Ranking
Best crypto cards in Europe
Cards that the issuer lists as available in at least 20 EEA countries, ranked by overall score.
Currently ranked first: Bleap with 8.3/10 (overall weighting). 12 cards qualify. Rankings update automatically when verified data changes — last rendered 24 October 2026.
★ Our pickEditorial choice · score unchanged
- Cashback
- 3%*
- Fee
- Free*
- FX fee
- 1.5%*
No annual or monthly fee on the base tier
3% base cashback in ETHFI
FX fee up to 1.5%
Top rate of 4% only with conditions — VIP membership, on the first $50,000 of card spend per month
- Cashback
- 1%*
- Fee
- Free*
- FX fee
- 0%
No annual or monthly fee on the base tier
No FX markup from the issuer
Top rate of 20% only with conditions — Up to; eligible purchases only — conditions not specified
- Cashback
- 5%*
- Fee
- Free*
- FX fee
- 1.5%*
No annual or monthly fee on the base tier
5% base cashback in USDC (EEA residents) / USDT (outside EEA)
FX fee up to 1.5%
Top rate of 10% only with conditions — Up to
- Cashback
- 2%*
- Fee
- Free
- FX fee
- 0%*
No annual or monthly fee on the base tier
No FX markup from the issuer
Top rate of 10% only with conditions — VIP 4+ on OKX, capped at €1,000/month
No physical card
- Cashback
- 1%*
- Fee
- Free*
- FX fee
- 0%*
No annual or monthly fee on the base tier
No FX markup from the issuer
Top rate of 3% only with conditions — Metal tier ($199/yr), first $10,000 spent per year, then 1%
ATM fee 2%
- Cashback
- 1%*
- Fee
- Free*
- FX fee
- 0.5%*
No annual or monthly fee on the base tier
Low FX fee (0.5%)
Top rate of 10% only with conditions — Up to; marketing claim, tier based on total Bybit portfolio value
- Cashback
- 2%*
- Fee
- Free
- FX fee
- No data yet
No annual or monthly fee on the base tier
2% base cashback in BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500) or USDC (user's choice)
Top rate of 3% only with conditions — New users or after reaching the monthly spending threshold
- Cashback
- 0%*
- Fee
- Free*
- FX fee
- 0%*
No annual or monthly fee on the base tier
No FX markup from the issuer
- Cashback
- 1%*
- Fee
- Free
- FX fee
- 0%*
No annual or monthly fee on the base tier
No FX markup from the issuer
ATM fee 2% (min. €2)
- Cashback
- 0.5%*
- Fee
- Free
- FX fee
- 2%*
No annual or monthly fee on the base tier
Apple Pay and Google Pay
FX fee up to 2%
Top rate of 2% only with conditions — Up to; Credit Mode only, depends on loyalty tier
- Cashback
- 0%*
- Fee
- Free*
- FX fee
- No data yet
No annual or monthly fee on the base tier
Apple Pay and Google Pay
Top rate of 4.5% only with conditions — Highest tier; monthly caps apply by tier
Higher rewards require staking or holding CRO
- Cashback
- 1%*
- Fee
- No data yet
- FX fee
- No data yet
1% base cashback in BTC, USDT or BXX
Apple Pay and Google Pay
Top rate of 2% only with conditions — If cashback is paid in BXX (Baanx token)
Collateral can be liquidated if prices fall
