DiCard vs Pionex Card
DiCard
Crypto native
5.4
Pionex Card
Crypto native
5.5
Verdict
- Pionex Card scores higher overall (5.5 vs 5.4 out of 10).
- Pionex Card is clearly stronger on: Fees.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
DiCard is a good fit for
- No specific audience can be derived from the published data yet.
Pionex Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
ether.fi Cash
Crypto native · ether.fi
8.1
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | DiCard | Pionex Card |
|---|---|---|
| Fees | 48 | 100 |
| Cashback & rewards | – | 20 |
| Availability | – | – |
| FX & international | 40 | – |
| Product features | 70 | – |
| Custody & security | 60 | 60 |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | 100 | – |
| Best for Cashback | n/a | 4.3 |
| Best for Travel | 5.1 | n/a |
| Best for DeFi Users | 5.7 | 5.5 |
| Best for High Spenders | n/a | 4.6 |
| Best for Low Fees | 5.4 | n/a |
| Best for Beginners | 6.6 | n/a |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
No data yet
Custody model
CustodialShow source
CustodialShow source
Fees
Annual fee
No data yet
FreeShow source
FX fee
1.5%Show source
No data yet
Top-up fee
1.3%Conditions apply: tap or hover for detailsShow source
0.3% for the first 5 deposits
No data yet
Other fees & markups
Application fee 1 USDT (low-fee card) or 5 USDT (high-limit card)Show source
No data yet
Cashback & rewards
Max cashback
No data yet
5%Show source
Features
Apple Pay
YesShow source
No data yet
Google Pay
YesShow source
No data yet
Virtual card
YesShow source
No data yet
Annual cost at 1,500 EUR/month
DiCard
- Annual & monthly feesunknown
- FX costs−54 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Pionex Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers