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Bitsa Card vs Plasma One Card

Bitsa Card

Crypto enabled

5.9
Get the card
Plasma One Card

Crypto native

6.9
Get the card

Verdict

  • Plasma One Card scores higher overall (6.9 vs 5.9 out of 10).
  • Plasma One Card is clearly stronger on: Fees, Cashback & rewards, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bitsa Card is a good fit for

  • No specific audience can be derived from the published data yet.

Plasma One Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Everyday spenders who want cashback

Stronger on: Fees, Cashback & rewards, Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesBitsa Card vs ether.fi CashPlasma One Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBitsa CardPlasma One Card
Fees82100
Cashback & rewards055
Availability100–
FX & international30–
Product features7070
Custody & security7585
Credit & financing30–
Limits & ATM75–
Transparency100100
Best for Cashback4.06.5
Best for Travel5.6n/a
Best for Self-Custodyn/a7.8
Best for DeFi Usersn/a7.3
Best for Stablecoinsn/a7.6
Best for High Spenders3.66.3
Best for Low Fees7.08.0
Best for Beginners7.67.9
Best E-Money Card6.9n/a

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid card, E-money cardShow source
Stablecoin cardShow source

Network

VisaShow source
VisaShow source

Custody model

CustodialConditions apply: tap or hover for detailsShow source

Crypto is converted to euros on top-up; the card spends an e-money balance

Self-custodyShow source

Card issuer / program manager

Pecunia Cards EDE S.L.U. (Pecunpay), Spanish e-money institution; crypto service by BitnovoShow source
Rain (Visa Principal Member); account services by BridgeShow source

Tiers / plans

Free · Move · ProShow source
Lite · Core · PlatinumShow source

Fees

Annual fee

FreeConditions apply: tap or hover for detailsShow source

Free plan; Move €8.99/year, Pro €69.99/year

No data yet

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Free plan; Move €0.99/month (€8.99/year), Pro €9.99/month (€69.99/year)

FreeConditions apply: tap or hover for detailsShow source

Lite tier (card cost $0); Core and Platinum are paid tiers; partner fees (FX, bank withdrawals) shown in the app

Physical card fee

€20Show source
No data yet

Virtual card fee

€2.50Show source
FreeConditions apply: tap or hover for detailsShow source

Lite: 1 free virtual card; Core up to 2, Platinum up to 3

FX fee

1.75%Conditions apply: tap or hover for detailsShow source

Non-euro SEPA-zone currencies; 2% in the rest of the world

No data yet

Top-up fee

1.5%Conditions apply: tap or hover for detailsShow source

External-card top-ups beyond the free ones (Free: 2 in total, Move: 3/month, Pro: 4/month); vouchers 0–6%

No data yet

ATM fee

€0.55 + 1% (min. €0.75)Conditions apply: tap or hover for detailsShow source

Outside the euro area; euro area €2.50 per withdrawal, Spain: the ATM operator's fee is passed on

No data yet

Transfer fee

€1Conditions apply: tap or hover for detailsShow source

SEPA transfer on Free and Move; free on Pro

No data yet

Other fees & markups

Voucher top-up fee 0–6% · Transfers to another holder or institution €1.50 · Crypto top-ups limited to €20,000 per dayShow source
Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)Conditions apply: tap or hover for detailsShow source

Platinum: Plasma covers the Visa FX fee

Cashback & rewards

Base cashback

No data yet
2%Conditions apply: tap or hover for detailsShow source

Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)

Max cashback

No data yet
4%Conditions apply: tap or hover for detailsShow source

Platinum tier base cashback; AI spend 10%

Cashback paid in

No data yet
XPLShow source

Cashback type

NoneConditions apply: tap or hover for detailsShow source

Card payments earn no cashback; gift cards in the app up to 15%

Platform tokenShow source

Interest on balance

No data yet
6%Conditions apply: tap or hover for detailsShow source

Up to; variable, via DeFi vaults, not guaranteed; varies by tier

Cashback conditions

No data yet
Platinum: 4% on first $3,000 monthly spend, 3% on next $7,000, 2% on next $5,000, 1% on the rest · Platinum: exclusively for XPL holders; up to $600/year flight cashback on eligible airlinesShow source

Staking / holding required for top rewards

No data yet
YesConditions apply: tap or hover for detailsShow source

Platinum tier requires locking XPL

Staking asset

No data yet
XPLConditions apply: tap or hover for detailsShow source

Lock 100,000 XPL for 12 months for Platinum

Credit & financing

Credit line

NoShow source
No data yet

Availability

Available in

EEAConditions apply: tap or hover for detailsShow source

Residents of the EEA

No data yet

Account / spend currencies

EURShow source
No data yet

Own IBAN / bank details

YesShow source
No data yet

Features

Apple Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

Availability depends on region

Google Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

Availability depends on region

Physical card

YesShow source
YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
No data yet

Spend stablecoins

No data yet
YesShow source

Limits

ATM limit

€450Conditions apply: tap or hover for detailsShow source

Per day, withdrawals outside Spain

No data yet

Spending limit

€1,500Conditions apply: tap or hover for detailsShow source

Purchase limit on Free; Move €5,000, Pro €15,000

No data yet

Security & custody

Regulation / licences

Pecunpay: e-money institution supervised by the Bank of SpainShow source
Plasma is not a regulated financial institution · Account services by Bridge (US: Bridge Building Inc.; EEA: Bridge Building Sp. Z.o.o.; others: Bridge Building Limited) · Card issued by Rain, Visa Principal MemberShow source

Deposit protection

No data yet
NoShow source

Smart-contract risk

No data yet
YesConditions apply: tap or hover for detailsShow source

Applies to the Earn feature (third-party DeFi vaults)

Annual cost at 1,500 EUR/month

Bitsa Card

  • Annual & monthly fees+0 EUR
  • FX costs−63 EUR
  • Crypto conversion–
  • ATM costs−19 EUR
  • Cashback+0 EUR
  • Net annual value-82 EUR

Plasma One Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+360 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bitsa Card comparisons

More Plasma One Card comparisons