Kite Card vs Zypto Premium VISA Card
Crypto native
Crypto native
Verdict
- Kite Card and Zypto Premium VISA Card have the same overall score (5.8/10).
- Kite Card is clearly stronger on: Fees.
- Zypto Premium VISA Card is clearly stronger on: Product features.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Kite Card is a good fit for
- People who want to keep control of their keys
Stronger on: Fees
Zypto Premium VISA Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Product features
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Kite Card | Zypto Premium VISA Card |
|---|---|---|
| Fees | 100 | 70 |
| Cashback & rewards | – | – |
| Availability | 20 | – |
| FX & international | 28 | 30 |
| Product features | 47 | 70 |
| Custody & security | 80 | – |
| Credit & financing | – | – |
| Limits & ATM | – | 80 |
| Transparency | 100 | 100 |
| Best for Travel | 4.9 | 5.5 |
| Best for Self-Custody | 7.1 | n/a |
| Best for DeFi Users | 6.8 | n/a |
| Best for High Spenders | n/a | 5.7 |
| Best for Low Fees | 7.5 | 6.6 |
| Best for Beginners | 6.8 | 6.9 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Network
VisaShow source
VisaShow source
Custody model
Self-custodyShow source
Tiers / plans
Virtual Premium VISA · Physical Premium VISAShow source
Fees
Annual fee
FreeShow source
Monthly fee
FreeShow source
Physical card fee
$50Conditions apply: tap or hover for detailsShow source
Including activation and shipping
Virtual card fee
FreeShow source
FreeConditions apply: tap or hover for detailsShow source
$10 initial load added to the balance
Replacement fee
FreeShow source
FX fee
1.8%Show source
1.75%Show source
Crypto conversion fee
0%Show source
3%Conditions apply: tap or hover for detailsShow source
Crypto off-ramp fee on load
ATM fee
1%Conditions apply: tap or hover for detailsShow source
Physical card
Small transaction fee
$0.30Conditions apply: tap or hover for detailsShow source
Per transaction
Availability
Available in
Australia, Japan, Malaysia, Philippines, Singapore, South KoreaShow source
Account / spend currencies
USDC · USDTShow source
Features
Apple Pay
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
NoConditions apply: tap or hover for detailsShow source
Coming soon
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
Physical card
Limits
ATM limit
$22,500Conditions apply: tap or hover for detailsShow source
Per month
Spending limit
$1,000,000Conditions apply: tap or hover for detailsShow source
Per month, physical card; $175,000 per transaction
Annual cost at 1,500 EUR/month
Kite Card
- Annual & monthly fees+0 EUR
- FX costs−65 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Zypto Premium VISA Card
- Annual & monthly fees+0 EUR
- FX costs−63 EUR
- Crypto conversion–
- ATM costs−12 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers