Ripio Card vs Zypto Premium VISA Card
Crypto native
Crypto native
Verdict
- Ripio Card and Zypto Premium VISA Card have the same overall score (5.8/10).
- Ripio Card is clearly stronger on: Fees.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Ripio Card is a good fit for
- Everyday spenders who want cashback
Stronger on: Fees
Zypto Premium VISA Card is a good fit for
- No specific audience can be derived from the published data yet.
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Ripio Card | Zypto Premium VISA Card |
|---|---|---|
| Fees | 100 | 70 |
| Cashback & rewards | 47 | – |
| Availability | 3 | – |
| FX & international | – | 30 |
| Product features | 70 | 70 |
| Custody & security | 60 | – |
| Credit & financing | – | – |
| Limits & ATM | – | 80 |
| Transparency | 100 | 100 |
| Best for Cashback | 5.5 | n/a |
| Best for Travel | 5.7 | 5.5 |
| Best for DeFi Users | 6.4 | n/a |
| Best for High Spenders | 6.0 | 5.7 |
| Best for Low Fees | 8.0 | 6.6 |
| Best for Beginners | 6.9 | 6.9 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Prepaid cardShow source
Network
VisaShow source
VisaShow source
Custody model
CustodialShow source
Tiers / plans
Virtual Premium VISA · Physical Premium VISAShow source
Fees
Monthly fee
FreeShow source
FreeShow source
Physical card fee
FreeShow source
$50Conditions apply: tap or hover for detailsShow source
Including activation and shipping
Virtual card fee
FreeConditions apply: tap or hover for detailsShow source
$10 initial load added to the balance
FX fee
1.75%Show source
Crypto conversion fee
3%Conditions apply: tap or hover for detailsShow source
Crypto off-ramp fee on load
ATM fee
1%Conditions apply: tap or hover for detailsShow source
Physical card
Small transaction fee
$0.30Conditions apply: tap or hover for detailsShow source
Per transaction
Cashback & rewards
Base cashback
2%Conditions apply: tap or hover for detailsShow source
Paying with crypto; 0.5% paying with ARS
Max cashback
4%Conditions apply: tap or hover for detailsShow source
New card users, first 30 days, paying with crypto
Cashback paid in
USDT, BTC or ETHShow source
Cashback type
CryptoShow source
Availability
Available in
ArgentinaShow source
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
Physical card
Limits
ATM limit
$22,500Conditions apply: tap or hover for detailsShow source
Per month
Spending limit
$1,000,000Conditions apply: tap or hover for detailsShow source
Per month, physical card; $175,000 per transaction
Annual cost at 1,500 EUR/month
Ripio Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
Zypto Premium VISA Card
- Annual & monthly fees+0 EUR
- FX costs−63 EUR
- Crypto conversion–
- ATM costs−12 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers