CoinJar Card vs DiCard
Crypto native
Crypto native
Verdict
- CoinJar Card scores higher overall (5.7 vs 5.4 out of 10).
- CoinJar Card is clearly stronger on: Fees.
- DiCard is clearly stronger on: FX & international.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
CoinJar Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees
DiCard is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: FX & international
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | CoinJar Card | DiCard |
|---|---|---|
| Fees | 76 | 48 |
| Cashback & rewards | – | – |
| Availability | – | – |
| FX & international | 0 | 40 |
| Product features | 70 | 70 |
| Custody & security | 60 | 60 |
| Credit & financing | – | – |
| Limits & ATM | 80 | – |
| Transparency | 100 | 100 |
| Best for Travel | 4.3 | 5.1 |
| Best for DeFi Users | 5.7 | 5.7 |
| Best for High Spenders | 5.1 | n/a |
| Best for Low Fees | 5.4 | 5.4 |
| Best for Beginners | 6.8 | 6.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Prepaid cardShow source
Network
MastercardShow source
Custody model
CustodialShow source
CustodialShow source
Card issuer / program manager
EML Payment Solutions Limited (AFSL 404131)Show source
Fees
Physical card fee
FreeShow source
Virtual card fee
FreeShow source
FX fee
2.99%Conditions apply: tap or hover for detailsShow source
From 2.99%
1.5%Show source
Crypto conversion fee
1%Conditions apply: tap or hover for detailsShow source
Returned as Rewards points
Top-up fee
1.3%Conditions apply: tap or hover for detailsShow source
0.3% for the first 5 deposits
ATM fee
1%Show source
Other fees & markups
Transaction dispute $27.50Show source
Application fee 1 USDT (low-fee card) or 5 USDT (high-limit card)Show source
Cashback & rewards
Cashback paid in
CoinJar Rewards pointsShow source
Cashback type
PointsShow source
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
YesShow source
Virtual card
YesShow source
ATM withdrawals
YesShow source
Annual cost at 1,500 EUR/month
CoinJar Card
- Annual & monthly feesunknown
- FX costs−108 EUR
- Crypto conversion–
- ATM costs−12 EUR
- Cashbackunknown
- Net annual valuenot enough data
DiCard
- Annual & monthly feesunknown
- FX costs−54 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers