Conditions apply: tap or hover for detailsShow source
From 2.99%
Crypto conversion fee
1%Conditions apply: tap or hover for detailsShow source
Returned as Rewards points
1.49%Conditions apply: tap or hover for detailsShow source
Crypto purchase via xMoney
ATM fee
1%Show source
Other fees & markups
1% fee on in-store and online purchases (returned as Rewards points) · Transaction dispute fee $27.50 per transactionShow source
Top-up limits: EUR 2,500 daily / EUR 10,000 monthlyShow source
Cashback & rewards
Max cashback
0.5%Conditions apply: tap or hover for detailsShow source
Depending on EGLD/UTK staked
Cashback paid in
CoinJar Rewards pointsShow source
EGLD / UTKShow source
Cashback type
PointsShow source
Platform tokenShow source
Staking / holding required for top rewards
YesShow source
Staking asset
EGLD / UTKShow source
Availability
Available in
AustraliaShow source
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
YesShow source
Airport lounge access
NoShow source
Travel / rental car insurance
NoShow source
Limits
ATM limit
€500Conditions apply: tap or hover for detailsShow source
Per month
Spending limit
€5,000Conditions apply: tap or hover for detailsShow source
Per day
Annual cost at 1,500 EUR/month
CoinJar Card
- Annual & monthly feesunknown
- FX costs−108 EUR
- Crypto conversion–
- ATM costs−12 EUR
- Cashbackunknown
- Net annual valuenot enough data
xPortal Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers