Zypto Premium VISA Card
Physical and virtual Premium Visa cards loaded with crypto from the self-custodial Zypto App (converted on load). $0 monthly fee, $0.30 per transaction, 1.75% FX on non-USD, 3% crypto off-ramp fee; physical card $50 with up to $1M monthly spend and ATM access, virtual card with a $10 initial load. Apple Pay and Google Pay.
Base cashback
Max cashback
Base fee
FreeShow source
FX fee
1.75%Show source
ATM fee
1%Conditions apply: tap or hover for detailsShow source
Card fee
$50Conditions apply: tap or hover for detailsShow source
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No annual or monthly fee on the base tier
- Apple Pay and Google Pay
Cons
- FX fee up to 1.75%
- Physical card costs $50
Good for
Not enough data to say.
Not for
- Frequent travellers paying in foreign currencies
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to Zypto Premium VISA Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees7/15
- Monthly fee
FreeShow source
- Physical card fee
$50Conditions apply: tap or hover for detailsShow source
Including activation and shipping
- Virtual card fee
FreeConditions apply: tap or hover for detailsShow source
$10 initial load added to the balance
- FX fee
1.75%Show source
- Crypto conversion fee
3%Conditions apply: tap or hover for detailsShow source
Crypto off-ramp fee on load
- ATM fee
1%Conditions apply: tap or hover for detailsShow source
Physical card
- Small transaction fee
$0.30Conditions apply: tap or hover for detailsShow source
Per transaction
Not yet researched: Annual fee, Replacement fee, Top-up fee, Crypto withdrawal fee, Free ATM allowance, Transfer fee, Settlement fee, Other fees & markups.
Cashback & rewards0/14
No cashback & rewards data published or researched yet.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies0/4
No availability data published or researched yet.
Features, wallets & supported assets5/11
- Apple Pay
YesShow source
- Google Pay
YesShow source
- Physical card
YesShow source
- Virtual card
YesShow source
- ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
Physical card
Not yet researched: Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits2/2
- ATM limit
$22,500Conditions apply: tap or hover for detailsShow source
Per month
- Spending limit
$1,000,000Conditions apply: tap or hover for detailsShow source
Per month, physical card; $175,000 per transaction
Product4/7
- Product status
ActiveShow source
- Card type
Prepaid cardShow source
- Network
VisaShow source
- Tiers / plans
Virtual Premium VISA · Physical Premium VISAShow source
Not yet researched: Custody model, Launch date, Card issuer / program manager.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €0/year · Per-transaction costs ≈ 3.00% | 20% | 70 |
Cashback & rewards | 20% | No data — excluded |
Availability | 15% | No data — excluded |
FX & international FX fee 1.75% | 10% | 30 |
Product features 5 of 5 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security | 10% | No data — excluded |
Credit & financing | 5% | No data — excluded |
Limits & ATM ATM cost on €200 ≈ 1.0% | 5% | 80 |
Transparency 4 of 4 checked key terms disclosed | 5% | 100 |
Data coverage 50%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does Zypto Premium VISA Card have an annual or monthly fee?
Base tier: Free. Source: Best Crypto Cards | Zypto Premium VISA Cards.
What is the FX fee of Zypto Premium VISA Card?
1.75%. Source: Best Crypto Cards | Zypto Premium VISA Cards.
Does Zypto Premium VISA Card work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history18 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Tiers / plans recorded · 22 October 2026 · auto-approved
- Monthly fee recorded · 22 October 2026 · auto-approved
- Physical card fee recorded · 22 October 2026 · auto-approved
- Virtual card fee recorded · 22 October 2026 · auto-approved
- FX fee recorded · 22 October 2026 · auto-approved
- Crypto conversion fee recorded · 22 October 2026 · auto-approved
- ATM fee recorded · 22 October 2026 · auto-approved
- Small transaction fee recorded · 22 October 2026 · auto-approved
- Spending limit recorded · 22 October 2026 · auto-approved
- ATM limit recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved
- ATM withdrawals recorded · 22 October 2026 · auto-approved