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Bringin Card vs Plasma One Card

Bringin Card

Crypto native

7.4
Plasma One Card

Crypto native

6.9

Verdict

  • Bringin Card scores higher overall (7.4 vs 6.9 out of 10).
  • Plasma One Card is clearly stronger on: Fees, Product features.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bringin Card is a good fit for

  • Frequent travellers

Plasma One Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Everyday spenders who want cashback

Stronger on: Fees, Product features

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBringin CardPlasma One Card
Fees80100
Cashback & rewards–55
Availability100–
FX & international100–
Product features5670
Custody & security8585
Credit & financing30–
Limits & ATM––
Transparency100100
Best for Cashbackn/a6.5
Best for Travel8.0n/a
Best for Self-Custodyn/a7.8
Best for DeFi Users6.87.3
Best for Stablecoinsn/a7.6
Best for High Spenders6.36.3
Best for Low Fees8.48.0
Best for Beginners7.97.9

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Stablecoin cardShow source

Network

VisaShow source
VisaShow source

Custody model

HybridConditions apply: tap or hover for detailsShow source

Bitcoin stays in the user's own wallet; euros are held in the card's vIBAN

Self-custodyShow source

Card issuer / program manager

Infrastructure by Lightspark Payments Europe AS (MiCA-authorized CASP)Show source
Rain (Visa Principal Member); account services by BridgeShow source

Tiers / plans

No data yet
Lite · Core · PlatinumShow source

Fees

Annual fee

€37.69/yearConditions apply: tap or hover for detailsShow source

Paid annually (10% discount); otherwise €3.49 a month

No data yet

Monthly fee

€3.49/monthConditions apply: tap or hover for detailsShow source

Monthly payment; €37.69 when paid annually

FreeConditions apply: tap or hover for detailsShow source

Lite tier (card cost $0); Core and Platinum are paid tiers; partner fees (FX, bank withdrawals) shown in the app

Physical card fee

FreeShow source
No data yet

Virtual card fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

Lite: 1 free virtual card; Core up to 2, Platinum up to 3

FX fee

0%Show source
No data yet

Crypto conversion fee

1%Conditions apply: tap or hover for detailsShow source

Bitcoin to euro

No data yet

Settlement fee

FreeShow source
No data yet

Other fees & markups

No data yet
Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)Conditions apply: tap or hover for detailsShow source

Platinum: Plasma covers the Visa FX fee

Cashback & rewards

Base cashback

No data yet
2%Conditions apply: tap or hover for detailsShow source

Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)

Max cashback

No data yet
4%Conditions apply: tap or hover for detailsShow source

Platinum tier base cashback; AI spend 10%

Cashback paid in

No data yet
XPLShow source

Cashback type

No data yet
Platform tokenShow source

Interest on balance

No data yet
6%Conditions apply: tap or hover for detailsShow source

Up to; variable, via DeFi vaults, not guaranteed; varies by tier

Cashback conditions

No data yet
Platinum: 4% on first $3,000 monthly spend, 3% on next $7,000, 2% on next $5,000, 1% on the rest · Platinum: exclusively for XPL holders; up to $600/year flight cashback on eligible airlinesShow source

Staking / holding required for top rewards

No data yet
YesConditions apply: tap or hover for detailsShow source

Platinum tier requires locking XPL

Staking asset

No data yet
XPLConditions apply: tap or hover for detailsShow source

Lock 100,000 XPL for 12 months for Platinum

Credit & financing

Credit line

NoShow source
No data yet

Availability

Available in

EEAConditions apply: tap or hover for detailsShow source

Anyone 18+ with a valid ID from an EEA country

No data yet

Account / spend currencies

EUR · BTCShow source
No data yet

Own IBAN / bank details

YesConditions apply: tap or hover for detailsShow source

Personal euro vIBAN

No data yet

Features

Apple Pay

NoConditions apply: tap or hover for detailsShow source

Only through the Curve app; direct support planned

YesConditions apply: tap or hover for detailsShow source

Availability depends on region

Google Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

Availability depends on region

Physical card

YesShow source
YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
No data yet

Spend stablecoins

No data yet
YesShow source

Spendable assets

BTC (on-chain and Lightning) · EURShow source
No data yet

Blockchains

Bitcoin · Lightning NetworkShow source
No data yet

Limits

ATM limit

€350Conditions apply: tap or hover for detailsShow source

Per day; €3,000 a month

No data yet

Spending limit

€10,000Conditions apply: tap or hover for detailsShow source

Per day, standard KYC level; €15,000 a month

No data yet

Security & custody

Regulation / licences

MiCA (CASP authorization of infrastructure provider Lightspark Payments Europe AS)Conditions apply: tap or hover for detailsShow source

Authorization is held by the infrastructure provider, not by Bringin itself

Plasma is not a regulated financial institution · Account services by Bridge (US: Bridge Building Inc.; EEA: Bridge Building Sp. Z.o.o.; others: Bridge Building Limited) · Card issued by Rain, Visa Principal MemberShow source

Deposit protection

No data yet
NoShow source

Smart-contract risk

No data yet
YesConditions apply: tap or hover for detailsShow source

Applies to the Earn feature (third-party DeFi vaults)

Annual cost at 1,500 EUR/month

Bringin Card

  • Annual & monthly fees−80 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees+0 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Plasma One Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+360 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers