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Bleap vs Tangem Pay

Bleap

Crypto native

8.3
Tangem Pay

Crypto native

4.8

Verdict

  • Bleap scores higher overall (8.3 vs 4.8 out of 10).
  • Bleap is clearly stronger on: Fees, Cashback & rewards, Availability, FX & international, Custody & security, Limits & ATM.
  • For 1,500 EUR/month of spend, Bleap comes out about 102 EUR a year ahead on base-tier terms.

Bleap is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Frequent travellers

Stronger on: Fees, Cashback & rewards, Availability, FX & international, Custody & security, Limits & ATM

Tangem Pay is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Score by criterion

CriterionBleapTangem Pay
Fees10079
Cashback & rewards5630
Availability1003
FX & international10040
Product features7070
Custody & security9580
Credit & financing3030
Limits & ATM10020
Transparency8679
Best for Cashback7.54.1
Best for Travel9.24.3
Best for Self-Custody8.76.7
Best for DeFi Users7.55.9
Best for Stablecoins8.66.1
Best for High Spenders7.34.2
Best for Low Fees9.86.0
Best for Beginners8.56.1

Product

Product status

ActiveShow source

Product status: Active

Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ActiveShow source

Product status: Active

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Card type

Debit cardShow source

Card type: Debit card

Source states (paraphrased): Self-custodial debit cards like Bleap add full control of funds.

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%

Stablecoin card*Show source

Card type: Stablecoin card

Funded with USDC loaded in advance; no credit line

Source states (paraphrased): It is a virtual Visa card issued by Rain , funded with USDC, which you load first.

Source: Is Tangem Pay a Credit Card or a Debit Card?

Official announcement (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

Funded with USDC loaded in advance; no credit line

Network

MastercardShow source

Network: Mastercard

Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

VisaShow source

Network: Visa

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Custody model

Self-custodyShow source

Custody model: Self-custody

Source states (paraphrased): Described as a self-custodial Mastercard.

Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Self-custodyShow source

Custody model: Self-custody

Source states (paraphrased): your assets remain in your own self-custodial smart contract throughout

Source: Help center | Partners & Roadmap

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Card issuer / program manager

Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)Show source

Card issuer / program manager: Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)

Source states (paraphrased): Cards and e-money services are provided and issued by Unlimit EU Ltd

Source: Bleap Cardholder Terms (EEA)

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Rain (issuer); Paera LLC (program provider)Show source

Card issuer / program manager: Rain (issuer); Paera LLC (program provider)

Source states (paraphrased): The Tangem Pay card is issued by Rain , a Visa Principal Member

Source: Help center | Partners & Roadmap

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%

Tiers / plans

No data yet
Basic (free) · Plus ($29.99/month) · Prestige ($999/year, coming soon)*Show source

Tiers / plans: Basic (free) · Plus ($29.99/month) · Prestige ($999/year, coming soon)

Plus free with $4,500 monthly spend or $65,000 in Yield Mode; Prestige coming soon

Source states (paraphrased): Tangem Pay fixes this with its first membership tiers: Basic, Plus, and Prestige .

Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Plus free with $4,500 monthly spend or $65,000 in Yield Mode; Prestige coming soon

Fees

Annual fee

Free*Show source

Annual fee: Free

From the comparison table

Source states (paraphrased): | Bleap | Up to 20% (USDC) | €0 | 0%

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%

From the comparison table

No data yet

Monthly fee

FreeShow source

Monthly fee: Free

Source states (paraphrased): No subscription, no card issuance fee.

Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Free*Show source

Monthly fee: Free

Basic tier; Plus $29.99/month

Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Basic tier; Plus $29.99/month

Physical card fee

FreeShow source

Physical card fee: Free

Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

No data yet

Virtual card fee

No data yet
Free*Show source

Virtual card fee: Free

Basic tier

Source states (paraphrased): Free virtual card. No monthly fees.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Basic tier

Replacement fee

No data yet
$5*Show source

Replacement fee: $5

Virtual card replacement/additional card $5; plastic: delivery fee only (Basic and Plus); Prestige $0

Source states (paraphrased): Virtual: $5; Plastic: delivery fee only

Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Virtual card replacement/additional card $5; plastic: delivery fee only (Basic and Plus); Prestige $0

FX fee

0%Show source

FX fee: 0%

Source states (paraphrased): 0% FX fee on every purchase.

Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

1.5%*Show source

FX fee: 1.5%

Up to; Tangem pages show 1% and 1.5%

Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Up to; Tangem pages show 1% and 1.5%

Top-up fee

No data yet
$1*Show source

Top-up fee: $1

Bank top-up via ACH (free on Plus); FedWire $11 (comparison table says $10); crypto top-ups incur network fees

Source states (paraphrased): Send USD from your US bank account via ACH ($1 flat fee, free on Plus) or FedWire ($11 flat fee).

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Bank top-up via ACH (free on Plus); FedWire $11 (comparison table says $10); crypto top-ups incur network fees

ATM fee

Free*Show source

ATM fee: Free

Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply

Source states (paraphrased): Free withdrawals worldwide. Use ATMs at home or abroad without any fees.

Source: Free Crypto Card: 20% Cashback, No FX Fees, Non-Custodial

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply

4%*Show source

ATM fee: 4%

Basic tier; 2% on Plus

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Basic tier; 2% on Plus

Free ATM allowance

€400/month*Show source

Free ATM allowance: €400/month

Per month; page says the limit is increasing soon

Source states (paraphrased): Bleap offers free ATM withdrawals up to €400 per month, with the limit increasing soon.

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Per month; page says the limit is increasing soon

No data yet

Other fees & markups

No data yet
Polygon gas fee on top-up (paid to the network) · Visa foreign-exchange fee on non-USD purchasesShow source

Other fees & markups: Polygon gas fee on top-up (paid to the network) · Visa foreign-exchange fee on non-USD purchases

Source states (paraphrased): Polygon gas fees apply when topping up the card (paid to the Polygon network, not to Tangem), and Visa foreign-exchange fees apply

Source: Is Tangem Pay a Credit Card or a Debit Card?

Official announcement (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Cashback & rewards

Base cashback

1%*Show source

Base cashback: 1%

Default rate on all eligible purchases; higher category/merchant rates apply

Source states (paraphrased): Default Cashback | ALL | 1%

Source: Cashback Terms and Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Default rate on all eligible purchases; higher category/merchant rates apply

1%*Show source

Base cashback: 1%

Basic tier; minimum $30 per transaction; monthly cap applies

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Basic tier; minimum $30 per transaction; monthly cap applies

Max cashback

20%*Show source

Max cashback: 20%

Up to; eligible purchases only — conditions not specified

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Up to; eligible purchases only — conditions not specified

4%*Show source

Max cashback: 4%

Prestige tier ($999/year, coming soon); Plus 2%

Source states (paraphrased): Earn up to 4% cashback

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Prestige tier ($999/year, coming soon); Plus 2%

Cashback paid in

USDCShow source

Cashback paid in: USDC

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

USDCShow source

Cashback paid in: USDC

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Cashback type

StablecoinShow source

Cashback type: Stablecoin

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

StablecoinShow source

Cashback type: Stablecoin

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Interest on balance

4%*Show source

Interest on balance: 4%

USD balances via Bleap savings feature, variable; homepage separately advertises up to 8% APY saving plans (plan/lock-up conditions not stated on fetched page)

Source states (paraphrased): Bleap offers a savings feature paying up to 4% APY on USD balances.

Source: https://www.bleap.finance

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

USD balances via Bleap savings feature, variable; homepage separately advertises up to 8% APY saving plans (plan/lock-up conditions not stated on fetched page)

No data yet

Cashback-eligible spend cap

€3,000/month*Show source

Cashback-eligible spend cap: €3,000/month

Default 1% category: max eligible payment 3000€ per month and 500€ per transaction; category caps differ

Source states (paraphrased): Limit per month - 3000€ ($3600)

Source: Cashback Terms and Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

Default 1% category: max eligible payment 3000€ per month and 500€ per transaction; category caps differ

$10,000/month*Show source

Cashback-eligible spend cap: $10,000/month

Basic tier, per month; Plus $15,000

Source states (paraphrased): That means up to $10,000 in monthly spending is eligible.

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Basic tier, per month; Plus $15,000

Max cashback per month

No data yet
$100/month*Show source

Max cashback per month: $100/month

Basic tier; Plus $300, Prestige $1000

Source states (paraphrased): Basic tier users earn 1% back on all eligible purchases, capped at $100 per month.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Basic tier; Plus $300, Prestige $1000

Cashback conditions

Earned only once an eligible transaction has settled · Earned automatically, no opt-in · Subject to fair usage caps on eligible payment amount per transaction/month/yearShow source

Cashback conditions: Earned only once an eligible transaction has settled · Earned automatically, no opt-in · Subject to fair usage caps on eligible payment amount per transaction/month/year

Source states (paraphrased): Cashback is earned only once an eligible transaction has settled

Source: Cashback Terms and Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Minimum transaction amount of $30 · Credited in USDC at the end of each billing cycleShow source

Cashback conditions: Minimum transaction amount of $30 · Credited in USDC at the end of each billing cycle

Source states (paraphrased): Cashback requires a minimum transaction amount of $30.

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Staking / holding required for top rewards

No*Show source

Staking / holding required for top rewards: No

No staking and no subscription required

Source states (paraphrased): Bleap requires no staking and no subscription to earn up to 20% cashback.

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

No staking and no subscription required

No data yet

Reward exclusions

Money transfers · Financial services · Gambling · Tax payments · Gift cards and cash-like transactions · Utilities · Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)Show source

Reward exclusions: Money transfers · Financial services · Gambling · Tax payments · Gift cards and cash-like transactions · Utilities · Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)

Source states (paraphrased): Excluded transactions include, but are not limited to, money transfers, financial services, gambling, tax payments

Source: Cashback Terms and Conditions

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

In-store purchases (incl. tap-to-pay) at EU and UK merchants · Excluded merchant category codes listed in the cashback termsShow source

Reward exclusions: In-store purchases (incl. tap-to-pay) at EU and UK merchants · Excluded merchant category codes listed in the cashback terms

Source states (paraphrased): cashback does not apply to in-store purchases at EU and UK merchants.

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Credit & financing

Credit line

NoShow source

Credit line: No

Source states (paraphrased): The Card is not a credit facility.

Source: Bleap Cardholder Terms (EEA)

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

NoShow source

Credit line: No

Source states (paraphrased): USDC goes in first, Visa handles the payment, and no credit line is created.

Source: Is Tangem Pay a Credit Card or a Debit Card?

Official announcement (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Credit type

NoneShow source

Credit type: None

Source states (paraphrased): The Card is not a credit facility.

Source: Bleap Cardholder Terms (EEA)

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

NoneShow source

Credit type: None

Source states (paraphrased): USDC goes in first, Visa handles the payment, and no credit line is created.

Source: Is Tangem Pay a Credit Card or a Debit Card?

Official announcement (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Spend own balance directly

YesShow source

Spend own balance directly: Yes

Source states (paraphrased): Card spending draws directly from your non-custodial Wallet via Direct Debit for settlement.

Source: Bleap Cardholder Terms (EEA)

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

No data yet

Availability

Available in

EEA, Switzerland*Show source

Available in: EEA, Switzerland

Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence

Source states (paraphrased): currently the EEA and Switzerland, subject to exclusions and sanctions lists

Source: Bleap Cardholder Terms (EEA)

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence

United States*Show source

Available in: United States

Not all US states; plus select countries in LATAM, APAC, MEA and Africa (no list published on the page)

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Not all US states; plus select countries in LATAM, APAC, MEA and Africa (no list published on the page)

Account / spend currencies

No data yet
USDShow source

Account / spend currencies: USD

Source states (paraphrased): The card currency is USD

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Own IBAN / bank details

No data yet
Yes*Show source

Own IBAN / bank details: Yes

US routing and account number (ACH/FedWire), not an IBAN

Source states (paraphrased): Your Tangem Pay account has its own routing number and account number.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

US routing and account number (ACH/FedWire), not an IBAN

Features

Apple Pay

YesShow source

Apple Pay: Yes

Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%

YesShow source

Apple Pay: Yes

Source states (paraphrased): add your card to Apple Pay or Google Pay

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Google Pay

YesShow source

Google Pay: Yes

Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%

YesShow source

Google Pay: Yes

Source states (paraphrased): add your card to Apple Pay or Google Pay

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Physical card

Yes*Show source

Physical card: Yes

Ships separately

Source states (paraphrased): use online immediately, while your physical card ships separately.

