xPortal Card
Limited availability. Crypto-asset services currently suspended (MiCA) This card is excluded from recommendations and rankings.
Free virtual Mastercard debit card of the MultiversX wallet xPortal with Apple Pay and Google Pay; cashback up to 0.5% in EGLD or UTK depending on staking. Physical card delivery €5.99 (Romania) or €9.99. The page states that all crypto-asset services provided by Cifralfabeto are currently suspended pending MiCA licensing.
Base cashback
Max cashback
0.5%Conditions apply: tap or hover for detailsShow source
Base fee
FX fee
ATM fee
Card fee
€5.99Conditions apply: tap or hover for detailsShow source
Credit line
Staking needed
YesShow source
Tap a value for its source. * = conditions apply.
At a glance
Pros
- Apple Pay and Google Pay
Cons
- Top rate of 0.5% only with conditions — Depending on EGLD/UTK staked
- Higher rewards require staking or holding a token
- Cashback paid in a volatile token (EGLD or UTK)
Good for
Not enough data to say.
Not for
- Anyone unwilling to lock up a platform token
Risks to understand
- Staking/holding requirements expose you to the price risk of the platform token.
- Token rewards can lose value between earning and selling.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to xPortal Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees3/15
- Physical card fee
€5.99Conditions apply: tap or hover for detailsShow source
Delivery in Romania; €9.99 international
- Virtual card fee
FreeShow source
- Crypto conversion fee
1.49%Conditions apply: tap or hover for detailsShow source
Crypto purchase via xMoney
Not yet researched: Annual fee, Monthly fee, Replacement fee, FX fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards4/14
- Max cashback
0.5%Conditions apply: tap or hover for detailsShow source
Depending on EGLD/UTK staked
- Cashback paid in
EGLD or UTKShow source
- Cashback type
Platform tokenShow source
- Staking / holding required for top rewards
YesShow source
Not yet researched: Base cashback, Interest on balance, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies0/4
No availability data published or researched yet.
Features, wallets & supported assets4/11
- Apple Pay
YesShow source
- Google Pay
YesShow source
- Physical card
YesShow source
- Virtual card
YesShow source
Not yet researched: ATM withdrawals, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits2/2
- ATM limit
€500Conditions apply: tap or hover for detailsShow source
Per month
- Spending limit
€5,000Conditions apply: tap or hover for detailsShow source
Per day
Product3/7
- Product status
Limited availabilityConditions apply: tap or hover for detailsShow source
Crypto-asset services currently suspended (MiCA)
- Card type
Debit cardShow source
- Network
MastercardShow source
Not yet researched: Custody model, Launch date, Card issuer / program manager, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Per-transaction costs ≈ 1.49% | 20% | 64 |
Cashback & rewards Top rate requires staking/holding (−30 % on the max component) · Only an 'up to' rate is published | 20% | 1 |
Availability Limited availability | 15% | No data — excluded |
FX & international | 10% | No data — excluded |
Product features 4 of 4 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security | 10% | No data — excluded |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency | 5% | No data — excluded |
Data coverage 50%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
How much cashback does xPortal Card pay?
Highest advertised rate: 0.5% (Depending on EGLD/UTK staked). Paid in EGLD or UTK.
Does xPortal Card work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history16 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Virtual card fee recorded · 22 October 2026 · auto-approved
- Physical card fee recorded · 22 October 2026 · auto-approved
- Crypto conversion fee recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Cashback paid in recorded · 22 October 2026 · auto-approved
- Max cashback recorded · 22 October 2026 · auto-approved
- Staking / holding required for top rewards recorded · 22 October 2026 · auto-approved
- Spending limit recorded · 22 October 2026 · auto-approved
- ATM limit recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved