Verdict
- Bleap scores higher overall (8.3 vs 6.1 out of 10).
- Bleap is clearly stronger on: Fees, Cashback & rewards, Availability, Custody & security, Limits & ATM.
- For 1,500 EUR/month of spend, Bleap comes out about 200 EUR a year ahead on base-tier terms.
Bleap is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Frequent travellers
Stronger on: Fees, Cashback & rewards, Availability, Custody & security, Limits & ATM
N26 is a good fit for
- Frequent travellers
Score by criterion
| Criterion | Bleap | N26 |
|---|---|---|
| Fees | 100 | 82 |
| Cashback & rewards | 56 | 4 |
| Availability | 100 | 70 |
| FX & international | 100 | 100 |
| Product features | 70 | 70 |
| Custody & security | 95 | 75 |
| Credit & financing | 30 | 30 |
| Limits & ATM | 100 | 66 |
| Transparency | 86 | 79 |
| Best for Cashback | 7.5 | 4.1 |
| Best for Travel | 9.2 | 7.6 |
| Best for Self-Custody | 8.7 | n/a |
| Best for DeFi Users | 7.5 | n/a |
| Best for Stablecoins | 8.6 | n/a |
| Best for High Spenders | 7.3 | 4.6 |
| Best for Low Fees | 9.8 | 8.4 |
| Best for Beginners | 8.5 | 6.8 |
| Best E-Money Card | n/a | 8.1 |
Product
Product status
ActiveShow source
Product status: Active
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
ActiveShow source
Product status: Active
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Card type
Debit cardShow source
Card type: Debit card
Source states (paraphrased): Self-custodial debit cards like Bleap add full control of funds.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Debit cardShow source
Card type: Debit card
Source states (paraphrased): Free virtual debit card
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Network
MastercardShow source
Network: Mastercard
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
MastercardShow source
Network: Mastercard
Source states (paraphrased): qualifying transactions made with your N26 Mastercard
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Custody model
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): Described as a self-custodial Mastercard.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Custodial*Show source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
Card issuer / program manager
Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)Show source
Card issuer / program manager: Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)
Source states (paraphrased): Cards and e-money services are provided and issued by Unlimit EU Ltd
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Tiers / plans
Standard · Smart · Go · MetalShow source
Tiers / plans: Standard · Smart · Go · Metal
Source states (paraphrased): N26 Smart and N26 Go customers can choose from one of five card colors.
Source: What's the difference between debit vs. credit cards?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Fees
Annual fee
Free*Show source
Annual fee: Free
From the comparison table
Source states (paraphrased): | Bleap | Up to 20% (USDC) | €0 | 0%
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
From the comparison table
Monthly fee
FreeShow source
Monthly fee: Free
Source states (paraphrased): No subscription, no card issuance fee.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Free*Show source
Monthly fee: Free
Standard account
Source: Bank for free with an N26 account (Belgium)
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Standard account
Physical card fee
FreeShow source
Physical card fee: Free
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
€10*Show source
Physical card fee: €10
Standard plan; included in Smart, Go and Metal
Source states (paraphrased): Physical card €10
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Standard plan; included in Smart, Go and Metal
Virtual card fee
Free*Show source
Virtual card fee: Free
First virtual card free on Standard
Source states (paraphrased): Free virtual debit card
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
First virtual card free on Standard
FX fee
0%Show source
FX fee: 0%
Source states (paraphrased): 0% FX fee on every purchase.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
0%*Show source
FX fee: 0%
Page lists worldwide card payments as free on all plans; exchange rate not stated on this page
Source states (paraphrased): Worldwide card payments Free
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Page lists worldwide card payments as free on all plans; exchange rate not stated on this page
Crypto conversion fee
1.5%*Show source
Crypto conversion fee: 1.5%
N26 Crypto (Bitpanda) trading fee for Bitcoin; 2.5% for other coins, 3.5% for low-liquidity coins; N26 Metal 0.5% discount up to €5,000 order volume per month
Source states (paraphrased): Trades are subject to a transaction fee of 1.5% for Bitcoin and 2.5% for all other coins
Source: N26 Crypto: conveniently trade over 400 cryptocurrencies
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
N26 Crypto (Bitpanda) trading fee for Bitcoin; 2.5% for other coins, 3.5% for low-liquidity coins; N26 Metal 0.5% discount up to €5,000 order volume per month
ATM fee
Free*Show source
ATM fee: Free
Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply
Source states (paraphrased): Free withdrawals worldwide. Use ATMs at home or abroad without any fees.
