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Coinbase Card

by Coinbase

Crypto nativeDebit cardVisa
Initial research 22 October 2026 · not yet verified
–
No score

US-only Visa debit card that spends USD or crypto from a Coinbase account, with optional variable-rate crypto rewards. Separate from the Coinbase One Card (credit).

Low fees8.0Beginners6.3

Key stats

Base cashback
No data yet
Max cashback
No data yet
Base fee
FreeShow source

Annual fee: Free

Source states (paraphrased): Zero spending fees and no annual fees.

Source: Coinbase Card: The Visa® debit card that rewards crypto

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee
No data yet
ATM fee
No data yet
Card fee
No data yet
Credit line
NoShow source

Credit line: No

Source: Coinbase Card: The Visa® debit card that rewards crypto

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Staking for top rewards
No data yet

Tap a value for its source, retrieval date and confidence. * = conditions apply.

Pros

  • No annual or monthly fee on the base tier
  • Spends stablecoins directly

Cons

  • US residents only

Who is it for?

  • Stablecoin holders

Who should avoid it?

  • Anyone living outside the United States

Fees

Annual fee
FreeShow source

Annual fee: Free

Source states (paraphrased): Zero spending fees and no annual fees.

Source: Coinbase Card: The Visa® debit card that rewards crypto

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Other fees & markups
Coinbase charges a spread when buying, selling or converting cryptoShow source

Other fees & markups: Coinbase charges a spread when buying, selling or converting crypto

Source: Coinbase Card: The Visa® debit card that rewards crypto

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Monthly fee, Physical card fee, Virtual card fee, Replacement fee, FX fee, Crypto conversion fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee.

Cashback & rewards

Cashback type
CryptoShow source

Cashback type: Crypto

Source: Coinbase Card rewards

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback conditions
Rewards are optional and the rate is variable · Rewards only for US card usersShow source

Cashback conditions: Rewards are optional and the rate is variable · Rewards only for US card users

Source: Coinbase Card rewards

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Base cashback, Max cashback, Cashback paid in, Cashback-eligible spend cap, Max cashback per month, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.

Credit & financing

Credit line
NoShow source

Credit line: No

Source: Coinbase Card: The Visa® debit card that rewards crypto

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Spend own balance directly
YesShow source

Spend own balance directly: Yes

Source: Coinbase Card: The Visa® debit card that rewards crypto

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Credit type, Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend by borrowing against collateral.

Supported countries & currencies

Available in
United States*Show source

Available in: United States

Excluding Hawaii

Source states (paraphrased): Available for Coinbase customers who live in the US, excluding Hawaii.

Source: Apply for a debit card from Coinbase

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Excluding Hawaii

Not yet researched: Not available in, Account / spend currencies, Own IBAN / bank details.

Features, wallets & supported assets

Spend stablecoins
Yes*Show source

Spend stablecoins: Yes

Including USDC

Source states (paraphrased): No fees for spending USD or crypto, including USDC.

Source: Coinbase Card: The Visa® debit card that rewards crypto

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Including USDC

Not yet researched: Apple Pay, Google Pay, Physical card, Virtual card, ATM withdrawals, Spendable assets, Blockchains.

Security & custody

No security & custody data published or researched yet.

Limits

No limits data published or researched yet.

Product

Product status
ActiveShow source

Product status: Active

Source: Coinbase Card: The Visa® debit card that rewards crypto

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type
Debit cardShow source

Card type: Debit card

Source states (paraphrased): The Visa debit card that rewards crypto.

Source: Coinbase Card: The Visa® debit card that rewards crypto

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network
VisaShow source

Network: Visa

Source: Coinbase Card: The Visa® debit card that rewards crypto

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card issuer / program manager
Pathward, N.A. (program powered by Marqeta)Show source

Card issuer / program manager: Pathward, N.A. (program powered by Marqeta)

Source: Coinbase Card: The Visa® debit card that rewards crypto

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Custody model, Launch date, Tiers / plans.

Risks to understand

  • Stablecoins can de-peg and are not covered by deposit protection.

Our rating

CriterionWeightScore

Fees

Base-tier subscription ≈ €0/year

20%
100

Cashback & rewards

20%No data — excluded

Availability

1 of 60 tracked countries

15%
3

FX & international

10%No data — excluded

Product features

10%No data — excluded

Custody & security

10%No data — excluded

Credit & financing

No credit line

5%
30

Limits & ATM

5%No data — excluded

Transparency

4 of 4 checked key terms disclosed

5%
100

Data coverage 45%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.

Scores are computed by a deterministic algorithm. Affiliate relationships and sponsored placements have no influence. How we score

FAQ

Does Coinbase Card have an annual or monthly fee?
Base tier: Free. Source: Coinbase Card: The Visa® debit card that rewards crypto.
Is Coinbase Card a credit card?
No. It is a debit card; you spend your own balance.
Where is Coinbase Card available?
United States (Excluding Hawaii).

Change history

  • Product status recorded · 22 October 2026 · auto-approved
  • Card type recorded · 22 October 2026 · auto-approved
  • Network recorded · 22 October 2026 · auto-approved
  • Card issuer / program manager recorded · 22 October 2026 · auto-approved
  • Annual fee recorded · 22 October 2026 · auto-approved
  • Other fees & markups recorded · 22 October 2026 · auto-approved
  • Cashback type recorded · 22 October 2026 · auto-approved
  • Cashback conditions recorded · 22 October 2026 · auto-approved
  • Credit line recorded · 22 October 2026 · auto-approved
  • Spend own balance directly recorded · 22 October 2026 · auto-approved
  • Spend stablecoins recorded · 22 October 2026 · auto-approved
  • Available in recorded · 22 October 2026 · auto-approved