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Coinbase Card vs CoinZoom Visa Card

Coinbase Card

Crypto native

5.9
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CoinZoom Visa Card

Crypto native

6.2
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Verdict

  • CoinZoom Visa Card scores higher overall (6.2 vs 5.9 out of 10).
  • Coinbase Card is clearly stronger on: Fees, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Coinbase Card is a good fit for

  • Stablecoin holders

Stronger on: Fees, Custody & security

CoinZoom Visa Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesCoinbase Card vs ether.fi CashCoinZoom Visa Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionCoinbase CardCoinZoom Visa Card
Fees10082
Cashback & rewards–18
Availability3–
FX & international–100
Product features7070
Custody & security7560
Credit & financing3030
Limits & ATM–100
Transparency10093
Best for Cashbackn/a4.8
Best for Traveln/a8.1
Best for DeFi Users6.75.5
Best for Stablecoins7.37.0
Best for High Spendersn/a5.6
Best for Low Fees8.09.1
Best for Beginners7.16.8

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Debit cardShow source

Network

VisaShow source
VisaShow source

Custody model

CustodialConditions apply: tap or hover for detailsShow source

The provider holds the funds

CustodialConditions apply: tap or hover for detailsShow source

Spends assets held in the CoinZoom wallet

Card issuer / program manager

Pathward, N.A. (program powered by Marqeta)Show source
No data yet

Tiers / plans

No data yet
Non-Prime · Silver (10,000 ZOOM) · Gold (50,000 ZOOM) · Diamond (150,000 ZOOM) · Black (300,000 ZOOM)Show source

Fees

Annual fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

On every tier

Physical card fee

No data yet
$5Conditions apply: tap or hover for detailsShow source

Standard shipping for Non-Prime ($12 expedited); free from Silver

Virtual card fee

No data yet
FreeShow source

FX fee

No data yet
0%Conditions apply: tap or hover for detailsShow source

Network conversion rates may apply

Crypto conversion fee

No data yet
1.49%Conditions apply: tap or hover for detailsShow source

Crypto liquidation when spending crypto

Top-up fee

FreeConditions apply: tap or hover for detailsShow source

Funding from a linked bank account or paycheck deposit; a spread applies when crypto is sold

FreeConditions apply: tap or hover for detailsShow source

ACH and RTP free; debit/credit card and Apple/Google Pay deposits 3.99%; wire $12

ATM fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

No CoinZoom fee, domestic and international; ATM operators may charge

Other fees & markups

Coinbase charges a spread when buying, selling or converting cryptoShow source
Declined card payment (insufficient funds) $0.50 · Chargeback $100 · Virtual card reissuance 1,000 ZOOMShow source

Cashback & rewards

Base cashback

No data yet
0.5%Conditions apply: tap or hover for detailsShow source

Non-Prime, no ZOOM required

Max cashback

No data yet
5%Conditions apply: tap or hover for detailsShow source

Black tier: hold 300,000 ZOOM

Cashback paid in

No data yet
ZOOMShow source

Cashback type

CryptoShow source
Platform tokenShow source

Cashback conditions

Rewards are optional and the rate is variable · Rewards only for US card usersShow source
Silver 1% (10,000 ZOOM), Gold 2% (50,000), Diamond 3% (150,000), Black 5% (300,000)Show source

Staking / holding required for top rewards

No data yet
YesConditions apply: tap or hover for detailsShow source

Holding ZOOM, no lock-up

Staking asset

No data yet
ZOOMShow source

Credit & financing

Credit line

NoShow source
NoShow source

Spend own balance directly

YesShow source
No data yet

Availability

Available in

United StatesConditions apply: tap or hover for detailsShow source

Excluding Hawaii

No data yet

Features

Physical card

YesShow source
YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
YesShow source

Spend stablecoins

YesConditions apply: tap or hover for detailsShow source

USDC

YesShow source

Limits

ATM limit

No data yet
$200Conditions apply: tap or hover for detailsShow source

Per day, Non-Prime

Security & custody

Regulation / licences

Issued by Pathward, N.A., Member FDIC, under a license from Visa U.S.A. Inc.Show source
No data yet

Annual cost at 1,500 EUR/month

Coinbase Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

CoinZoom Visa Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+90 EUR
  • Net annual value90 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Coinbase Card comparisons

More CoinZoom Visa Card comparisons