Source: Free Crypto Card: 20% Cashback, No FX Fees, Non-Custodial
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply
1.7%*Show source
ATM fee: 1.7%
Withdrawals outside the eurozone on Standard and Smart; free on Go and Metal. Euro withdrawals: 2 free per month on Standard (3 Smart, 5 Go, 8 Metal); fee beyond the quota not stated on this page
Source states (paraphrased): ATM withdrawals outside the eurozone 1.7% fee
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Withdrawals outside the eurozone on Standard and Smart; free on Go and Metal. Euro withdrawals: 2 free per month on Standard (3 Smart, 5 Go, 8 Metal); fee beyond the quota not stated on this page
Free ATM allowance
€400/month*Show source
Free ATM allowance: €400/month
Per month; page says the limit is increasing soon
Source states (paraphrased): Bleap offers free ATM withdrawals up to €400 per month, with the limit increasing soon.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Per month; page says the limit is increasing soon
Other fees & markups
N26 Standard: one-off fee covering delivery of a physical debit card (amount not stated)Show source
Other fees & markups: N26 Standard: one-off fee covering delivery of a physical debit card (amount not stated)
Source states (paraphrased): N26 Standard account holders can get a debit card paired with their N26 account against a one-off fee covering the delivery.
Source: What's the difference between debit vs. credit cards?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Cashback & rewards
Base cashback
1%*Show source
Base cashback: 1%
Default rate on all eligible purchases; higher category/merchant rates apply
Source states (paraphrased): Default Cashback | ALL | 1%
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Default rate on all eligible purchases; higher category/merchant rates apply
0%*Show source
Base cashback: 0%
Standard: no cashback; Go and Metal get 1% travel cashback
Source states (paraphrased): Reise-Cashback 1 | 1 % | 1 % (only Go and Metal columns)
Source: https://n26.com/de-at/konten-vergleichen
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Standard: no cashback; Go and Metal get 1% travel cashback
Max cashback
20%*Show source
Max cashback: 20%
Up to; eligible purchases only — conditions not specified
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Up to; eligible purchases only — conditions not specified
1%*Show source
Max cashback: 1%
Travel cashback on Go (9.90 €/month) and Metal (16.90 €/month) only
Source states (paraphrased): Alle Smart Features und Gratisabhebungen außerhalb der Eurozone 1 % Cashback auf Reisen
Source: https://n26.com/de-at/konten-vergleichen
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Travel cashback on Go (9.90 €/month) and Metal (16.90 €/month) only
Cashback paid in
USDCShow source
Cashback paid in: USDC
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Cashback type
StablecoinShow source
Cashback type: Stablecoin
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Interest on balance
4%*Show source
Interest on balance: 4%
USD balances via Bleap savings feature, variable; homepage separately advertises up to 8% APY saving plans (plan/lock-up conditions not stated on fetched page)
Source states (paraphrased): Bleap offers a savings feature paying up to 4% APY on USD balances.
Source: https://www.bleap.finance
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
USD balances via Bleap savings feature, variable; homepage separately advertises up to 8% APY saving plans (plan/lock-up conditions not stated on fetched page)
0.3%*Show source
Interest on balance: 0.3%
Tagesgeld (savings) on Standard, variable; Go 0.50%, Metal 1.50% p.a.
Source states (paraphrased): Tagesgeldzinsen 2 | 0,30 % p.a. | 0,30 % p.a. | 0,50 % p.a. | 1,5 % p.a.
Source: https://n26.com/de-at/konten-vergleichen
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Tagesgeld (savings) on Standard, variable; Go 0.50%, Metal 1.50% p.a.
Cashback-eligible spend cap
€3,000/month*Show source
Cashback-eligible spend cap: €3,000/month
Default 1% category: max eligible payment 3000€ per month and 500€ per transaction; category caps differ
Source states (paraphrased): Limit per month - 3000€ ($3600)
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Default 1% category: max eligible payment 3000€ per month and 500€ per transaction; category caps differ
Cashback conditions
Earned only once an eligible transaction has settled · Earned automatically, no opt-in · Subject to fair usage caps on eligible payment amount per transaction/month/yearShow source
Cashback conditions: Earned only once an eligible transaction has settled · Earned automatically, no opt-in · Subject to fair usage caps on eligible payment amount per transaction/month/year
Source states (paraphrased): Cashback is earned only once an eligible transaction has settled
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Staking / holding required for top rewards
No*Show source
Staking / holding required for top rewards: No
No staking and no subscription required
Source states (paraphrased): Bleap requires no staking and no subscription to earn up to 20% cashback.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
No staking and no subscription required
Reward exclusions
Money transfers · Financial services · Gambling · Tax payments · Gift cards and cash-like transactions · Utilities · Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)Show source
Reward exclusions: Money transfers · Financial services · Gambling · Tax payments · Gift cards and cash-like transactions · Utilities · Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)
Source states (paraphrased): Excluded transactions include, but are not limited to, money transfers, financial services, gambling, tax payments
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Credit & financing
Credit line
NoShow source
Credit line: No
Source states (paraphrased): The Card is not a credit facility.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
NoShow source
Credit line: No
Source states (paraphrased): Credit cards are not currently offered.
Source: What's the difference between debit vs. credit cards?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Credit type
NoneShow source
Credit type: None
Source states (paraphrased): The Card is not a credit facility.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
NoneShow source
Credit type: None
Source states (paraphrased): Credit cards are not currently offered.
Source: What's the difference between debit vs. credit cards?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Spend own balance directly
YesShow source
Spend own balance directly: Yes
Source states (paraphrased): Card spending draws directly from your non-custodial Wallet via Direct Debit for settlement.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Availability
Available in
EEA, Switzerland*Show source
Available in: EEA, Switzerland
Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence
Source states (paraphrased): currently the EEA and Switzerland, subject to exclusions and sanctions lists
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence
Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovenia, Spain, Sweden, Switzerland*Show source
Available in: Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovenia, Spain, Sweden, Switzerland
21 countries listed: Austria, Belgium, Denmark, Estonia, Finland, France (not DOM/TOM), Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovenia, Spain, Sweden, Switzerland; residency and requirements apply
Source states (paraphrased): We offer our accounts in the following countries: Austria, Belgium, Denmark, Estonia, Finland, France (not available for residents in the DOM/TOM)
Source: Availability across Countries
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
21 countries listed: Austria, Belgium, Denmark, Estonia, Finland, France (not DOM/TOM), Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovenia, Spain, Sweden, Switzerland; residency and requirements apply
Own IBAN / bank details
YesShow source
Own IBAN / bank details: Yes
Source states (paraphrased): Give your N26 account IBAN to your employer
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
YesShow source
Apple Pay: Yes
Source states (paraphrased): Add it to Google Pay, Samsung Pay or Apple Pay
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
YesShow source
Google Pay: Yes
Source states (paraphrased): Add it to Google Pay, Samsung Pay or Apple Pay
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Physical card
Yes*Show source
Physical card: Yes
Ships separately
Source states (paraphrased): use online immediately, while your physical card ships separately.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Ships separately
YesShow source
Physical card: Yes
Source states (paraphrased): If you ordered a physical debit card, this will arrive via post.
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Virtual card
Yes*Show source
Virtual card: Yes
Issued instantly in-app
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Issued instantly in-app
YesShow source
Virtual card: Yes
Source states (paraphrased): Free virtual debit card
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
ATM withdrawals
Yes*Show source
ATM withdrawals: Yes
Free up to €400 per month
Source states (paraphrased): free ATM withdrawals up to €400 per month
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Free up to €400 per month
YesShow source
ATM withdrawals: Yes
Source states (paraphrased): 2 free ATM withdrawals in euros
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Airport lounge access
No*Show source
Airport lounge access: No
Standard: 33 € per visit; Go first visit 15 €, Metal first visit per year free
Source states (paraphrased): Zugang zu Flughafenlounges 6 | 33 € pro Besuch | 33 € pro Besuch | Erster Besuch pro Jahr 15 €, danach 30 €
Source: https://n26.com/de-at/konten-vergleichen
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Standard: 33 € per visit; Go first visit 15 €, Metal first visit per year free
Travel / rental car insurance
No*Show source
Travel / rental car insurance: No
Only Go and Metal plans (not Standard)
Source states (paraphrased): Up to €2,000
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Only Go and Metal plans (not Standard)
Purchase protection
No*Show source
Purchase protection: No
Only Metal plan
Source states (paraphrased): Purchase protection8 Up to €2,500 per claim
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Only Metal plan
Blockchains
Solana · Arbitrum*Show source
Blockchains: Solana · Arbitrum
Supported networks 'including' these (list not exhaustive)
Source states (paraphrased): supporting spending across networks including Solana and Arbitrum
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Supported networks 'including' these (list not exhaustive)
Security & custody
Regulation / licences
Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of CyprusShow source
Regulation / licences: Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of Cyprus
Source states (paraphrased): licensed and regulated by the Central Bank of Cyprus as an Electronic Money Institution
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
German full banking licence (BaFin)Show source
Regulation / licences: German full banking licence (BaFin)
Source states (paraphrased): N26 has been granted a full German banking license from BaFin.
Source: Bank for free with an N26 account (Belgium)
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Deposit protection
Yes*Show source
Deposit protection: Yes
Up to €100,000
Source states (paraphrased): protected up to €100,000 by the German Deposit Guarantee Scheme
Source: Bank for free with an N26 account (Belgium)
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Up to €100,000
Annual cost at 1,500 EUR/month
Bleap
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+180 EUR
- Net annual value180 EUR
N26
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs−20 EUR
- Cashback+0 EUR
- Net annual value-20 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers