Bleap
Self-custodial Mastercard spending USDC, with no subscription and cashback paid in USDC. Available in the EEA, expanding into Latin America.
Base cashback
1%*Show source
Base cashback: 1%
Default rate on all eligible purchases; higher category/merchant rates apply
Source states (paraphrased): Default Cashback | ALL | 1%
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Max cashback
20%*Show source
Max cashback: 20%
Up to; eligible purchases only — conditions not specified
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Base fee
Free*Show source
Annual fee: Free
From the comparison table
Source states (paraphrased): | Bleap | Up to 20% (USDC) | €0 | 0%
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
FX fee
0%Show source
FX fee: 0%
Source states (paraphrased): 0% FX fee on every purchase.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
ATM fee
Free*Show source
ATM fee: Free
Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply
Source states (paraphrased): Free withdrawals worldwide. Use ATMs at home or abroad without any fees.
Source: Free Crypto Card: 20% Cashback, No FX Fees, Non-Custodial
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Card fee
FreeShow source
Physical card fee: Free
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
Credit line
NoShow source
Credit line: No
Source states (paraphrased): The Card is not a credit facility.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Staking needed
No*Show source
Staking / holding required for top rewards: No
No staking and no subscription required
Source states (paraphrased): Bleap requires no staking and no subscription to earn up to 20% cashback.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No annual or monthly fee on the base tier
- No FX markup from the issuer
- 1% base cashback in USDC
- Self-custody: funds stay in your own wallet
- Apple Pay and Google Pay
- Spends stablecoins directly
- Free ATM withdrawals up to €400/month
Cons
- Top rate of 20% only with conditions — Up to; eligible purchases only — conditions not specified
Good for
- People who want to keep control of their keys
- Stablecoin holders
- Frequent travellers
Not for
Not enough data to say.
Risks to understand
- Stablecoins can de-peg and are not covered by deposit protection.
- Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
- Smart-contract and bridge risk applies to on-chain balances.
All details
Fees6/15
- Annual fee
Free*Show source
Annual fee: Free
From the comparison table
Source states (paraphrased): | Bleap | Up to 20% (USDC) | €0 | 0%
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
From the comparison table
- Monthly fee
FreeShow source
Monthly fee: Free
Source states (paraphrased): No subscription, no card issuance fee.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- Physical card fee
FreeShow source
Physical card fee: Free
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
- FX fee
0%Show source
FX fee: 0%
Source states (paraphrased): 0% FX fee on every purchase.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
- ATM fee
Free*Show source
ATM fee: Free
Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply
Source states (paraphrased): Free withdrawals worldwide. Use ATMs at home or abroad without any fees.
Source: Free Crypto Card: 20% Cashback, No FX Fees, Non-Custodial
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Free ATM withdrawals worldwide up to EUR 400 per month (cap per FAQ); ATM operator surcharges may apply
- Free ATM allowance
€400/month*Show source
Free ATM allowance: €400/month
Per month; page says the limit is increasing soon
Source states (paraphrased): Bleap offers free ATM withdrawals up to €400 per month, with the limit increasing soon.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Per month; page says the limit is increasing soon
Not yet researched: Virtual card fee, Replacement fee, Crypto conversion fee, Top-up fee, Crypto withdrawal fee, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards9/14
- Base cashback
1%*Show source
Base cashback: 1%
Default rate on all eligible purchases; higher category/merchant rates apply
Source states (paraphrased): Default Cashback | ALL | 1%
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Default rate on all eligible purchases; higher category/merchant rates apply
- Max cashback
20%*Show source
Max cashback: 20%
Up to; eligible purchases only — conditions not specified
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Up to; eligible purchases only — conditions not specified
- Cashback paid in
USDCShow source
Cashback paid in: USDC
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
- Cashback type
StablecoinShow source
Cashback type: Stablecoin
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
- Interest on balance
4%*Show source
Interest on balance: 4%
USD balances via Bleap savings feature, variable; homepage separately advertises up to 8% APY saving plans (plan/lock-up conditions not stated on fetched page)
Source states (paraphrased): Bleap offers a savings feature paying up to 4% APY on USD balances.
Source: https://www.bleap.finance
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
USD balances via Bleap savings feature, variable; homepage separately advertises up to 8% APY saving plans (plan/lock-up conditions not stated on fetched page)
- Cashback-eligible spend cap
€3,000/month*Show source
Cashback-eligible spend cap: €3,000/month
Default 1% category: max eligible payment 3000€ per month and 500€ per transaction; category caps differ
Source states (paraphrased): Limit per month - 3000€ ($3600)
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Default 1% category: max eligible payment 3000€ per month and 500€ per transaction; category caps differ
- Cashback conditions
Earned only once an eligible transaction has settled · Earned automatically, no opt-in · Subject to fair usage caps on eligible payment amount per transaction/month/yearShow source
Cashback conditions: Earned only once an eligible transaction has settled · Earned automatically, no opt-in · Subject to fair usage caps on eligible payment amount per transaction/month/year
Source states (paraphrased): Cashback is earned only once an eligible transaction has settled
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
- Staking / holding required for top rewards
No*Show source
Staking / holding required for top rewards: No
No staking and no subscription required
Source states (paraphrased): Bleap requires no staking and no subscription to earn up to 20% cashback.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
No staking and no subscription required
- Reward exclusions
Money transfers · Financial services · Gambling · Tax payments · Gift cards and cash-like transactions · Utilities · Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)Show source
Reward exclusions: Money transfers · Financial services · Gambling · Tax payments · Gift cards and cash-like transactions · Utilities · Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)
Source states (paraphrased): Excluded transactions include, but are not limited to, money transfers, financial services, gambling, tax payments
Source: Cashback Terms and Conditions
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Not yet researched: Max cashback per month, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting.
Credit & financing3/11
- Credit line
NoShow source
Credit line: No
Source states (paraphrased): The Card is not a credit facility.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
- Credit type
NoneShow source
Credit type: None
Source states (paraphrased): The Card is not a credit facility.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
- Spend own balance directly
YesShow source
Spend own balance directly: Yes
Source states (paraphrased): Card spending draws directly from your non-custodial Wallet via Direct Debit for settlement.
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Not yet researched: Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend by borrowing against collateral.
Supported countries & currencies1/4
- Available in
EEA, Switzerland*Show source
Available in: EEA, Switzerland
Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence
Source states (paraphrased): currently the EEA and Switzerland, subject to exclusions and sanctions lists
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence
Not yet researched: Not available in, Account / spend currencies, Own IBAN / bank details.
Features, wallets & supported assets7/11
- Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
- Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
- Physical card
Yes*Show source
Physical card: Yes
Ships separately
Source states (paraphrased): use online immediately, while your physical card ships separately.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Ships separately
- Virtual card
Yes*Show source
Virtual card: Yes
Issued instantly in-app
Source states (paraphrased): Most issuers, including Bleap, generate a virtual crypto card instantly in-app that you can add to Apple Pay or Google Pay
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Issued instantly in-app
- ATM withdrawals
Yes*Show source
ATM withdrawals: Yes
Free up to €400 per month
Source states (paraphrased): free ATM withdrawals up to €400 per month
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Free up to €400 per month
- Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- Blockchains
Solana · Arbitrum*Show source
Blockchains: Solana · Arbitrum
Supported networks 'including' these (list not exhaustive)
Source states (paraphrased): supporting spending across networks including Solana and Arbitrum
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Supported networks 'including' these (list not exhaustive)
Not yet researched: Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets.
Security & custody1/3
- Regulation / licences
Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of CyprusShow source
Regulation / licences: Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of Cyprus
Source states (paraphrased): licensed and regulated by the Central Bank of Cyprus as an Electronic Money Institution
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Not yet researched: Deposit protection, Smart-contract risk.
Limits0/2
No limits data published or researched yet.
Product5/7
- Product status
ActiveShow source
Product status: Active
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- Card type
Debit cardShow source
Card type: Debit card
Source states (paraphrased): Self-custodial debit cards like Bleap add full control of funds.
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
- Network
MastercardShow source
Network: Mastercard
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
- Custody model
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): Described as a self-custodial Mastercard.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
- Card issuer / program manager
Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)Show source
Card issuer / program manager: Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)
Source states (paraphrased): Cards and e-money services are provided and issued by Unlimit EU Ltd
Source: Bleap Cardholder Terms (EEA)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Not yet researched: Launch date, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €0/year | 20% | 100 |
Cashback & rewards Interest on balance 4% (variable) | 20% | 56 |
Availability 31 of 60 tracked countries | 15% | 100 |
FX & international FX fee 0% | 10% | 100 |
Product features 6 of 6 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security Custody model: self custody · Regulated / protected (+15) | 10% | 95 |
Credit & financing No credit line | 5% | 30 |
Limits & ATM ATM cost on €200 ≈ 0.0% · Free ATM allowance ≈ €400/month | 5% | 100 |
Transparency 8 of 8 checked key terms disclosed · 2 contradiction(s) between official sources | 5% | 86 |
Data coverage 100%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does Bleap have an annual or monthly fee?
Base tier: Free (From the comparison table). Source: Best Crypto Debit Cards in 2026.
What is the FX fee of Bleap?
0%. Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared.
How much cashback does Bleap pay?
Base rate: 1% (Default rate on all eligible purchases; higher category/merchant rates apply). Highest advertised rate: 20% (Up to; eligible purchases only — conditions not specified). Paid in USDC.
Is Bleap a credit card?
No. It is a debit card; you spend your own balance.
Where is Bleap available?
EEA, Switzerland (Card not issued to holders of certain nationalities (incl. US, Turkey, UAE) regardless of residence).
Is Bleap self-custodial?
Self-custody.
Does Bleap work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history34 entries
- ATM fee not disclosed → {"fixed":{"amount":0,"currency":"EUR"}} · 24 October 2026 · approved
- Interest on balance not disclosed → 4 · 24 October 2026 · approved
- Regulation / licences ["MiCA-compliant"] → ["Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of Cyprus"] · 24 October 2026 · approved
- Spend own balance directly not disclosed → true · 24 October 2026 · approved
- Credit type not disclosed → "none" · 24 October 2026 · approved
- Credit line not disclosed → false · 24 October 2026 · approved
- Available in ["EEA"] → ["EEA","CH"] · 24 October 2026 · approved
- Card issuer / program manager not disclosed → "Unlimit EU Ltd (programme: Bleap Finance Sp. z o.o.)" · 24 October 2026 · approved
- Reward exclusions not disclosed → ["Money transfers","Financial services","Gambling","Tax payments","Gift cards and cash-like transactions","Utilities","Excluded MCCs (e.g. 6010, 6011, 4900, 5734, 7372)"] · 24 October 2026 · approved
- Cashback conditions not disclosed → ["Earned only once an eligible transaction has settled","Earned automatically, no opt-in","Subject to fair usage caps on eligible payment amount per transaction/month/year"] · 24 October 2026 · approved
- Cashback-eligible spend cap not disclosed → {"amount":3000,"currency":"EUR"} · 24 October 2026 · approved
- Base cashback not disclosed → 1 · 24 October 2026 · approved
- Regulation / licences not disclosed → ["MiCA-compliant"] · 23 October 2026 · approved
- Blockchains not disclosed → ["Solana","Arbitrum"] · 23 October 2026 · approved
- ATM withdrawals not disclosed → true · 23 October 2026 · approved
- Physical card not disclosed → true · 23 October 2026 · approved
- Google Pay not disclosed → true · 23 October 2026 · approved
- Apple Pay not disclosed → true · 23 October 2026 · approved
- Virtual card not disclosed → true · 23 October 2026 · approved
- Staking / holding required for top rewards not disclosed → false · 23 October 2026 · approved
- Free ATM allowance not disclosed → {"amount":400,"currency":"EUR"} · 23 October 2026 · approved
- Annual fee not disclosed → {"amount":0,"currency":"EUR"} · 23 October 2026 · approved
- Card type not disclosed → ["debit"] · 23 October 2026 · approved
- FX fee recorded · 22 October 2026 · auto-approved
- Physical card fee recorded · 22 October 2026 · auto-approved