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Ships separately

Yes*Show source

Physical card: Yes

Page elsewhere mentions up to three virtual cards

Source states (paraphrased): you can open up to five virtual and plastic Visa cards

Source: Help center | What is Tangem Pay

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%

Page elsewhere mentions up to three virtual cards

Virtual card

Yes*Show source

Virtual card: Yes

Issued instantly in-app

Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Issued instantly in-app

YesShow source

Virtual card: Yes

Source states (paraphrased): You receive a virtual Visa card.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%

ATM withdrawals

Yes*Show source

ATM withdrawals: Yes

Free up to €400 per month

Source states (paraphrased): free ATM withdrawals up to €400 per month

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Free up to €400 per month

Yes*Show source

ATM withdrawals: Yes

Contactless ATMs only, via Apple Pay or Google Pay

Source states (paraphrased): You can withdraw cash at any contactless ATM.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Contactless ATMs only, via Apple Pay or Google Pay

Spend stablecoins

YesShow source

Spend stablecoins: Yes

Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

YesShow source

Spend stablecoins: Yes

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Airport lounge access

No data yet
No*Show source

Airport lounge access: No

Basic (free) has no free visits (paid); Plus 2 and Prestige 8 free visits/year, marked coming soon. Only Plus and Prestige tiers.

Source states (paraphrased): Enjoy complimentary access to airport lounges worldwide with included Priority Pass/Dragon Pass visits.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Basic (free) has no free visits (paid); Plus 2 and Prestige 8 free visits/year, marked coming soon. Only Plus and Prestige tiers.

Travel / rental car insurance

No data yet
No*Show source

Travel / rental car insurance: No

Auto rental insurance only on Plus and Prestige; Basic is 'Not Insured'.

Source states (paraphrased): Coverage for accidental damage when you pay for your rental car with your card.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Auto rental insurance only on Plus and Prestige; Basic is 'Not Insured'.

Purchase protection

No data yet
No*Show source

Purchase protection: No

Purchase protection and extended warranty only on Plus and Prestige; Basic is 'No'.

Source states (paraphrased): Coverage against theft or accidental damage on eligible purchases.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Purchase protection and extended warranty only on Plus and Prestige; Basic is 'No'.

Spendable assets

No data yet
USDC · USDTShow source

Spendable assets: USDC · USDT

Source states (paraphrased): Send USDC or USDT on Polygon, Base, BNB Smart Chain, or Arbitrum to your Tangem Pay deposit address.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Blockchains

Solana · Arbitrum*Show source

Blockchains: Solana · Arbitrum

Supported networks 'including' these (list not exhaustive)

Source states (paraphrased): supporting spending across networks including Solana and Arbitrum

Source: Best Crypto Debit Cards in 2026

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Supported networks 'including' these (list not exhaustive)

Polygon · Base · BNB Smart Chain · ArbitrumShow source

Blockchains: Polygon · Base · BNB Smart Chain · Arbitrum

Source states (paraphrased): Send USDC or USDT on Polygon, Base, BNB Smart Chain, or Arbitrum to your Tangem Pay deposit address.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Limits

ATM limit

No data yet
$250*Show source

ATM limit: $250

Per transaction; up to 3 withdrawals per 24 hours

Source states (paraphrased): Your maximum withdrawal is $250 per transaction.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Per transaction; up to 3 withdrawals per 24 hours

Spending limit

No data yet
$10,000*Show source

Spending limit: $10,000

Per day, Basic tier; Plus $50,000, Prestige $100,000

Source states (paraphrased): $10,000 daily spending limit

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Per day, Basic tier; Plus $50,000, Prestige $100,000

Security & custody

Regulation / licences

Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of CyprusShow source

Regulation / licences: Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of Cyprus

Source states (paraphrased): licensed and regulated by the Central Bank of Cyprus as an Electronic Money Institution

Source: Bleap Cardholder Terms (EEA)

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

No data yet

Annual cost at 1,500 EUR/month

Bleap

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+180 EUR
  • Net annual value180 EUR

Tangem Pay

  • Annual & monthly fees+0 EUR
  • FX costs−54 EUR
  • Crypto conversion–
  • ATM costs−48 EUR
  • Cashback+180 EUR
  • Net annual value78 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers