Ripio Card
Prepaid international Visa card of the Argentine exchange Ripio: paying with any crypto earns 2% cashback in USDT, BTC or ETH, paying with pesos 0.5%; new users get 4% for 30 days. Virtual and free physical card, no maintenance fee, Apple Pay and Google Wallet.
Base cashback
2%Conditions apply: tap or hover for detailsShow source
Max cashback
4%Conditions apply: tap or hover for detailsShow source
Base fee
FreeShow source
FX fee
ATM fee
Card fee
FreeShow source
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No annual or monthly fee on the base tier
- 2% base cashback in USDT, BTC or ETH
- Apple Pay and Google Pay
Cons
- Top rate of 4% only with conditions — New card users, first 30 days, paying with crypto
Good for
- Everyday spenders who want cashback
Not for
- Users who insist on self-custody
Risks to understand
- Custodial: your crypto is held by the provider — counterparty and insolvency risk.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to Ripio Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees2/15
- Monthly fee
FreeShow source
- Physical card fee
FreeShow source
Not yet researched: Annual fee, Virtual card fee, Replacement fee, FX fee, Crypto conversion fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards4/14
- Base cashback
2%Conditions apply: tap or hover for detailsShow source
Paying with crypto; 0.5% paying with ARS
- Max cashback
4%Conditions apply: tap or hover for detailsShow source
New card users, first 30 days, paying with crypto
- Cashback paid in
USDT, BTC or ETHShow source
- Cashback type
CryptoShow source
Not yet researched: Interest on balance, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies1/4
- Available in
ArgentinaShow source
Not yet researched: Not available in, Account / spend currencies, Own IBAN / bank details.
Features, wallets & supported assets4/11
- Apple Pay
YesShow source
- Google Pay
YesShow source
- Physical card
YesShow source
- Virtual card
YesShow source
Not yet researched: ATM withdrawals, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product4/7
- Product status
ActiveShow source
- Card type
Prepaid cardShow source
- Network
VisaShow source
- Custody model
CustodialShow source
Not yet researched: Launch date, Card issuer / program manager, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €0/year | 20% | 100 |
Cashback & rewards | 20% | 47 |
Availability 1 of 60 tracked countries | 15% | 3 |
FX & international | 10% | No data — excluded |
Product features 4 of 4 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security Custody model: custodial | 10% | 60 |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency 5 of 5 checked key terms disclosed | 5% | 100 |
Data coverage 80%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does Ripio Card have an annual or monthly fee?
Base tier: Free. Source: Ripio Card: Crypto Card VISA 2% cashback in USDT, BTC or ETH.
How much cashback does Ripio Card pay?
Base rate: 2% (Paying with crypto; 0.5% paying with ARS). Highest advertised rate: 4% (New card users, first 30 days, paying with crypto). Paid in USDT, BTC or ETH.
Where is Ripio Card available?
Argentina.
Is Ripio Card self-custodial?
Custodial.
Does Ripio Card work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history15 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Monthly fee recorded · 22 October 2026 · auto-approved
- Physical card fee recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Cashback paid in recorded · 22 October 2026 · auto-approved
- Base cashback recorded · 22 October 2026 · auto-approved
- Max cashback recorded · 22 October 2026 · auto-approved
- Available in recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved