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Bybit Card

by Bybit

Crypto nativeDebit cardMastercard
Initial research 22 October 2026 · not yet verified
6.6
Provisional

Mastercard debit card from the Bybit exchange that converts crypto at the point of sale. Mainly offered in the EEA; not available to US residents.

Cashback6.1Travel7.2DeFi users5.3High spenders5.8Low fees7.6Beginners6.8

Key stats

Base cashback
1%*Show source

Base cashback: 1%

Non-VIP users, no monthly cap

Source states (paraphrased): Non-VIP users earn 1% flat cashback on all eligible transactions, no monthly cap.

Source: How to get started with Bybit Card on Bybit EU

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Max cashback
10%*Show source

Max cashback: 10%

Up to; marketing claim, tier based on total Bybit portfolio value

Source: Bybit Card Countries: Availability 2026

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 40%

Base fee
No data yet
FX fee
0.5%*Show source

FX fee: 0.5%

Marketing pages claim 0%

Source states (paraphrased): Foreign exchange fees of 0.5%.

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

ATM fee
2% (min. $1)*Show source

ATM fee: 2% (min. $1)

On monthly withdrawals above €100 (EEA)

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card fee
€5*Show source

Physical card fee: €5

Issuance fee, payable in EUR or USDT

Source states (paraphrased): 5 EUR/USDT issuance fee for the Bybit Physical Card.

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit line
NoShow source

Credit line: No

Source: Bybit Crypto Debit Card: How It Works

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Staking for top rewards
No*Show source

Staking / holding required for top rewards: No

Tiers depend on portfolio value instead

Source states (paraphrased): Cashback tiers based on total Bybit portfolio value with no staking or lock-up requirement.

Source: Bybit Card Countries: Availability 2026

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Tap a value for its source, retrieval date and confidence. * = conditions apply.

Pros

  • Low FX fee (0.5%)
  • 1% base cashback
  • Free ATM withdrawals up to €100/month

Cons

  • Top rate of 10% only with conditions — Up to; marketing claim, tier based on total Bybit portfolio value

Who is it for?

  • Frequent travellers

Who should avoid it?

Not enough data to say.

Fees

Physical card fee
€5*Show source

Physical card fee: €5

Issuance fee, payable in EUR or USDT

Source states (paraphrased): 5 EUR/USDT issuance fee for the Bybit Physical Card.

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Issuance fee, payable in EUR or USDT

FX fee
0.5%*Show source

FX fee: 0.5%

Marketing pages claim 0%

Source states (paraphrased): Foreign exchange fees of 0.5%.

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Marketing pages claim 0%

Crypto conversion fee
0.9%*Show source

Crypto conversion fee: 0.9%

On top of the spot rate

Source states (paraphrased): Crypto conversion fee of 0.9% on top of the spot rate.

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

On top of the spot rate

ATM fee
2% (min. $1)*Show source

ATM fee: 2% (min. $1)

On monthly withdrawals above €100 (EEA)

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

On monthly withdrawals above €100 (EEA)

Free ATM allowance
€100/month*Show source

Free ATM allowance: €100/month

EEA

Source states (paraphrased): 2% ATM fee applies only to monthly amounts above 100 EUR in the EEA.

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

EEA

Not yet researched: Annual fee, Monthly fee, Virtual card fee, Replacement fee, Top-up fee, Crypto withdrawal fee, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.

Cashback & rewards

Base cashback
1%*Show source

Base cashback: 1%

Non-VIP users, no monthly cap

Source states (paraphrased): Non-VIP users earn 1% flat cashback on all eligible transactions, no monthly cap.

Source: How to get started with Bybit Card on Bybit EU

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Non-VIP users, no monthly cap

Max cashback
10%*Show source

Max cashback: 10%

Up to; marketing claim, tier based on total Bybit portfolio value

Source: Bybit Card Countries: Availability 2026

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 40%

Up to; marketing claim, tier based on total Bybit portfolio value

Staking / holding required for top rewards
No*Show source

Staking / holding required for top rewards: No

Tiers depend on portfolio value instead

Source states (paraphrased): Cashback tiers based on total Bybit portfolio value with no staking or lock-up requirement.

Source: Bybit Card Countries: Availability 2026

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Tiers depend on portfolio value instead

Not yet researched: Cashback paid in, Cashback type, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.

Credit & financing

Credit line
NoShow source

Credit line: No

Source: Bybit Crypto Debit Card: How It Works

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Credit type, Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend own balance directly, Spend by borrowing against collateral.

Supported countries & currencies

Available in
EEA, Switzerland*Show source

Available in: EEA, Switzerland

Select EEA countries; Bybit pages conflict on which EEA countries are excluded

Source: How to get started with Bybit Card on Bybit EU

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 40%

Select EEA countries; Bybit pages conflict on which EEA countries are excluded

Not available in
United StatesShow source

Not available in: United States

Source: Bybit Card Countries: Availability 2026

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Account / spend currencies, Own IBAN / bank details.

Features, wallets & supported assets

No features data published or researched yet.

Security & custody

No security & custody data published or researched yet.

Limits

No limits data published or researched yet.

Product

Product status
ActiveShow source

Product status: Active

Source: How to get started with Bybit Card on Bybit EU

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type
Debit cardShow source

Card type: Debit card

Source: Bybit Crypto Debit Card: How It Works

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network
MastercardShow source

Network: Mastercard

Source: Bybit Crypto Debit Card: How It Works

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Custody model, Launch date, Card issuer / program manager, Tiers / plans.

Our rating

CriterionWeightScore

Fees

Per-transaction costs ≈ 0.90%

20%
76

Cashback & rewards

20%
48

Availability

31 of 60 tracked countries

15%
100

FX & international

FX fee 0.5%

10%
80

Product features

10%No data — excluded

Custody & security

10%No data — excluded

Credit & financing

No credit line

5%
30

Limits & ATM

ATM cost on €200 ≈ 2.0% · Free ATM allowance ≈ €100/month

5%
62

Transparency

6 of 6 checked key terms disclosed · 3 contradiction(s) between official sources

5%
79

Data coverage 80%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.

Scores are computed by a deterministic algorithm. Affiliate relationships and sponsored placements have no influence. How we score

FAQ

What is the FX fee of Bybit Card?
0.5% (Marketing pages claim 0%). Source: How to Order and Activate Your Bybit Card.
How much cashback does Bybit Card pay?
Base rate: 1% (Non-VIP users, no monthly cap). Highest advertised rate: 10% (Up to; marketing claim, tier based on total Bybit portfolio value).
Is Bybit Card a credit card?
No. It is a debit card; you spend your own balance.
Where is Bybit Card available?
EEA, Switzerland (Select EEA countries; Bybit pages conflict on which EEA countries are excluded).

Change history

  • Product status recorded · 22 October 2026 · auto-approved
  • Card type recorded · 22 October 2026 · auto-approved
  • Network recorded · 22 October 2026 · auto-approved
  • Physical card fee recorded · 22 October 2026 · auto-approved
  • FX fee recorded · 22 October 2026 · auto-approved
  • Crypto conversion fee recorded · 22 October 2026 · auto-approved
  • ATM fee recorded · 22 October 2026 · auto-approved
  • Free ATM allowance recorded · 22 October 2026 · auto-approved
  • Base cashback recorded · 22 October 2026 · auto-approved
  • Max cashback recorded · 22 October 2026 · auto-approved
  • Staking / holding required for top rewards recorded · 22 October 2026 · auto-approved
  • Credit line recorded · 22 October 2026 · auto-approved
  • Available in recorded · 22 October 2026 · auto-approved
  • Not available in recorded · 22 October 2026 · auto-approved