Cryptomus Virtual Card vs Zypto Premium VISA Card
Crypto native
Crypto native
Verdict
- Zypto Premium VISA Card scores higher overall (5.8 vs 5.7 out of 10).
- Zypto Premium VISA Card is clearly stronger on: Fees, Product features.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Cryptomus Virtual Card is a good fit for
- No specific audience can be derived from the published data yet.
Zypto Premium VISA Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees, Product features
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Cryptomus Virtual Card | Zypto Premium VISA Card |
|---|---|---|
| Fees | 39 | 70 |
| Cashback & rewards | – | – |
| Availability | 100 | – |
| FX & international | – | 30 |
| Product features | 35 | 70 |
| Custody & security | 60 | – |
| Credit & financing | – | – |
| Limits & ATM | – | 80 |
| Transparency | 100 | 100 |
| Best for Travel | n/a | 5.5 |
| Best for DeFi Users | 5.2 | n/a |
| Best for High Spenders | n/a | 5.7 |
| Best for Low Fees | 5.2 | 6.6 |
| Best for Beginners | 6.2 | 6.9 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Prepaid cardShow source
Network
Visa / MastercardShow source
VisaShow source
Custody model
CustodialShow source
Tiers / plans
Virtual Premium VISA · Physical Premium VISAShow source
Fees
Monthly fee
FreeShow source
Physical card fee
$50Conditions apply: tap or hover for detailsShow source
Including activation and shipping
Virtual card fee
$4Show source
FreeConditions apply: tap or hover for detailsShow source
$10 initial load added to the balance
FX fee
1.75%Show source
Crypto conversion fee
3%Conditions apply: tap or hover for detailsShow source
Crypto off-ramp fee on load
Top-up fee
3.2%Show source
ATM fee
1%Conditions apply: tap or hover for detailsShow source
Physical card
Small transaction fee
$0.30Conditions apply: tap or hover for detailsShow source
Per transaction
Other fees & markups
Transaction or conversion fees during payments (may vary) · Optional maintenance or inactivity fees depending on card typeShow source
Availability
Available in
GlobalConditions apply: tap or hover for detailsShow source
Most countries; some regions restricted
Account / spend currencies
USDT · USDCConditions apply: tap or hover for detailsShow source
Top-up assets
Features
Apple Pay
YesShow source
Google Pay
YesShow source
Physical card
NoShow source
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
Physical card
Limits
ATM limit
$22,500Conditions apply: tap or hover for detailsShow source
Per month
Spending limit
$1,000,000Conditions apply: tap or hover for detailsShow source
Per month, physical card; $175,000 per transaction
Annual cost at 1,500 EUR/month
Cryptomus Virtual Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Zypto Premium VISA Card
- Annual & monthly fees+0 EUR
- FX costs−63 EUR
- Crypto conversion–
- ATM costs−12 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers