CoinJar Card
Prepaid Mastercard of the Australian exchange CoinJar for spending crypto, with Apple Pay, Google Pay and a free physical card. Purchases cost 1%, returned as CoinJar Rewards points (1 point per $1).
Base cashback
Max cashback
Base fee
FX fee
2.99%Conditions apply: tap or hover for detailsShow source
ATM fee
1%Show source
Card fee
FreeShow source
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- Apple Pay and Google Pay
Cons
- FX fee up to 2.99%
Good for
Not enough data to say.
Not for
- Frequent travellers paying in foreign currencies
- Users who insist on self-custody
Risks to understand
- Custodial: your crypto is held by the provider — counterparty and insolvency risk.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to CoinJar Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees6/15
- Physical card fee
FreeShow source
- Virtual card fee
FreeShow source
- FX fee
2.99%Conditions apply: tap or hover for detailsShow source
From 2.99%
- Crypto conversion fee
1%Conditions apply: tap or hover for detailsShow source
Returned as Rewards points
- ATM fee
1%Show source
- Other fees & markups
Transaction dispute $27.50Show source
Not yet researched: Annual fee, Monthly fee, Replacement fee, Top-up fee, Crypto withdrawal fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee.
Cashback & rewards2/14
- Cashback paid in
CoinJar Rewards pointsShow source
- Cashback type
PointsShow source
Not yet researched: Base cashback, Max cashback, Interest on balance, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies0/4
No availability data published or researched yet.
Features, wallets & supported assets4/11
- Apple Pay
YesShow source
- Google Pay
YesShow source
- Physical card
YesShow source
- ATM withdrawals
YesShow source
Not yet researched: Virtual card, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product5/7
- Product status
ActiveShow source
- Card type
Prepaid cardShow source
- Network
MastercardShow source
- Custody model
CustodialShow source
- Card issuer / program manager
EML Payment Solutions Limited (AFSL 404131)Show source
Not yet researched: Launch date, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Per-transaction costs ≈ 1.00% | 20% | 60 |
Cashback & rewards | 20% | No data — excluded |
Availability | 15% | No data — excluded |
FX & international FX fee 2.99% | 10% | 0 |
Product features 4 of 4 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security Custody model: custodial | 10% | 60 |
Credit & financing | 5% | No data — excluded |
Limits & ATM ATM cost on €200 ≈ 1.0% | 5% | 80 |
Transparency 5 of 5 checked key terms disclosed | 5% | 100 |
Data coverage 60%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
What is the FX fee of CoinJar Card?
2.99% (From 2.99%). Source: CoinJar Card.
Is CoinJar Card self-custodial?
Custodial.
Does CoinJar Card work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history17 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Card issuer / program manager recorded · 22 October 2026 · auto-approved
- Physical card fee recorded · 22 October 2026 · auto-approved
- Virtual card fee recorded · 22 October 2026 · auto-approved
- Crypto conversion fee recorded · 22 October 2026 · auto-approved
- FX fee recorded · 22 October 2026 · auto-approved
- ATM fee recorded · 22 October 2026 · auto-approved
- Other fees & markups recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Cashback paid in recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- ATM withdrawals recorded · 22 October 2026 · auto-approved