TXBFI Lifetime Visa Card vs xPortal Card
Crypto native
Crypto native
Verdict
- TXBFI Lifetime Visa Card scores higher overall (5.1 vs 4.5 out of 10).
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
TXBFI Lifetime Visa Card is a good fit for
- No specific audience can be derived from the published data yet.
xPortal Card is a good fit for
- No specific audience can be derived from the published data yet.
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | TXBFI Lifetime Visa Card | xPortal Card |
|---|---|---|
| Fees | 66 | 64 |
| Cashback & rewards | 2 | 1 |
| Availability | – | – |
| FX & international | 76 | – |
| Product features | 70 | 70 |
| Custody & security | – | – |
| Credit & financing | – | – |
| Limits & ATM | 60 | – |
| Transparency | 100 | – |
| Best for Cashback | 3.4 | 2.9 |
| Best for Travel | 6.3 | n/a |
| Best for DeFi Users | 4.9 | n/a |
| Best for High Spenders | 4.2 | 3.4 |
| Best for Low Fees | 7.3 | n/a |
| Best for Beginners | 6.3 | 5.3 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
Limited availabilityConditions apply: tap or hover for detailsShow source
Crypto-asset services currently suspended (MiCA)
Card type
Prepaid cardShow source
Debit cardShow source
Network
VisaShow source
MastercardShow source
Tiers / plans
Virtual · Physical · Metal · GoldShow source
Fees
Annual fee
FreeShow source
Monthly fee
FreeShow source
Physical card fee
$300Conditions apply: tap or hover for detailsShow source
One-time; Metal $1,000, Gold $10,000
€5.99Conditions apply: tap or hover for detailsShow source
Delivery in Romania; €9.99 international
Virtual card fee
$25Conditions apply: tap or hover for detailsShow source
One-time, lifetime card
FreeShow source
FX fee
0.6%Show source
Crypto conversion fee
1.49%Conditions apply: tap or hover for detailsShow source
Crypto purchase via xMoney
Top-up fee
2.6%Conditions apply: tap or hover for detailsShow source
Virtual and plastic; Metal 2.4%, Gold 1.8%
ATM fee
2%Conditions apply: tap or hover for detailsShow source
From 2%; not on the virtual card
Cashback & rewards
Base cashback
0.05%Conditions apply: tap or hover for detailsShow source
Virtual tier
Max cashback
0.4%Conditions apply: tap or hover for detailsShow source
Gold tier ($10,000)
0.5%Conditions apply: tap or hover for detailsShow source
Depending on EGLD/UTK staked
Cashback paid in
BTCShow source
EGLD or UTKShow source
Cashback type
CryptoShow source
Platform tokenShow source
Staking / holding required for top rewards
YesShow source
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesShow source
Limits
ATM limit
$3,000Conditions apply: tap or hover for detailsShow source
Per day, highest tier
€500Conditions apply: tap or hover for detailsShow source
Per month
Spending limit
€5,000Conditions apply: tap or hover for detailsShow source
Per day
Annual cost at 1,500 EUR/month
TXBFI Lifetime Visa Card
- Annual & monthly fees+0 EUR
- FX costs−22 EUR
- Crypto conversion–
- ATM costs−24 EUR
- Cashback+9 EUR
- Net annual value-37 EUR
xPortal Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers