Avici Card vs Coinbase Card
Crypto native
Crypto native
Verdict
- At least one of the two cards does not have enough published data for an overall score.
- Avici Card is clearly stronger on: Availability, Credit & financing.
- Coinbase Card is clearly stronger on: Transparency.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Avici Card is a good fit for
- People who want to keep control of their keys
- Users who need credit rather than a debit/prepaid card
Stronger on: Availability, Credit & financing
Coinbase Card is a good fit for
- Stablecoin holders
Stronger on: Transparency
Score by criterion
| Criterion | Avici Card | Coinbase Card |
|---|---|---|
| Fees | 96 | 100 |
| Cashback & rewards | – | – |
| Availability | 100 | 3 |
| FX & international | 60 | – |
| Product features | – | – |
| Custody & security | 70 | – |
| Credit & financing | 70 | 30 |
| Limits & ATM | – | – |
| Transparency | 79 | 100 |
| Best for Travel | 6.7 | n/a |
| Best for Self-Custody | 6.8 | n/a |
| Best for DeFi Users | 6.8 | n/a |
| Best for Low Fees | 7.8 | 8.0 |
| Best for Beginners | 7.5 | 6.3 |
| Best Crypto Credit Card | 7.2 | n/a |
Product
Product status
ActiveShow source
Product status: Active
Source: Secured Credit Cards
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
ActiveShow source
Product status: Active
Source: Coinbase Card: The Visa® debit card that rewards crypto
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card type
Crypto-backed credit*Show source
Card type: Crypto-backed credit
Secured credit card backed by your own deposit
Source: Secured Credit Cards
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Secured credit card backed by your own deposit
Debit cardShow source
Card type: Debit card
Source states (paraphrased): The Visa debit card that rewards crypto.
Source: Coinbase Card: The Visa® debit card that rewards crypto
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Network
VisaShow source
Network: Visa
Source states (paraphrased): Works anywhere a Visa international card is accepted.
Source: Avici Card FAQs
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
VisaShow source
Network: Visa
Source: Coinbase Card: The Visa® debit card that rewards crypto
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Custody model
Self-custody*Show source
Custody model: Self-custody
Funds in a smart contract owned by your wallet; Avici can only withdraw against card charges
Source: Avici Card FAQs
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Funds in a smart contract owned by your wallet; Avici can only withdraw against card charges
Card issuer / program manager
Pathward, N.A. (program powered by Marqeta)Show source
Card issuer / program manager: Pathward, N.A. (program powered by Marqeta)
Source: Coinbase Card: The Visa® debit card that rewards crypto
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Tiers / plans
Platinum · SignatureShow source
Tiers / plans: Platinum · Signature
Source: Fees and Limits
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Fees
Annual fee
Free*Show source
Annual fee: Free
Platinum; Signature costs $30 the first year, then $20/year
Source states (paraphrased): Platinum: one-time fee, no recurring charges. Signature: $30 first year, then $20 annually.
Source: Fees and Limits
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Platinum; Signature costs $30 the first year, then $20/year
FreeShow source
Annual fee: Free
Source states (paraphrased): Zero spending fees and no annual fees.
Source: Coinbase Card: The Visa® debit card that rewards crypto
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Physical card fee
$50*Show source
Physical card fee: $50
Platinum; Signature $75
Source: Fees and Limits
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Platinum; Signature $75
Virtual card fee
$15*Show source
Virtual card fee: $15
Platinum, first card; further cards $10
Source: Fees and Limits
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Platinum, first card; further cards $10
FX fee
1%*Show source
FX fee: 1%
Charged by Visa, no Avici markup; terms allow up to 3%
Source states (paraphrased): Foreign Exchange Fee (non USD): up to 3%, currently 1% (charged by Visa, no markup from Avici).
Source: Terms of Service – Avici Card
Official terms & conditions (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Charged by Visa, no Avici markup; terms allow up to 3%
Small transaction fee
Free*Show source
Small transaction fee: Free
No transaction fees
Source: Fees and Limits
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
No transaction fees
Other fees & markups
Coinbase charges a spread when buying, selling or converting cryptoShow source
Other fees & markups: Coinbase charges a spread when buying, selling or converting crypto
Source: Coinbase Card: The Visa® debit card that rewards crypto
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback & rewards
Cashback type
CryptoShow source
Cashback type: Crypto
Source: Coinbase Card rewards
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback conditions
Rewards are optional and the rate is variable · Rewards only for US card usersShow source
Cashback conditions: Rewards are optional and the rate is variable · Rewards only for US card users
Source: Coinbase Card rewards
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Credit & financing
Credit line
Yes*Show source
Credit line: Yes
Secured by your own deposit
Source: Secured Credit Cards
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Secured by your own deposit
NoShow source
Credit line: No
Source: Coinbase Card: The Visa® debit card that rewards crypto
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Credit type
Crypto-backed creditShow source
Credit type: Crypto-backed credit
Source: Secured Credit Cards
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Spend own balance directly
YesShow source
Spend own balance directly: Yes
Source: Coinbase Card: The Visa® debit card that rewards crypto
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Availability
Available in
Global*Show source
Available in: Global
Except prohibited regions; US only in supported states
Source: Regions and Prohibitions for Avici Card
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%
Except prohibited regions; US only in supported states
United States*Show source
Available in: United States
Excluding Hawaii
Source states (paraphrased): Available for Coinbase customers who live in the US, excluding Hawaii.
Source: Apply for a debit card from Coinbase
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Excluding Hawaii
Not available in
BY, CN, CU, India, IR, IQ, Israel, MM, NP, NI, KP, RU, LK, SY, Turkey, Ukraine, VE, VietnamShow source
Not available in: BY, CN, CU, India, IR, IQ, Israel, MM, NP, NI, KP, RU, LK, SY, Turkey, Ukraine, VE, Vietnam
Source: Regions and Prohibitions for Avici Card
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Features
Spend stablecoins
Yes*Show source
Spend stablecoins: Yes
Including USDC
Source states (paraphrased): No fees for spending USD or crypto, including USDC.
Source: Coinbase Card: The Visa® debit card that rewards crypto
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Including USDC
Security & custody
Smart-contract risk
YesShow source
Smart-contract risk: Yes
Source: Avici Card FAQs
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Annual cost at 1,500 EUR/month
Avici Card
- Annual & monthly fees+0 EUR
- FX costs−36 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Coinbase Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers